Lenders › The Huntington National Bank
7(a) lenderColumbus, OhioFDIC-insured bank1st of 2,184 by approvals
The Huntington National Bank
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 to FY2025 SBA approved 36,525 7(a) loans, worth $9.20bn, through The Huntington National Bank of Columbus, Ohio, an FDIC-insured bank in the SBA 7(a) program. By number of approvals that is 1st among 2,184 active 7(a) lenders.
In FY2025, the latest complete fiscal year, it had 7,784 approvals totalling $2.49bn, down 9% on FY2024 (8,535). FY2026 to 30 Jun 2026 adds 2,733 more.
The median approval was $92K, against $190K for the 7(a) program as a whole; 63.9% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 51 states and territories and 1,243 counties, led by Ohio (29.6%), Michigan (16.9%) and Illinois (7.6%). The largest industry group was construction at 15.6% of approvals, and 19.3% of approvals were to franchise businesses.
Of 41,544 disbursed loans approved in FY2010 to FY2021, SBA records 2,380 as charged off (5.7%), 33,516 as paid in full and 5,648 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is close to it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 2,733 | $1.04bn | $131K | $381K | 22,812 |
| FY2025 | 7,784 | $2.49bn | $102K | $319K | 60,335 |
| FY2024 | 8,535 | $1.99bn | $80K | $234K | 59,166 |
| FY2023 | 8,379 | $1.85bn | $79K | $221K | 74,734 |
| FY2022 | 6,668 | $1.42bn | $85K | $213K | 49,167 |
| FY2021 | 5,159 | $1.45bn | $96K | $281K | 39,767 |
| FY2020 | 3,723 | $787M | $52K | $211K | 26,671 |
| FY2019 | 4,157 | $995M | $55K | $239K | 32,115 |
| FY2018 | 5,201 | $1.24bn | $50K | $238K | 39,280 |
| FY2017 | 4,550 | $1.18bn | $50K | $260K | 37,943 |
| FY2016 | 4,346 | $981M | $50K | $226K | 35,904 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 21,977 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Ohio | 7(a) program |
|---|---|---|---|
| Approvals in these years | 48,179 | 36,740 | 639,905 |
| Cancelled or never disbursed | 6,635 | 5,259 | 79,313 |
| Disbursed loans | 41,544 | 31,481 | 560,592 |
| Paid in full | 33,516 | 25,599 | 435,813 |
| Charged off | 2,380 | 1,791 | 36,891 |
| Still outstanding (status exempt from disclosure) | 5,648 | 4,091 | 87,888 |
| Charged off, share of disbursed loans | 5.7% | 5.7% | 6.6% |
| Dollars charged off, share of disbursed dollars | 2.7% | 2.7% | 2.5% |
| Dollars charged off | $256M | $213M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 4,431 | 2,103 | 162 | 3.7% | 2.8% |
| FY2020 | 3,210 | 2,315 | 129 | 4.0% | 4.0% |
| FY2019 | 3,627 | 2,690 | 177 | 4.9% | 6.7% |
| FY2018 | 4,671 | 3,784 | 254 | 5.4% | 7.9% |
| FY2017 | 4,103 | 3,362 | 242 | 5.9% | 7.7% |
| FY2016 | 3,913 | 3,311 | 272 | 7.0% | 7.2% |
| FY2015 | 4,104 | 3,633 | 293 | 7.1% | 6.9% |
| FY2014 | 3,967 | 3,575 | 270 | 6.8% | 6.4% |
| FY2013 | 2,860 | 2,616 | 170 | 5.9% | 6.0% |
| FY2012 | 2,575 | 2,370 | 141 | 5.5% | 6.3% |
| FY2011 | 2,682 | 2,475 | 173 | 6.5% | 6.9% |
| FY2010 | 1,401 | 1,282 | 97 | 6.9% | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $92K | $190K |
| Average approval | $252K | $518K |
| Approvals of $150,000 or less | 63.9% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 39.2% | 34.3% |
| Approvals to franchise businesses | 19.3% | 11.5% |
| Jobs supported per approval, as reported | 7.8 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 5.7% | 6.6% |
States served
| # | State of the business (51 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Ohio | 10,801 | $1.75bn | 29.6% | |
| 2 | Michigan | 6,184 | $1.03bn | 16.9% | |
| 3 | Illinois | 2,792 | $565M | 7.6% | |
| 4 | Texas | 2,161 | $1.04bn | 5.9% | |
| 5 | Florida | 1,637 | $631M | 4.5% | |
| 6 | Pennsylvania | 1,537 | $311M | 4.2% | |
| 7 | Indiana | 1,521 | $332M | 4.2% | |
| 8 | California | 1,393 | $433M | 3.8% | |
| 9 | Colorado | 1,043 | $315M | 2.9% | |
| 10 | Georgia | 717 | $334M | 2.0% | |
| 11 | Minnesota | 610 | $134M | 1.7% | |
| 12 | North Carolina | 496 | $200M | 1.4% |
In Ohio the lender accounts for 61.2% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (1,243 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Cook County, IL | 1,620 | $293M | 4.4% | |
| 2 | Cuyahoga County, OH | 1,369 | $233M | 3.7% | |
| 3 | Franklin County, OH | 1,336 | $226M | 3.7% | |
