States › Florida › Collier County
County17th of 67 in Florida by approvalsFIPS 12021
SBA loans in Collier County, Florida
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Collier County, Florida, received 443 SBA loan approvals worth $264M in FY2021 to FY2025 (411 7(a), 32 504).
That is 30.5 approvals per 1,000 business establishments (14,541 establishments in 2023), below the Florida figure of 41.6 and below the national 41.0.
It ranks 17th of 67 Florida counties with approvals. In FY2025 there were 105, down 20% on FY2024.
82 lenders had approvals here; the most active were The Huntington National Bank (65), Newtek Bank, National Association (34) and TD Bank, National Association (28). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Collier County
By number of approvals to businesses in the county, FY2021–FY2025; 82 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 65 | $31.7M | 14.7% | |
| 2 | Newtek Bank, National AssociationMiami, FL | 34 | $18.2M | 7.7% | |
| 3 | TD Bank, National AssociationWilmington, DE | 28 | $5.1M | 6.3% | |
| 4 | Florida First Capital Finance Corporation, Inc.Tallahassee, FL · CDC | 20 | $12.4M | 4.5% | |
| 5 | Wells Fargo Bank National AssociationSioux Falls, SD | 19 | $2.2M | 4.3% | |
| 6 | Bank of America, National AssociationCharlotte, NC | 16 | $8.9M | 3.6% | |
| 7 | Fifth Third BankCincinnati, OH | 16 | $5.9M | 3.6% | |
| 8 | BayFirst National BankSaint Petersburg, FL | 16 | $4.5M | 3.6% | |
| 9 | JPMorgan Chase Bank, National AssociationColumbus, OH | 13 | $2.5M | 2.9% | |
| 10 | Florida Business Development CorporationTampa, FL · CDC | 12 | $8.6M | 2.7% | |
| 11 | Readycap Lending, LLCBerkeley Heights, NJ | 11 | $2.5M | 2.5% | |
| 12 | Northeast BankLewiston, ME | 11 | $1.6M | 2.5% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 9 | $17.3M | 2.0% | |
| 14 | First Internet Bank of IndianaFishers, IN | 9 | $9.0M | 2.0% | |
| 15 | Newtek Small Business Finance, Inc.Lake Success, NY | 9 | $6.0M | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 44 | 9.9% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 31 | 7.0% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 27 | 6.1% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 20 | 4.5% | |
| 5 | Automotive Repair and MaintenanceNAICS 8111 | 17 | 3.8% | |
| 6 | Personal Care ServicesNAICS 8121 | 17 | 3.8% | |
| 7 | Offices of Other Health PractitionersNAICS 6213 | 15 | 3.4% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 15 | 3.4% | |
| 9 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 13 | 2.9% | |
| 10 | General Freight TruckingNAICS 4841 | 12 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 79 | 17.8% | |
| 2 | Other Services (except Public Administration) | 50 | 11.3% | |
| 3 | Administrative and Support and Waste Management and Remediation Services | 49 | 11.1% | |
| 4 | Accommodation and Food Services | 46 | 10.4% | |
| 5 | Professional, Scientific, and Technical Services | 42 | 9.5% | |
| 6 | Health Care and Social Assistance | 38 | 8.6% | |
| 7 | Retail Trade | 31 | 7.0% | |
| 8 | Transportation and Warehousing | 22 | 5.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 64 | $47.7M | $240K | 2 | — | 66 | 595 |
| FY2025 | 100 | $56.5M | $250K | 5 | $3.7M | 105 | 1,124 |
| FY2024 | 121 | $62.1M | $254K | 10 | $5.2M | 131 | 1,892 |
| FY2023 | 67 | $43.1M | $350K | 6 | $6.3M | 73 | 990 |
| FY2022 | 64 | $39.2M | $200K | 4 | $2.5M | 68 | 739 |
| FY2021 | 59 | $41.7M | $516K | 7 | $3.2M | 66 | 743 |
| FY2020 | 66 | $31.1M | $223K | 9 | $9.9M | 75 | 727 |
| FY2019 | 55 | $22.7M | $150K | 4 | $5.6M | 59 | 492 |
| FY2018 | 78 | $43.8M | $200K | 4 | $8.3M | 82 | 756 |
| FY2017 | 72 | $29.6M | $221K | 4 | $1.9M | 76 | 747 |
| FY2016 | 77 | $37.6M | $150K | 1 | — | 78 | 617 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 370 approvals.
Against Florida and the country
| FY2021–FY2025 | Collier County | Florida | United States |
|---|---|---|---|
| Approvals | 443 | 26,882 | 342,825 |
| Approvals per 1,000 establishments | 30.5 | 41.6 | 41.0 |
| Median 7(a) approval | $300K | $240K | $190K |
| Median 504 approval | $480K | $624K | $657K |
| Average approval | $595K | $609K | $573K |
| 504 share of approvals | 7.2% | 13.4% | 11.0% |
| Jobs supported per approval, as reported | 12.4 | 10.4 | 10.5 |
| Share of state approvals | 1.6% | 100.0% | — |
Approval sizes
- $50,000 or less15.8%70
- $50,001 to $150,00019.4%86
- $150,001 to $350,00019.0%84
- $350,001 to $1 million28.4%126
- $1 million to $2 million12.0%53
- Over $2 million5.4%24
Age of the businesses
- Existing, more than 2 years old49.0%217
- New business, 2 years or less17.2%76
- Startup, loan funds will open the business18.1%80
- Change of ownership15.8%70
Questions and answers
Which lenders make the most SBA loans in Collier County?
By approvals in FY2021 to FY2025: The Huntington National Bank (65), Newtek Bank, National Association (34), TD Bank, National Association (28), Florida First Capital Finance Corporation, Inc. (20), Wells Fargo Bank National Association (19). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Collier County?
The median 7(a) approval was $300K and the median 504 approval $480K; the Florida 7(a) median was $240K.
Which industries get the most SBA loans in Collier County?
Restaurants and Other Eating Places (44); Services to Buildings and Dwellings (31); Building Equipment Contractors (27); Other Amusement and Recreation Industries (20); Automotive Repair and Maintenance (17).
Is SBA lending in Collier County rising?
Approvals in the three latest complete fiscal years total 309, against 209 in the three before: rising (+48%).
How does Collier County compare with the rest of Florida?
30.5 approvals per 1,000 establishments against 41.6 statewide, and 443 of the state's 26,882 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error