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County24th of 34 in Oregon by approvalsFIPS 41015
SBA loans in Curry County, Oregon
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Curry County, Oregon, received 35 SBA loan approvals worth $28.6M in FY2021 to FY2025 (35 7(a), 0 504).
That is 49.6 approvals per 1,000 business establishments (706 establishments in 2023), above the Oregon figure of 40.8 and above the national 41.0.
It ranks 24th of 34 Oregon counties with approvals. In FY2025 there were 8.
16 lenders had approvals here; the most active were Columbia Bank (13), Live Oak Banking Company (3) and Citizens Bank (3). The most common industry was rv (recreational vehicle) parks and recreational camps.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Curry County
By number of approvals to businesses in the county, FY2021–FY2025; 16 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Columbia BankLake Oswego, OR | 13 | $8.9M | 37.1% | |
| 2 | Live Oak Banking CompanyWilmington, NC | 3 | $9.3M | 8.6% | |
| 3 | Citizens BankElizabethton, TN | 3 | $2.1M | 8.6% | |
| 4 | West Coast Community BankSanta Cruz, CA | 2 | — | 5.7% | |
| 5 | PCB BankLos Angeles, CA | 2 | — | 5.7% | |
| 6 | U.S. Bank, National AssociationCincinnati, OH | 2 | — | 5.7% | |
| 7 | First Business BankMadison, WI | 1 | — | 2.9% | |
| 8 | Enterprise Bank & TrustClayton, MO | 1 | — | 2.9% | |
| 9 | T Bank, National AssociationDallas, TX | 1 | — | 2.9% | |
| 10 | Harvest Small Business Finance, LLCLaguna Hills, CA | 1 | — | 2.9% | |
| 11 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 2.9% | |
| 12 | Northeast BankLewiston, ME | 1 | — | 2.9% | |
| 13 | Colony BankFitzgerald, GA | 1 | — | 2.9% | |
| 14 | First Bank of the LakeOsage Beach, MO | 1 | — | 2.9% | |
| 15 | Shoreham BankWarwick, RI | 1 | — | 2.9% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | RV (Recreational Vehicle) Parks and Recreational CampsNAICS 7212 | 4 | 11.4% | |
| 2 | Residential Building ConstructionNAICS 2361 | 4 | 11.4% | |
| 3 | Traveler AccommodationNAICS 7211 | 3 | 8.6% | |
| 4 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 8.6% | |
| 5 | Nonmetallic Mineral Mining and QuarryingNAICS 2123 | 2 | 5.7% | |
| 6 | Automobile DealersNAICS 4411 | 1 | 2.9% | |
| 7 | Lessors of Real EstateNAICS 5311 | 1 | 2.9% | |
| 8 | Death Care ServicesNAICS 8122 | 1 | 2.9% | |
| 9 | Building Material and Supplies DealersNAICS 4441 | 1 | 2.9% | |
| 10 | Furniture and Home Furnishings RetailersNAICS 4491 | 1 | 2.9% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 10 | 28.6% | |
| 2 | Retail Trade | 7 | 20.0% | |
| 3 | Construction | 4 | 11.4% | |
| 4 | Professional, Scientific, and Technical Services | 3 | 8.6% | |
| 5 | Mining, Quarrying, and Oil and Gas Extraction | 2 | 5.7% | |
| 6 | Real Estate and Rental and Leasing | 2 | 5.7% | |
| 7 | Other Services (except Public Administration) | 2 | 5.7% | |
| 8 | Transportation and Warehousing | 2 | 5.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 5 | $210K | $50K | 0 | — | 5 | 7 |
| FY2025 | 8 | $1.1M | $50K | 0 | — | 8 | 46 |
| FY2024 | 9 | $2.4M | $150K | 0 | — | 9 | 65 |
| FY2023 | 5 | $4.1M | $250K | 0 | — | 5 | 41 |
| FY2022 | 5 | $3.0M | $607K | 0 | — | 5 | 39 |
| FY2021 | 8 | $17.8M | $2.0M | 0 | — | 8 | 122 |
| FY2020 | 6 | $4.4M | $499K | 1 | — | 7 | 52 |
| FY2019 | 2 | — | — | 0 | — | 2 | 2 |
| FY2018 | 7 | $5.4M | $300K | 1 | — | 8 | 133 |
| FY2017 | 3 | $700K | $250K | 1 | — | 4 | 34 |
| FY2016 | 7 | $1.4M | $150K | 0 | — | 7 | 25 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 28 approvals.
Against Oregon and the country
| FY2021–FY2025 | Curry County | Oregon | United States |
|---|---|---|---|
| Approvals | 35 | 5,000 | 342,825 |
| Approvals per 1,000 establishments | 49.6 | 40.8 | 41.0 |
| Median 7(a) approval | $304K | $118K | $190K |
| Median 504 approval | — | $667K | $657K |
| Average approval | $816K | $529K | $573K |
| 504 share of approvals | 0.0% | 8.2% | 11.0% |
| Jobs supported per approval, as reported | 8.9 | 8.4 | 10.5 |
| Share of state approvals | 0.7% | 100.0% | — |
Approval sizes
- $50,000 or less31.4%11
- $50,001 to $150,0008.6%3
- $150,001 to $350,00011.4%4
- $350,001 to $1 million20.0%7
- $1 million to $2 million14.3%5
- Over $2 million14.3%5
Age of the businesses
- Existing, more than 2 years old68.6%24
- New business, 2 years or less8.6%3
- Startup, loan funds will open the business5.7%2
- Change of ownership17.1%6
Questions and answers
Which lenders make the most SBA loans in Curry County?
By approvals in FY2021 to FY2025: Columbia Bank (13), Live Oak Banking Company (3), Citizens Bank (3), West Coast Community Bank (2), PCB Bank (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Curry County?
The median 7(a) approval was $304K; the Oregon 7(a) median was $118K.
Which industries get the most SBA loans in Curry County?
RV (Recreational Vehicle) Parks and Recreational Camps (4); Residential Building Construction (4); Traveler Accommodation (3); Restaurants and Other Eating Places (3); Nonmetallic Mineral Mining and Quarrying (2).
Is SBA lending in Curry County rising?
Approvals in the three latest complete fiscal years total 22, against 20 in the three before: rising (+10%).
How does Curry County compare with the rest of Oregon?
49.6 approvals per 1,000 establishments against 40.8 statewide, and 35 of the state's 5,000 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error