States › Puerto Rico › Dorado Municipio
County14th of 78 in Puerto Rico by approvals
SBA loans in Dorado Municipio, Puerto Rico
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Dorado Municipio, Puerto Rico, received 37 SBA loan approvals worth $5.9M in FY2021 to FY2025 (34 7(a), 3 504).
The Census Bureau publishes no establishment count for it, so approvals cannot be set against the number of businesses.
It ranks 14th of 78 Puerto Rico counties with approvals. In FY2025 there were 11, down 15% on FY2024.
6 lenders had approvals here; the most active were Oriental Bank (19), Banco Popular de Puerto Rico (12) and Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) (2). The most common industry was offices of other health practitioners.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Dorado Municipio
By number of approvals to businesses in the county, FY2021–FY2025; 6 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Oriental BankSan Juan, PR | 19 | $1.7M | 51.4% | |
| 2 | Banco Popular de Puerto RicoSan Juan, PR | 12 | $1.1M | 32.4% | |
| 3 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC)San Juan, PR · CDC | 2 | — | 5.4% | |
| 4 | FirstBank Puerto RicoSanturce, PR | 2 | — | 5.4% | |
| 5 | PYMES Financial Partners, Inc.San Juan, PR · CDC | 1 | — | 2.7% | |
| 6 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC)San Juan, PR | 1 | — | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Offices of Other Health PractitionersNAICS 6213 | 4 | 10.8% | |
| 2 | Offices of PhysiciansNAICS 6211 | 3 | 8.1% | |
| 3 | Medical and Diagnostic LaboratoriesNAICS 6215 | 3 | 8.1% | |
| 4 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 8.1% | |
| 5 | Personal Care ServicesNAICS 8121 | 3 | 8.1% | |
| 6 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 2 | 5.4% | |
| 7 | Lessors of Real EstateNAICS 5311 | 2 | 5.4% | |
| 8 | Other Personal ServicesNAICS 8129 | 2 | 5.4% | |
| 9 | Services to Buildings and DwellingsNAICS 5617 | 2 | 5.4% | |
| 10 | Activities Related to Real EstateNAICS 5313 | 2 | 5.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 10 | 27.0% | |
| 2 | Accommodation and Food Services | 5 | 13.5% | |
| 3 | Other Services (except Public Administration) | 5 | 13.5% | |
| 4 | Real Estate and Rental and Leasing | 4 | 10.8% | |
| 5 | Administrative and Support and Waste Management and Remediation Services | 3 | 8.1% | |
| 6 | Professional, Scientific, and Technical Services | 3 | 8.1% | |
| 7 | Retail Trade | 3 | 8.1% | |
| 8 | Wholesale Trade | 2 | 5.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 1 | — | — | 1 | — | 2 | 5 |
| FY2025 | 10 | $660K | $35K | 1 | — | 11 | 91 |
| FY2024 | 12 | $1.6M | $63K | 1 | — | 13 | 280 |
| FY2023 | 5 | $317K | $60K | 0 | — | 5 | 70 |
| FY2022 | 5 | $183K | $25K | 1 | — | 6 | 30 |
| FY2021 | 2 | — | — | 0 | — | 2 | 42 |
| FY2020 | 3 | $227K | $97K | 1 | — | 4 | 59 |
| FY2019 | 2 | — | — | 0 | — | 2 | 29 |
| FY2018 | 2 | — | — | 1 | — | 3 | 20 |
| FY2017 | 4 | $1.3M | $275K | 1 | — | 5 | 40 |
| FY2016 | 7 | $881K | $125K | 0 | — | 7 | 106 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 21 approvals.
Against Puerto Rico and the country
| FY2021–FY2025 | Dorado Municipio | Puerto Rico | United States |
|---|---|---|---|
| Approvals | 37 | 2,777 | 342,825 |
| Approvals per 1,000 establishments | — | — | 41.0 |
| Median 7(a) approval | $48K | $81K | $190K |
| Median 504 approval | $770K | $243K | $657K |
| Average approval | $160K | $205K | $573K |
| 504 share of approvals | 8.1% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 13.9 | 11.2 | 10.5 |
| Share of state approvals | 1.3% | 100.0% | — |
Approval sizes
- $50,000 or less51.4%19
- $50,001 to $150,00024.3%9
- $150,001 to $350,00010.8%4
- $350,001 to $1 million10.8%4
- $1 million to $2 million2.7%1
Age of the businesses
- Existing, more than 2 years old56.8%21
- New business, 2 years or less18.9%7
- Startup, loan funds will open the business24.3%9
Questions and answers
Which lenders make the most SBA loans in Dorado Municipio?
By approvals in FY2021 to FY2025: Oriental Bank (19), Banco Popular de Puerto Rico (12), Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) (2), FirstBank Puerto Rico (2), PYMES Financial Partners, Inc. (1). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Dorado Municipio?
The median 7(a) approval was $48K and the median 504 approval $770K; the Puerto Rico 7(a) median was $81K.
Which industries get the most SBA loans in Dorado Municipio?
Offices of Other Health Practitioners (4); Offices of Physicians (3); Medical and Diagnostic Laboratories (3); Restaurants and Other Eating Places (3); Personal Care Services (3).
Is SBA lending in Dorado Municipio rising?
Approvals in the three latest complete fiscal years total 29, against 12 in the three before: rising (+142%).
How does Dorado Municipio compare with the rest of Puerto Rico?
It had 37 of the state's 2,777 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error