States › Indiana › Dearborn County
County30th of 92 in Indiana by approvalsFIPS 18029
SBA loans in Dearborn County, Indiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Dearborn County, Indiana, received 37 SBA loan approvals worth $15.3M in FY2021 to FY2025 (32 7(a), 5 504).
That is 37.4 approvals per 1,000 business establishments (988 establishments in 2023), close to the Indiana figure of 43.6 and close to the national 41.0.
It ranks 30th of 92 Indiana counties with approvals. In FY2025 there were 9.
17 lenders had approvals here; the most active were U.S. Bank, National Association (7), The Huntington National Bank (6) and Alloy Development Co., Inc. (4). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Dearborn County
By number of approvals to businesses in the county, FY2021–FY2025; 17 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 7 | $491K | 18.9% | |
| 2 | The Huntington National BankColumbus, OH | 6 | $471K | 16.2% | |
| 3 | Alloy Development Co., Inc.Cincinnati, OH · CDC | 4 | $2.6M | 10.8% | |
| 4 | Newtek Bank, National AssociationMiami, FL | 3 | $635K | 8.1% | |
| 5 | Stock Yards Bank & Trust CompanyLouisville, KY | 2 | — | 5.4% | |
| 6 | Peoples BankMarietta, OH | 2 | — | 5.4% | |
| 7 | Northeast BankLewiston, ME | 2 | — | 5.4% | |
| 8 | PNC Bank, National AssociationWilmington, DE | 2 | — | 5.4% | |
| 9 | Hanover Community BankMineola, NY | 1 | — | 2.7% | |
| 10 | First Commonwealth BankIndiana, PA | 1 | — | 2.7% | |
| 11 | Live Oak Banking CompanyWilmington, NC | 1 | — | 2.7% | |
| 12 | Civista BankSandusky, OH | 1 | — | 2.7% | |
| 13 | Premier Capital CorporationIndianapolis, IN · CDC | 1 | — | 2.7% | |
| 14 | Citizens State Bank of New CastleNew Castle, IN | 1 | — | 2.7% | |
| 15 | The Friendship State BankFriendship, IN | 1 | — | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 5 | 13.5% | |
| 2 | Automotive Parts, Accessories, and Tire StoresNAICS 4413 | 4 | 10.8% | |
| 3 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 4 | 10.8% | |
| 4 | Building Finishing ContractorsNAICS 2383 | 3 | 8.1% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 2 | 5.4% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 5.4% | |
| 7 | Personal Care ServicesNAICS 8121 | 2 | 5.4% | |
| 8 | Specialty Food StoresNAICS 4452 | 2 | 5.4% | |
| 9 | Other Specialty Trade ContractorsNAICS 2389 | 2 | 5.4% | |
| 10 | Traveler AccommodationNAICS 7211 | 1 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 10 | 27.0% | |
| 2 | Retail Trade | 7 | 18.9% | |
| 3 | Accommodation and Food Services | 6 | 16.2% | |
| 4 | Other Services (except Public Administration) | 5 | 13.5% | |
| 5 | Administrative and Support and Waste Management and Remediation Services | 3 | 8.1% | |
| 6 | Real Estate and Rental and Leasing | 2 | 5.4% | |
| 7 | Health Care and Social Assistance | 2 | 5.4% | |
| 8 | Manufacturing | 1 | 2.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 7 | $1.7M | $125K | 0 | — | 7 | 41 |
| FY2025 | 9 | $799K | $50K | 0 | — | 9 | 105 |
| FY2024 | 7 | $5.5M | $250K | 1 | — | 8 | 57 |
| FY2023 | 6 | $485K | $38K | 0 | — | 6 | 38 |
| FY2022 | 7 | $5.6M | $418K | 2 | — | 9 | 45 |
| FY2021 | 3 | $154K | $20K | 2 | — | 5 | 7 |
| FY2020 | 7 | $7.4M | $718K | 1 | — | 8 | 49 |
| FY2019 | 4 | $1.3M | $83K | 1 | — | 5 | 44 |
| FY2018 | 6 | $1.4M | $115K | 1 | — | 7 | 52 |
| FY2017 | 5 | $5.3M | $86K | 1 | — | 6 | 45 |
| FY2016 | 3 | $410K | $150K | 0 | — | 3 | 6 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 29 approvals.
Against Indiana and the country
| FY2021–FY2025 | Dearborn County | Indiana | United States |
|---|---|---|---|
| Approvals | 37 | 6,784 | 342,825 |
| Approvals per 1,000 establishments | 37.4 | 43.6 | 41.0 |
| Median 7(a) approval | $85K | $150K | $190K |
| Median 504 approval | $248K | $522K | $657K |
| Average approval | $414K | $500K | $573K |
| 504 share of approvals | 13.5% | 10.8% | 11.0% |
| Jobs supported per approval, as reported | 6.8 | 10.3 | 10.5 |
| Share of state approvals | 0.5% | 100.0% | — |
Approval sizes
- $50,000 or less37.8%14
- $50,001 to $150,00013.5%5
- $150,001 to $350,00027.0%10
- $350,001 to $1 million13.5%5
- $1 million to $2 million2.7%1
- Over $2 million5.4%2
Age of the businesses
- Existing, more than 2 years old62.2%23
- New business, 2 years or less18.9%7
- Startup, loan funds will open the business5.4%2
- Change of ownership13.5%5
Questions and answers
Which lenders make the most SBA loans in Dearborn County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (7), The Huntington National Bank (6), Alloy Development Co., Inc. (4), Newtek Bank, National Association (3), Stock Yards Bank & Trust Company (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Dearborn County?
The median 7(a) approval was $85K and the median 504 approval $248K; the Indiana 7(a) median was $150K.
Which industries get the most SBA loans in Dearborn County?
Restaurants and Other Eating Places (5); Automotive Parts, Accessories, and Tire Stores (4); Foundation, Structure, and Building Exterior Contractors (4); Building Finishing Contractors (3); Services to Buildings and Dwellings (2).
Is SBA lending in Dearborn County rising?
Approvals in the three latest complete fiscal years total 23, against 22 in the three before: broadly level (+5%).
How does Dearborn County compare with the rest of Indiana?
37.4 approvals per 1,000 establishments against 43.6 statewide, and 37 of the state's 6,784 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error