| 4 | Oakland County, MI | 982 | $201M | 2.7% | |
| 5 | Wayne County, MI | 916 | $143M | 2.5% | |
| 6 | Kent County, MI | 796 | $115M | 2.2% | |
| 7 | Summit County, OH | 768 | $126M | 2.1% | |
| 8 | Macomb County, MI | 717 | $107M | 2.0% | |
| 9 | Hamilton County, OH | 652 | $162M | 1.8% | |
| 10 | Allegheny County, PA | 585 | $112M | 1.6% | |
| 11 | Marion County, IN | 538 | $110M | 1.5% | |
| 12 | Stark County, OH | 488 | $62.1M | 1.3% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 5,698 | 15.6% | |
| 2 | Accommodation and Food Services | 4,687 | 12.8% | |
| 3 | Transportation and Warehousing | 4,602 | 12.6% | |
| 4 | Other Services (except Public Administration) | 3,652 | 10.0% | |
| 5 | Health Care and Social Assistance | 3,145 | 8.6% | |
| 6 | Retail Trade | 3,061 | 8.4% | |
| 7 | Professional, Scientific, and Technical Services | 2,584 | 7.1% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 2,358 | 6.5% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 4,038 | 11.1% | |
| 2 | General Freight TruckingNAICS 4841 | 3,682 | 10.1% | |
| 3 | Other Amusement and Recreation IndustriesNAICS 7139 | 1,839 | 5.0% | |
| 4 | Personal Care ServicesNAICS 8121 | 1,599 | 4.4% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 1,431 | 3.9% | |
| 6 | Other Specialty Trade ContractorsNAICS 2389 | 1,262 | 3.5% | |
| 7 | Residential Building ConstructionNAICS 2361 | 1,222 | 3.3% | |
| 8 | Offices of Other Health PractitionersNAICS 6213 | 1,108 | 3.0% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 1,088 | 3.0% | |
| 10 | Building Finishing ContractorsNAICS 2383 | 959 | 2.6% |
Approval sizes
- $50,000 or less40.5%14,784
- $50,001 to $150,00023.4%8,542
- $150,001 to $350,00020.2%7,364
- $350,001 to $1 million11.3%4,119
- $1 million to $2 million3.0%1,099
- Over $2 million1.7%617
Loan terms
- 5 years or less8.3%3,029
- Over 5 to 10 years83.9%30,658
- Over 10 to 20 years3.5%1,287
- Over 20 years4.2%1,551
Age of the businesses
- Existing, more than 2 years old55.4%20,227
- New business, 2 years or less8.6%3,150
- Startup, loan funds will open the business30.6%11,168
- Change of ownership5.4%1,972
- Not answered0.0%8
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | SBA Express Program | 18,835 | 51.6% | |
| 2 | Preferred Lenders Program | 17,617 | 48.2% | |
| 3 | 7a General | 30 | 0.1% | |
| 4 | Working Capital CAPLine | 26 | 0.1% | |
| 5 | International Trade Loans | 15 | 0.0% | |
| 6 | 7a with EWCP | 1 | 0.0% |
Franchise share
7,046 of 36,525 approvals in FY2021–FY2025 (19.3%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | The UPS Store | 162 | 0.4% | |
| 2 | Mighty Dog Roofing | 124 | 0.3% | |
| 3 | Hotworx | 107 | 0.3% | |
| 4 | Ellie Mental Health | 106 | 0.3% | |
| 5 | X-Golf | 100 | 0.3% | |
| 6 | Gameday Men's Health | 94 | 0.3% | |
| 7 | Alloy Personal Traning | 78 | 0.2% | |
| 8 | Everline Coatings and Services | 69 | 0.2% |
Questions and answers
How many SBA loans does The Huntington National Bank make?
SBA approved 7,784 7(a) loans through The Huntington National Bank in FY2025, worth $2.49bn, and 36,525 over FY2021 to FY2025. That ranks 1st of 2,184 active 7(a) lenders by number of approvals.
How large are The Huntington National Bank's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $92K and the average $252K. The program-wide median was $190K.
What is The Huntington National Bank's charge-off rate?
Of 41,544 disbursed loans approved in FY2010 to FY2021, SBA records 2,380 as charged off (5.7%), 33,516 as paid in full and 5,648 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is close to it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does The Huntington National Bank lend to most?
By number of approvals in FY2021 to FY2025: restaurants and other eating places (4,038); general freight trucking (3,682); other amusement and recreation industries (1,839); personal care services (1,599).
Where does The Huntington National Bank make SBA loans?
In 51 states and territories. Ohio 10,801, Michigan 6,184, Illinois 2,792, Texas 2,161, Florida 1,637. In Ohio it accounts for 61.2% of all 7(a) approvals.
Is The Huntington National Bank's SBA lending rising?
Approvals in the three latest complete fiscal years total 24,698, against 15,550 in the three before: rising (+59%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error