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County6th of 60 in Colorado by approvalsFIPS 08035
SBA loans in Douglas County, Colorado
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 618 loans to businesses in Douglas County, Colorado, in FY2021 to FY2025, worth $376M: 578 under 7(a) and 40 under 504.
That is 58.5 approvals per 1,000 business establishments (10,563 establishments in 2023), above the Colorado figure of 49.6 and above the national 41.0.
It ranks 6th of 60 Colorado counties with approvals. In FY2025 there were 193, up 46% on FY2024.
109 lenders had approvals here; the most active were The Huntington National Bank (107), U.S. Bank, National Association (38) and Wells Fargo Bank National Association (33). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Douglas County
By number of approvals to businesses in the county, FY2021–FY2025; 109 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 107 | $27.7M | 17.3% | |
| 2 | U.S. Bank, National AssociationCincinnati, OH | 38 | $5.4M | 6.1% | |
| 3 | Wells Fargo Bank National AssociationSioux Falls, SD | 33 | $7.5M | 5.3% | |
| 4 | KeyBank National AssociationCleveland, OH | 25 | $3.8M | 4.0% | |
| 5 | B:Side CapitalDenver, CO · CDC | 24 | $35.6M | 3.9% | |
| 6 | Newtek Bank, National AssociationMiami, FL | 24 | $6.9M | 3.9% | |
| 7 | Live Oak Banking CompanyWilmington, NC | 23 | $29.6M | 3.7% | |
| 8 | Northeast BankLewiston, ME | 22 | $2.3M | 3.6% | |
| 9 | JPMorgan Chase Bank, National AssociationColumbus, OH | 20 | $5.2M | 3.2% | |
| 10 | United Midwest Savings Bank National AssociationDe Graff, OH | 16 | $2.2M | 2.6% | |
| 11 | Readycap Lending, LLCBerkeley Heights, NJ | 13 | $3.9M | 2.1% | |
| 12 | First Internet Bank of IndianaFishers, IN | 11 | $11.9M | 1.8% | |
| 13 | BayFirst National BankSaint Petersburg, FL | 11 | $1.8M | 1.8% | |
| 14 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 10 | $14.5M | 1.6% | |
| 15 | Hanmi BankLos Angeles, CA | 10 | $8.7M | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 51 | 8.3% | |
| 2 | Other Amusement and Recreation IndustriesNAICS 7139 | 34 | 5.5% | |
| 3 | Personal Care ServicesNAICS 8121 | 27 | 4.4% | |
| 4 | Other Personal ServicesNAICS 8129 | 26 | 4.2% | |
| 5 | Residential Building ConstructionNAICS 2361 | 24 | 3.9% | |
| 6 | Services to Buildings and DwellingsNAICS 5617 | 23 | 3.7% | |
| 7 | Offices of Other Health PractitionersNAICS 6213 | 23 | 3.7% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 22 | 3.6% | |
| 9 | Child Day Care ServicesNAICS 6244 | 17 | 2.8% | |
| 10 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 17 | 2.8% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 95 | 15.4% | |
| 2 | Other Services (except Public Administration) | 83 | 13.4% | |
| 3 | Professional, Scientific, and Technical Services | 70 | 11.3% | |
| 4 | Retail Trade | 67 | 10.8% | |
| 5 | Health Care and Social Assistance | 64 | 10.4% | |
| 6 | Accommodation and Food Services | 58 | 9.4% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 40 | 6.5% | |
| 8 | Arts, Entertainment, and Recreation | 38 | 6.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 81 | $50.0M | $275K | 2 | — | 83 | 562 |
| FY2025 | 182 | $85.0M | $241K | 11 | $12.1M | 193 | 1,335 |
| FY2024 | 127 | $69.0M | $150K | 5 | $8.2M | 132 | 1,215 |
| FY2023 | 106 | $41.9M | $197K | 4 | $9.0M | 110 | 1,409 |
| FY2022 | 67 | $44.8M | $242K | 7 | $8.9M | 74 | 920 |
| FY2021 | 96 | $77.1M | $357K | 13 | $20.3M | 109 | 1,350 |
| FY2020 | 73 | $41.3M | $300K | 4 | $5.2M | 77 | 1,211 |
| FY2019 | 82 | $44.9M | $156K | 8 | $12.2M | 90 | 1,157 |
| FY2018 | 113 | $64.0M | $154K | 4 | $4.1M | 117 | 1,074 |
| FY2017 | 110 | $63.1M | $175K | 9 | $11.5M | 119 | 1,383 |
| FY2016 | 109 | $44.1M | $150K | 6 | $4.7M | 115 | 903 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 518 approvals.
Against Colorado and the country
| FY2021–FY2025 | Douglas County | Colorado | United States |
|---|---|---|---|
| Approvals | 618 | 9,057 | 342,825 |
| Approvals per 1,000 establishments | 58.5 | 49.6 | 41.0 |
| Median 7(a) approval | $231K | $261K | $190K |
| Median 504 approval | $1.4M | $612K | $657K |
| Average approval | $609K | $645K | $573K |
| 504 share of approvals | 6.5% | 11.1% | 11.0% |
| Jobs supported per approval, as reported | 10.1 | 10.6 | 10.5 |
| Share of state approvals | 6.8% | 100.0% | — |
Approval sizes
- $50,000 or less22.2%137
- $50,001 to $150,00018.8%116
- $150,001 to $350,00019.9%123
- $350,001 to $1 million20.7%128
- $1 million to $2 million10.7%66
- Over $2 million7.8%48
Age of the businesses
- Existing, more than 2 years old43.7%270
- New business, 2 years or less18.9%117
- Startup, loan funds will open the business26.5%164
- Change of ownership10.5%65
- Not answered0.3%2
Questions and answers
Which lenders make the most SBA loans in Douglas County?
By approvals in FY2021 to FY2025: The Huntington National Bank (107), U.S. Bank, National Association (38), Wells Fargo Bank National Association (33), KeyBank National Association (25), B:Side Capital (24). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Douglas County?
The median 7(a) approval was $231K and the median 504 approval $1.4M; the Colorado 7(a) median was $261K.
Which industries get the most SBA loans in Douglas County?
Restaurants and Other Eating Places (51); Other Amusement and Recreation Industries (34); Personal Care Services (27); Other Personal Services (26); Residential Building Construction (24).
Is SBA lending in Douglas County rising?
Approvals in the three latest complete fiscal years total 435, against 260 in the three before: rising (+67%).
How does Douglas County compare with the rest of Colorado?
58.5 approvals per 1,000 establishments against 49.6 statewide, and 618 of the state's 9,057 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error