Franchise brands › Bee Hive Homes
Franchise brand127 approvals since FY2013
SBA loans to Bee Hive Homes franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2013, 127 SBA loan approvals worth $230M carry the Bee Hive Homes franchise code, 37 of them in FY2021 to FY2025.
In FY2025 there were 9. The average approval in the five-year window was $1.9M, and 12 of the approvals were 504 loans.
21 lenders made the FY2021 to FY2025 loans across 12 states; the most active were Coastal States Bank (4), America First Federal Credit Union (4) and Mountain West Small Business Finance (4).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 1.3% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 6 | $8.3M | $1.4M | 6 | 66 |
| FY2025 | 9 | $10.3M | $1.1M | 4 | 161 |
| FY2024 | 3 | $3.6M | $1.2M | 2 | 91 |
| FY2023 | 4 | $7.5M | $1.9M | 2 | 135 |
| FY2022 | 11 | $20.4M | $1.9M | 4 | 202 |
| FY2021 | 10 | $28.3M | $2.8M | 0 | 217 |
| FY2020 | 7 | $19.2M | $2.7M | 0 | 99 |
| FY2019 | 13 | $28.9M | $2.2M | 0 | 259 |
| FY2018 | 11 | $26.0M | $2.4M | 0 | 165 |
| FY2017 | 16 | $24.4M | $1.5M | 2 | 222 |
| FY2016 | 12 | $17.6M | $1.5M | 1 | 157 |
SBA's franchise field lists the brand as "BEE HIVE HOMES"; "Bee Hive Homes". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Bee Hive Homes | All SBA loans |
|---|---|---|
| Approvals in these years | 94 | 725,496 |
| Cancelled or never disbursed | 16 | 91,827 |
| Disbursed loans | 78 | 633,669 |
| Paid in full | 52 | 471,304 |
| Charged off | 1 | 37,796 |
| Still outstanding (status exempt from disclosure) | 25 | 124,569 |
| Charged off, share of disbursed loans | 1.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.3% | 2.2% |
| Dollars charged off | $395K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Coastal States BankHilton Head Island, SC | 4 | $14.7M | 10.8% | |
| 2 | America First Federal Credit UnionRiverdale, UT | 4 | $6.6M | 10.8% | |
| 3 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 4 | $4.7M | 10.8% | |
| 4 | First BankSouthern Pines, NC | 3 | $9.9M | 8.1% | |
| 5 | Third Coast BankHumble, TX | 2 | — | 5.4% | |
| 6 | Twin Cities-Metro Certified Development CompanyVadnais Heights, MN · CDC | 2 | — | 5.4% | |
| 7 | LiftFund, Inc.San Antonio, TX · CDC | 2 | — | 5.4% | |
| 8 | Stock Yards Bank & Trust CompanyLouisville, KY | 2 | — | 5.4% | |
| 9 | 21st Century BankLoretto, MN | 2 | — | 5.4% | |
| 10 | American Bank of FreedomWellsville, MO | 1 | — | 2.7% | |
| 11 | Fifth Third BankCincinnati, OH | 1 | — | 2.7% | |
| 12 | Central Minnesota Development CompanyAndover, MN · CDC | 1 | — | 2.7% | |
| 13 | Mountain America FCUSandy, UT | 1 | — | 2.7% | |
| 14 | Byline BankChicago, IL | 1 | — | 2.7% | |
| 15 | Intermountain Business Lending, Inc.Ogden, UT · CDC | 1 | — | 2.7% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Utah | 14 | 37.8% | |
| 2 | Texas | 5 | 13.5% | |
| 3 | Minnesota | 5 | 13.5% | |
| 4 | Missouri | 2 | 5.4% | |
| 5 | Mississippi | 2 | 5.4% | |
| 6 | Indiana | 2 | 5.4% | |
| 7 | Montana | 2 | 5.4% | |
| 8 | Georgia | 1 | 2.7% | |
| 9 | Nevada | 1 | 2.7% | |
| 10 | Michigan | 1 | 2.7% | |
| 11 | Kentucky | 1 | 2.7% | |
| 12 | Arizona | 1 | 2.7% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Continuing Care Retirement Communities and Assisted Living Facilities for the ElderlyNAICS 6233 | 28 | 75.7% | |
| 2 | Nursing Care Facilities (Skilled Nursing Facilities)NAICS 6231 | 9 | 24.3% |
Approval sizes
- $50,001 to $150,0002.7%1
- $150,001 to $350,0008.1%3
- $350,001 to $1 million27.0%10
- $1 million to $2 million18.9%7
- Over $2 million43.2%16
Age of the businesses
- Existing, more than 2 years old29.7%11
- New business, 2 years or less16.2%6
- Startup, loan funds will open the business32.4%12
- Change of ownership21.6%8
Questions and answers
How many SBA loans go to Bee Hive Homes franchises?
127 approvals since FY2013, worth $230M; 37 in FY2021 to FY2025.
Which lenders make SBA loans for Bee Hive Homes franchises?
By approvals in FY2021 to FY2025: Coastal States Bank (4), America First Federal Credit Union (4), Mountain West Small Business Finance (4), First Bank (3), Third Coast Bank (2).
How large is a typical SBA loan for a Bee Hive Homes franchise?
The average approval in FY2021 to FY2025 was $1.9M.
What share of Bee Hive Homes SBA loans are charged off?
Of 78 disbursed loans approved in FY2010 to FY2021, 1 (1.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Bee Hive Homes franchises rising?
Approvals in the three latest complete fiscal years total 16, against 28 in the three before: falling (-43%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error