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County41st of 67 in Florida by approvalsFIPS 12075
SBA loans in Levy County, Florida
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Levy County, Florida, received 37 SBA loan approvals worth $26.4M in FY2021 to FY2025 (34 7(a), 3 504).
That is 41.8 approvals per 1,000 business establishments (886 establishments in 2023), close to the Florida figure of 41.6 and close to the national 41.0.
It ranks 41st of 67 Florida counties with approvals. In FY2025 there were 12.
20 lenders had approvals here; the most active were Seacoast National Bank (5), First Commonwealth Bank (5) and Northeast Bank (3). The most common industry was greenhouse, nursery, and floriculture production.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Levy County
By number of approvals to businesses in the county, FY2021–FY2025; 20 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Seacoast National BankStuart, FL | 5 | $4.2M | 13.5% | |
| 2 | First Commonwealth BankIndiana, PA | 5 | $2.1M | 13.5% | |
| 3 | Northeast BankLewiston, ME | 3 | $478K | 8.1% | |
| 4 | Peoples BankMendenhall, MS | 2 | — | 5.4% | |
| 5 | Live Oak Banking CompanyWilmington, NC | 2 | — | 5.4% | |
| 6 | BayFirst National BankSaint Petersburg, FL | 2 | — | 5.4% | |
| 7 | Citizens BankElizabethton, TN | 2 | — | 5.4% | |
| 8 | SouthState Bank, National AssociationWinter Haven, FL | 2 | — | 5.4% | |
| 9 | TD Bank, National AssociationWilmington, DE | 2 | — | 5.4% | |
| 10 | The Huntington National BankColumbus, OH | 2 | — | 5.4% | |
| 11 | Florida First Capital Finance Corporation, Inc.Tallahassee, FL · CDC | 1 | — | 2.7% | |
| 12 | First Internet Bank of IndianaFishers, IN | 1 | — | 2.7% | |
| 13 | First Federal BankLake City, FL | 1 | — | 2.7% | |
| 14 | Florida Business Development CorporationTampa, FL · CDC | 1 | — | 2.7% | |
| 15 | Gulf Coast Bank and Trust CompanyNew Orleans, LA | 1 | — | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Greenhouse, Nursery, and Floriculture ProductionNAICS 1114 | 5 | 13.5% | |
| 2 | Traveler AccommodationNAICS 7211 | 3 | 8.1% | |
| 3 | Lessors of Real EstateNAICS 5311 | 3 | 8.1% | |
| 4 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 8.1% | |
| 5 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 2 | 5.4% | |
| 6 | Nonmetallic Mineral Mining and QuarryingNAICS 2123 | 2 | 5.4% | |
| 7 | Building Finishing ContractorsNAICS 2383 | 2 | 5.4% | |
| 8 | Gasoline StationsNAICS 4471 | 1 | 2.7% | |
| 9 | Death Care ServicesNAICS 8122 | 1 | 2.7% | |
| 10 | Sawmills and Wood PreservationNAICS 3211 | 1 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 6 | 16.2% | |
| 2 | Agriculture, Forestry, Fishing and Hunting | 5 | 13.5% | |
| 3 | Retail Trade | 4 | 10.8% | |
| 4 | Construction | 4 | 10.8% | |
| 5 | Real Estate and Rental and Leasing | 3 | 8.1% | |
| 6 | Health Care and Social Assistance | 3 | 8.1% | |
| 7 | Professional, Scientific, and Technical Services | 3 | 8.1% | |
| 8 | Other Services (except Public Administration) | 2 | 5.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 2 | — | — | 2 | — | 4 | 52 |
| FY2025 | 11 | $5.2M | $189K | 1 | — | 12 | 43 |
| FY2024 | 6 | $2.9M | $175K | 0 | — | 6 | 24 |
| FY2023 | 8 | $7.7M | $411K | 0 | — | 8 | 95 |
| FY2022 | 4 | $1.6M | $253K | 1 | — | 5 | 46 |
| FY2021 | 5 | $5.1M | $1.4M | 1 | — | 6 | 158 |
| FY2020 | 4 | $2.8M | $495K | 1 | — | 5 | 38 |
| FY2019 | 2 | — | — | 0 | — | 2 | 71 |
| FY2018 | 2 | — | — | 1 | — | 3 | 5 |
| FY2017 | 3 | $630K | $150K | 0 | — | 3 | 20 |
| FY2016 | 3 | $1.2M | $10K | 0 | — | 3 | 8 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 16 approvals.
Against Florida and the country
| FY2021–FY2025 | Levy County | Florida | United States |
|---|---|---|---|
| Approvals | 37 | 26,882 | 342,825 |
| Approvals per 1,000 establishments | 41.8 | 41.6 | 41.0 |
| Median 7(a) approval | $300K | $240K | $190K |
| Median 504 approval | $1.2M | $624K | $657K |
| Average approval | $714K | $609K | $573K |
| 504 share of approvals | 8.1% | 13.4% | 11.0% |
| Jobs supported per approval, as reported | 9.9 | 10.4 | 10.5 |
| Share of state approvals | 0.1% | 100.0% | — |
Approval sizes
- $50,000 or less10.8%4
- $50,001 to $150,00016.2%6
- $150,001 to $350,00021.6%8
- $350,001 to $1 million21.6%8
- $1 million to $2 million24.3%9
- Over $2 million5.4%2
Age of the businesses
- Existing, more than 2 years old43.2%16
- New business, 2 years or less8.1%3
- Startup, loan funds will open the business27.0%10
- Change of ownership21.6%8
Questions and answers
Which lenders make the most SBA loans in Levy County?
By approvals in FY2021 to FY2025: Seacoast National Bank (5), First Commonwealth Bank (5), Northeast Bank (3), Peoples Bank (2), Live Oak Banking Company (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Levy County?
The median 7(a) approval was $300K and the median 504 approval $1.2M; the Florida 7(a) median was $240K.
Which industries get the most SBA loans in Levy County?
Greenhouse, Nursery, and Floriculture Production (5); Traveler Accommodation (3); Lessors of Real Estate (3); Restaurants and Other Eating Places (3); Accounting, Tax Preparation, Bookkeeping, and Payroll Services (2).
Is SBA lending in Levy County rising?
Approvals in the three latest complete fiscal years total 26, against 16 in the three before: rising (+63%).
How does Levy County compare with the rest of Florida?
41.8 approvals per 1,000 establishments against 41.6 statewide, and 37 of the state's 26,882 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error