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County6th of 17 in Connecticut by approvalsFIPS 09120
SBA loans in Greater Bridgeport Planning Region, Connecticut
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Greater Bridgeport Planning Region, Connecticut, received 312 SBA loan approvals worth $90.5M in FY2021 to FY2025 (287 7(a), 25 504).
That is 45.0 approvals per 1,000 business establishments (6,941 establishments in 2023), close to the Connecticut figure of 48.8 and close to the national 41.0.
It ranks 6th of 17 Connecticut counties with approvals. In FY2025 there were 100, up 20% on FY2024.
47 lenders had approvals here; the most active were Manufacturers and Traders Trust Company (106), TD Bank, National Association (42) and Webster Bank National Association (27). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Greater Bridgeport Planning Region
By number of approvals to businesses in the county, FY2021–FY2025; 47 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust CompanyBuffalo, NY | 106 | $8.7M | 34.0% | |
| 2 | TD Bank, National AssociationWilmington, DE | 42 | $4.0M | 13.5% | |
| 3 | Webster Bank National AssociationWaterbury, CT | 27 | $6.3M | 8.7% | |
| 4 | New England Certified Development CorporationWakefield, MA · CDC | 15 | $8.2M | 4.8% | |
| 5 | KeyBank National AssociationCleveland, OH | 10 | $1.4M | 3.2% | |
| 6 | Community Investment CorporationHamden, CT · CDC | 9 | $8.5M | 2.9% | |
| 7 | BayFirst National BankSaint Petersburg, FL | 7 | $1.8M | 2.2% | |
| 8 | Celtic Bank CorporationSalt Lake City, UT | 6 | $5.4M | 1.9% | |
| 9 | Newtek Bank, National AssociationMiami, FL | 6 | $3.8M | 1.9% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 6 | $3.2M | 1.9% | |
| 11 | Newtown Savings BankNewtown, CT | 6 | $2.5M | 1.9% | |
| 12 | The Huntington National BankColumbus, OH | 6 | $1.3M | 1.9% | |
| 13 | Liberty BankMiddletown, CT | 6 | $780K | 1.9% | |
| 14 | Live Oak Banking CompanyWilmington, NC | 5 | $5.2M | 1.6% | |
| 15 | Ives BankDanbury, CT | 4 | $1.1M | 1.3% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 20 | 6.4% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 18 | 5.8% | |
| 3 | Residential Building ConstructionNAICS 2361 | 17 | 5.4% | |
| 4 | Building Finishing ContractorsNAICS 2383 | 16 | 5.1% | |
| 5 | Personal Care ServicesNAICS 8121 | 15 | 4.8% | |
| 6 | Building Equipment ContractorsNAICS 2382 | 10 | 3.2% | |
| 7 | Other Personal ServicesNAICS 8129 | 9 | 2.9% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 9 | 2.9% | |
| 9 | Child Day Care ServicesNAICS 6244 | 8 | 2.6% | |
| 10 | Beer, Wine, and Liquor StoresNAICS 4453 | 8 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 61 | 19.6% | |
| 2 | Retail Trade | 47 | 15.1% | |
| 3 | Other Services (except Public Administration) | 39 | 12.5% | |
| 4 | Health Care and Social Assistance | 26 | 8.3% | |
| 5 | Accommodation and Food Services | 25 | 8.0% | |
| 6 | Professional, Scientific, and Technical Services | 24 | 7.7% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 24 | 7.7% | |
| 8 | Manufacturing | 19 | 6.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 70 | $14.1M | $98K | 4 | $2.7M | 74 | 358 |
| FY2025 | 96 | $20.2M | $80K | 4 | $2.0M | 100 | 994 |
| FY2024 | 74 | $19.6M | $90K | 9 | $6.1M | 83 | 705 |
| FY2023 | 57 | $11.7M | $56K | 3 | $2.7M | 60 | 401 |
| FY2022 | 34 | $12.9M | $93K | 3 | $2.8M | 37 | 415 |
| FY2021 | 26 | $8.7M | $228K | 6 | $3.9M | 32 | 253 |
| FY2020 | 14 | $5.7M | $50K | 11 | $5.9M | 25 | 117 |
| FY2019 | 19 | $2.6M | $75K | 5 | $2.9M | 24 | 63 |
| FY2018 | 24 | $11.1M | $191K | 6 | $3.2M | 30 | 194 |
| FY2017 | 16 | $10.4M | $463K | 6 | $2.6M | 22 | 151 |
| FY2016 | 16 | $10.8M | $389K | 4 | $7.2M | 20 | 197 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 121 approvals.
Against Connecticut and the country
| FY2021–FY2025 | Greater Bridgeport Planning Region | Connecticut | United States |
|---|---|---|---|
| Approvals | 312 | 4,358 | 342,825 |
| Approvals per 1,000 establishments | 45.0 | 48.8 | 41.0 |
| Median 7(a) approval | $90K | $148K | $190K |
| Median 504 approval | $722K | $494K | $657K |
| Average approval | $290K | $435K | $573K |
| 504 share of approvals | 8.0% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 8.9 | 9.2 | 10.5 |
| Share of state approvals | 7.2% | 100.0% | — |
Approval sizes
- $50,000 or less37.2%116
- $50,001 to $150,00025.3%79
- $150,001 to $350,00013.5%42
- $350,001 to $1 million16.7%52
- $1 million to $2 million5.1%16
- Over $2 million2.2%7
Age of the businesses
- Existing, more than 2 years old66.7%208
- New business, 2 years or less17.3%54
- Startup, loan funds will open the business10.3%32
- Change of ownership5.8%18
Questions and answers
Which lenders make the most SBA loans in Greater Bridgeport Planning Region?
By approvals in FY2021 to FY2025: Manufacturers and Traders Trust Company (106), TD Bank, National Association (42), Webster Bank National Association (27), New England Certified Development Corporation (15), KeyBank National Association (10). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Greater Bridgeport Planning Region?
The median 7(a) approval was $90K and the median 504 approval $722K; the Connecticut 7(a) median was $148K.
Which industries get the most SBA loans in Greater Bridgeport Planning Region?
Restaurants and Other Eating Places (20); Services to Buildings and Dwellings (18); Residential Building Construction (17); Building Finishing Contractors (16); Personal Care Services (15).
Is SBA lending in Greater Bridgeport Planning Region rising?
Approvals in the three latest complete fiscal years total 243, against 94 in the three before: rising (+159%).
How does Greater Bridgeport Planning Region compare with the rest of Connecticut?
45.0 approvals per 1,000 establishments against 48.8 statewide, and 312 of the state's 4,358 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error