Franchise brands › Wingate by Wyndham
Franchise brand57 approvals since FY2015
SBA loans to Wingate by Wyndham franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2015, 57 SBA loan approvals worth $192M carry the Wingate by Wyndham franchise code, 28 of them in FY2021 to FY2025.
In FY2025 there were 6. The average approval in the five-year window was $3.9M, and 3 of the approvals were 504 loans.
22 lenders made the FY2021 to FY2025 loans across 17 states; the most active were GBank (4), Port 51 Lending LLC (2) and Celtic Bank Corporation (2).
These are loans to independent franchise owners, not to the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 7 | $20.9M | $3.0M | 3 | 90 |
| FY2025 | 6 | $30.0M | $5.0M | 0 | 85 |
| FY2024 | 3 | $9.4M | $3.1M | 0 | 40 |
| FY2023 | 4 | $11.8M | $3.0M | 1 | 57 |
| FY2022 | 8 | $33.5M | $4.2M | 1 | 128 |
| FY2021 | 7 | $25.0M | $3.6M | 1 | 96 |
| FY2020 | 5 | $16.6M | $3.3M | 1 | 78 |
| FY2019 | 9 | $20.2M | $2.2M | 2 | 144 |
| FY2018 | 5 | $18.4M | $3.7M | 1 | 107 |
| FY2017 | 1 | — | — | 1 | 0 |
| FY2016 | 1 | — | — | 1 | 20 |
SBA's franchise field lists the brand as "Wingate by Wyndham". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Wingate by Wyndham | All SBA loans |
|---|---|---|
| Approvals in these years | 29 | 725,496 |
| Cancelled or never disbursed | 5 | 91,827 |
| Disbursed loans | 24 | 633,669 |
| Paid in full | 12 | 471,304 |
| Charged off | 0 | 37,796 |
| Still outstanding (status exempt from disclosure) | 12 | 124,569 |
| Charged off, share of disbursed loans | too few loans | 6.0% |
| Dollars charged off, share of disbursed dollars | too few loans | 2.2% |
| Dollars charged off | — | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | GBankLas Vegas, NV | 4 | $13.7M | 14.3% | |
| 2 | Port 51 Lending LLCNew York, NY | 2 | — | 7.1% | |
| 3 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 7.1% | |
| 4 | Metro City BankDoraville, GA | 2 | — | 7.1% | |
| 5 | Commonwealth Business BankLos Angeles, CA | 1 | — | 3.6% | |
| 6 | NewBankFlushing, NY | 1 | — | 3.6% | |
| 7 | Blue Ridge Bank National AssociationMartinsville, VA | 1 | — | 3.6% | |
| 8 | Open BankLos Angeles, CA | 1 | — | 3.6% | |
| 9 | Harvest Small Business Finance, LLCLaguna Hills, CA | 1 | — | 3.6% | |
| 10 | Global One BankHouston, TX | 1 | — | 3.6% | |
| 11 | New Millennium BankFort Lee, NJ | 1 | — | 3.6% | |
| 12 | PCB BankLos Angeles, CA | 1 | — | 3.6% | |
| 13 | Millennium BankDes Plaines, IL | 1 | — | 3.6% | |
| 14 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 3.6% | |
| 15 | American Continental BankCity of Industry, CA | 1 | — | 3.6% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 6 | 21.4% | |
| 2 | New York | 2 | 7.1% | |
| 3 | Maryland | 2 | 7.1% | |
| 4 | Georgia | 2 | 7.1% | |
| 5 | Illinois | 2 | 7.1% | |
| 6 | North Carolina | 2 | 7.1% | |
| 7 | West Virginia | 2 | 7.1% | |
| 8 | Washington | 1 | 3.6% | |
| 9 | Indiana | 1 | 3.6% | |
| 10 | Colorado | 1 | 3.6% | |
| 11 | Mississippi | 1 | 3.6% | |
| 12 | New Mexico | 1 | 3.6% | |
| 13 | Virginia | 1 | 3.6% | |
| 14 | Wisconsin | 1 | 3.6% | |
| 15 | Oklahoma | 1 | 3.6% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Traveler AccommodationNAICS 7211 | 27 | 96.4% | |
| 2 | Management of Companies and EnterprisesNAICS 5511 | 1 | 3.6% |
Approval sizes
- $1 million to $2 million10.7%3
- Over $2 million89.3%25
Age of the businesses
- Existing, more than 2 years old60.7%17
- New business, 2 years or less14.3%4
- Startup, loan funds will open the business7.1%2
- Change of ownership17.9%5
Questions and answers
How many SBA loans go to Wingate by Wyndham franchises?
57 approvals since FY2015, worth $192M; 28 in FY2021 to FY2025.
Which lenders make SBA loans for Wingate by Wyndham franchises?
By approvals in FY2021 to FY2025: GBank (4), Port 51 Lending LLC (2), Celtic Bank Corporation (2), Metro City Bank (2), Commonwealth Business Bank (1).
How large is a typical SBA loan for a Wingate by Wyndham franchise?
The average approval in FY2021 to FY2025 was $3.9M.
What share of Wingate by Wyndham SBA loans are charged off?
There are fewer than 30 disbursed loans from the matured approval years, too few for a rate.
Are SBA loans to Wingate by Wyndham franchises rising?
Approvals in the three latest complete fiscal years total 13, against 20 in the three before: falling (-35%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error