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County4th of 71 in Arkansas by approvalsFIPS 05045
SBA loans in Faulkner County, Arkansas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 88 loans to businesses in Faulkner County, Arkansas, in FY2021 to FY2025, worth $43.1M: 79 under 7(a) and 9 under 504.
That is 29.4 approvals per 1,000 business establishments (2,990 establishments in 2023), above the Arkansas figure of 23.9 and below the national 41.0.
It ranks 4th of 71 Arkansas counties with approvals. In FY2025 there were 14, down 30% on FY2024.
31 lenders had approvals here; the most active were First Service Bank (26), Arvest Bank (10) and Rural Missouri, Inc. (6). The most common industry was offices of other health practitioners.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Faulkner County
By number of approvals to businesses in the county, FY2021–FY2025; 31 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | First Service BankGreenbrier, AR | 26 | $9.9M | 29.5% | |
| 2 | Arvest BankFayetteville, AR | 10 | $1.9M | 11.4% | |
| 3 | Rural Missouri, Inc.Jefferson City, MO · CDC | 6 | $3.3M | 6.8% | |
| 4 | Bank OZKLittle Rock, AR | 5 | $2.7M | 5.7% | |
| 5 | U.S. Bank, National AssociationCincinnati, OH | 4 | $92K | 4.5% | |
| 6 | Celtic Bank CorporationSalt Lake City, UT | 3 | $636K | 3.4% | |
| 7 | First Community BankBatesville, AR | 3 | $525K | 3.4% | |
| 8 | GBankLas Vegas, NV | 2 | — | 2.3% | |
| 9 | Southern Bancorp BankArkadelphia, AR | 2 | — | 2.3% | |
| 10 | Six Bridges Capital CorporationLittle Rock, AR · CDC | 2 | — | 2.3% | |
| 11 | Arkansas FCULittle Rock, AR | 2 | — | 2.3% | |
| 12 | Newtek Bank, National AssociationMiami, FL | 2 | — | 2.3% | |
| 13 | BayFirst National BankSaint Petersburg, FL | 2 | — | 2.3% | |
| 14 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 2.3% | |
| 15 | US Metro BankGarden Grove, CA | 1 | — | 1.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Offices of Other Health PractitionersNAICS 6213 | 7 | 8.0% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 7 | 8.0% | |
| 3 | Traveler AccommodationNAICS 7211 | 4 | 4.5% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 4 | 4.5% | |
| 5 | Special Food ServicesNAICS 7223 | 4 | 4.5% | |
| 6 | Residential Building ConstructionNAICS 2361 | 4 | 4.5% | |
| 7 | Child Day Care ServicesNAICS 6244 | 3 | 3.4% | |
| 8 | Lessors of Real EstateNAICS 5311 | 3 | 3.4% | |
| 9 | Personal Care ServicesNAICS 8121 | 3 | 3.4% | |
| 10 | Other Schools and InstructionNAICS 6116 | 3 | 3.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 15 | 17.0% | |
| 2 | Retail Trade | 14 | 15.9% | |
| 3 | Health Care and Social Assistance | 13 | 14.8% | |
| 4 | Construction | 12 | 13.6% | |
| 5 | Other Services (except Public Administration) | 8 | 9.1% | |
| 6 | Transportation and Warehousing | 6 | 6.8% | |
| 7 | Real Estate and Rental and Leasing | 4 | 4.5% | |
| 8 | Professional, Scientific, and Technical Services | 4 | 4.5% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 9 | $12.5M | $300K | 1 | — | 10 | 233 |
| FY2025 | 14 | $12.0M | $419K | 0 | — | 14 | 181 |
| FY2024 | 19 | $5.6M | $165K | 1 | — | 20 | 142 |
| FY2023 | 18 | $8.3M | $189K | 2 | — | 20 | 202 |
| FY2022 | 16 | $7.3M | $100K | 1 | — | 17 | 229 |
| FY2021 | 12 | $5.3M | $201K | 5 | $2.9M | 17 | 179 |
| FY2020 | 18 | $3.5M | $75K | 1 | — | 19 | 158 |
| FY2019 | 10 | $1.5M | $108K | 0 | — | 10 | 53 |
| FY2018 | 9 | $2.7M | $232K | 0 | — | 9 | 67 |
| FY2017 | 9 | $2.9M | $217K | 0 | — | 9 | 153 |
| FY2016 | 12 | $2.3M | $145K | 0 | — | 12 | 83 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 59 approvals.
Against Arkansas and the country
| FY2021–FY2025 | Faulkner County | Arkansas | United States |
|---|---|---|---|
| Approvals | 88 | 1,686 | 342,825 |
| Approvals per 1,000 establishments | 29.4 | 23.9 | 41.0 |
| Median 7(a) approval | $180K | $234K | $190K |
| Median 504 approval | $371K | $569K | $657K |
| Average approval | $490K | $622K | $573K |
| 504 share of approvals | 10.2% | 7.2% | 11.0% |
| Jobs supported per approval, as reported | 10.6 | 10.5 | 10.5 |
| Share of state approvals | 5.2% | 100.0% | — |
Approval sizes
- $50,000 or less20.5%18
- $50,001 to $150,00022.7%20
- $150,001 to $350,00020.5%18
- $350,001 to $1 million25.0%22
- $1 million to $2 million6.8%6
- Over $2 million4.5%4
Age of the businesses
- Existing, more than 2 years old53.4%47
- New business, 2 years or less17.0%15
- Startup, loan funds will open the business23.9%21
- Change of ownership5.7%5
Questions and answers
Which lenders make the most SBA loans in Faulkner County?
By approvals in FY2021 to FY2025: First Service Bank (26), Arvest Bank (10), Rural Missouri, Inc. (6), Bank OZK (5), U.S. Bank, National Association (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Faulkner County?
The median 7(a) approval was $180K and the median 504 approval $371K; the Arkansas 7(a) median was $234K.
Which industries get the most SBA loans in Faulkner County?
Offices of Other Health Practitioners (7); Restaurants and Other Eating Places (7); Traveler Accommodation (4); Building Equipment Contractors (4); Special Food Services (4).
Is SBA lending in Faulkner County rising?
Approvals in the three latest complete fiscal years total 54, against 53 in the three before: broadly level (+2%).
How does Faulkner County compare with the rest of Arkansas?
29.4 approvals per 1,000 establishments against 23.9 statewide, and 88 of the state's 1,686 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error