States › Colorado › Teller County
County21st of 60 in Colorado by approvalsFIPS 08119
SBA loans in Teller County, Colorado
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Teller County, Colorado, received 41 SBA loan approvals worth $31.3M in FY2021 to FY2025 (39 7(a), 2 504).
That is 49.8 approvals per 1,000 business establishments (824 establishments in 2023), close to the Colorado figure of 49.6 and above the national 41.0.
It ranks 21st of 60 Colorado counties with approvals. In FY2025 there were 10.
23 lenders had approvals here; the most active were Integrity Bank & Trust (5), Park State Bank & Trust (4) and Midwest Regional Bank (4). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Teller County
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Integrity Bank & TrustMonument, CO | 5 | $1.6M | 12.2% | |
| 2 | Park State Bank & TrustWoodland Park, CO | 4 | $6.1M | 9.8% | |
| 3 | Midwest Regional BankFestus, MO | 4 | $3.2M | 9.8% | |
| 4 | Live Oak Banking CompanyWilmington, NC | 3 | $3.2M | 7.3% | |
| 5 | KeyBank National AssociationCleveland, OH | 3 | $1.7M | 7.3% | |
| 6 | Zions Bank, A Division ofSalt Lake City, UT | 3 | $664K | 7.3% | |
| 7 | Busey BankChampaign, IL | 2 | — | 4.9% | |
| 8 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 4.9% | |
| 9 | B:Side CapitalDenver, CO · CDC | 1 | — | 2.4% | |
| 10 | Columbia BankLake Oswego, OR | 1 | — | 2.4% | |
| 11 | Celtic Bank CorporationSalt Lake City, UT | 1 | — | 2.4% | |
| 12 | United Community BankGreenville, SC | 1 | — | 2.4% | |
| 13 | FDIC - Community Bank & Trust-West GeorgiaLagrange, GA | 1 | — | 2.4% | |
| 14 | The Bancorp Bank National AssociationSioux Falls, SD | 1 | — | 2.4% | |
| 15 | Glacier BankKalispell, MT | 1 | — | 2.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 11 | 26.8% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 4 | 9.8% | |
| 3 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 7.3% | |
| 4 | Office Supplies, Stationery, and Gift StoresNAICS 4532 | 2 | 4.9% | |
| 5 | Beer, Wine, and Liquor StoresNAICS 4453 | 2 | 4.9% | |
| 6 | Traveler AccommodationNAICS 7211 | 2 | 4.9% | |
| 7 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 2 | 4.9% | |
| 8 | Continuing Care Retirement Communities and Assisted Living Facilities for the ElderlyNAICS 6233 | 1 | 2.4% | |
| 9 | Building Material and Supplies DealersNAICS 4441 | 1 | 2.4% | |
| 10 | Offices of DentistsNAICS 6212 | 1 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 13 | 31.7% | |
| 2 | Retail Trade | 9 | 22.0% | |
| 3 | Construction | 6 | 14.6% | |
| 4 | Other Services (except Public Administration) | 5 | 12.2% | |
| 5 | Health Care and Social Assistance | 3 | 7.3% | |
| 6 | Professional, Scientific, and Technical Services | 3 | 7.3% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 1 | 2.4% | |
| 8 | Manufacturing | 1 | 2.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 8 | $6.6M | $472K | 0 | — | 8 | 62 |
| FY2025 | 9 | $4.9M | $200K | 1 | — | 10 | 93 |
| FY2024 | 5 | $2.1M | $499K | 0 | — | 5 | 43 |
| FY2023 | 7 | $6.6M | $250K | 0 | — | 7 | 63 |
| FY2022 | 7 | $6.2M | $643K | 1 | — | 8 | 64 |
| FY2021 | 11 | $8.1M | $411K | 0 | — | 11 | 138 |
| FY2020 | 2 | — | — | 3 | $751K | 5 | 29 |
| FY2019 | 4 | $1.7M | $240K | 2 | — | 6 | 38 |
| FY2018 | 5 | $688K | $58K | 0 | — | 5 | 14 |
| FY2017 | 5 | $2.9M | $150K | 2 | — | 7 | 264 |
| FY2016 | 1 | — | — | 0 | — | 1 | 1 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 24 approvals.
Against Colorado and the country
| FY2021–FY2025 | Teller County | Colorado | United States |
|---|---|---|---|
| Approvals | 41 | 9,057 | 342,825 |
| Approvals per 1,000 establishments | 49.8 | 49.6 | 41.0 |
| Median 7(a) approval | $450K | $261K | $190K |
| Median 504 approval | — | $612K | $657K |
| Average approval | $764K | $645K | $573K |
| 504 share of approvals | 4.9% | 11.1% | 11.0% |
| Jobs supported per approval, as reported | 9.8 | 10.6 | 10.5 |
| Share of state approvals | 0.5% | 100.0% | — |
Approval sizes
- $50,000 or less4.9%2
- $50,001 to $150,00017.1%7
- $150,001 to $350,00017.1%7
- $350,001 to $1 million41.5%17
- $1 million to $2 million7.3%3
- Over $2 million12.2%5
Age of the businesses
- Existing, more than 2 years old31.7%13
- New business, 2 years or less14.6%6
- Startup, loan funds will open the business12.2%5
- Change of ownership41.5%17
Questions and answers
Which lenders make the most SBA loans in Teller County?
By approvals in FY2021 to FY2025: Integrity Bank & Trust (5), Park State Bank & Trust (4), Midwest Regional Bank (4), Live Oak Banking Company (3), KeyBank National Association (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Teller County?
The median 7(a) approval was $450K; the Colorado 7(a) median was $261K.
Which industries get the most SBA loans in Teller County?
Restaurants and Other Eating Places (11); Automotive Repair and Maintenance (4); Other Specialty Trade Contractors (3); Office Supplies, Stationery, and Gift Stores (2); Beer, Wine, and Liquor Stores (2).
Is SBA lending in Teller County rising?
Approvals in the three latest complete fiscal years total 22, against 24 in the three before: broadly level (-8%).
How does Teller County compare with the rest of Colorado?
49.8 approvals per 1,000 establishments against 49.6 statewide, and 41 of the state's 9,057 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error