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County5th of 61 in Louisiana by approvalsFIPS 22103
SBA loans in St. Tammany Parish, Louisiana
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 236 loans to businesses in St. Tammany Parish, Louisiana, in FY2021 to FY2025, worth $135M: 228 under 7(a) and 8 under 504.
That is 33.2 approvals per 1,000 business establishments (7,101 establishments in 2023), above the Louisiana figure of 22.6 and below the national 41.0.
It ranks 5th of 61 Louisiana counties with approvals. In FY2025 there were 51, down 26% on FY2024.
49 lenders had approvals here; the most active were American Bank (58), Fidelity Bank (17) and Northeast Bank (15). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in St. Tammany Parish
By number of approvals to businesses in the county, FY2021–FY2025; 49 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | American BankCovington, LA | 58 | $31.6M | 24.6% | |
| 2 | Fidelity BankMandeville, LA | 17 | $9.0M | 7.2% | |
| 3 | Northeast BankLewiston, ME | 15 | $1.2M | 6.4% | |
| 4 | The Huntington National BankColumbus, OH | 14 | $3.7M | 5.9% | |
| 5 | Hancock Whitney BankGulfport, MS | 13 | $10.1M | 5.5% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 12 | $4.0M | 5.1% | |
| 7 | BankFirst Financial ServicesColumbus, MS | 7 | $2.1M | 3.0% | |
| 8 | Newtek Bank, National AssociationMiami, FL | 6 | $675K | 2.5% | |
| 9 | Celtic Bank CorporationSalt Lake City, UT | 6 | $574K | 2.5% | |
| 10 | Gulf Coast Bank and Trust CompanyNew Orleans, LA | 5 | $5.7M | 2.1% | |
| 11 | JPMorgan Chase Bank, National AssociationColumbus, OH | 5 | $1.2M | 2.1% | |
| 12 | Bonvenu Bank NABossier City, LA | 5 | $474K | 2.1% | |
| 13 | First Guaranty BankHammond, LA | 4 | $1.6M | 1.7% | |
| 14 | Newtek Small Business Finance, Inc.Lake Success, NY | 4 | $1.5M | 1.7% | |
| 15 | BayFirst National BankSaint Petersburg, FL | 4 | $446K | 1.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 38 | 16.1% | |
| 2 | Building Finishing ContractorsNAICS 2383 | 13 | 5.5% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 11 | 4.7% | |
| 4 | Services to Buildings and DwellingsNAICS 5617 | 10 | 4.2% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 9 | 3.8% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 9 | 3.8% | |
| 7 | Personal Care ServicesNAICS 8121 | 9 | 3.8% | |
| 8 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 8 | 3.4% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 7 | 3.0% | |
| 10 | Health and Personal Care RetailersNAICS 4561 | 5 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 47 | 19.9% | |
| 2 | Accommodation and Food Services | 44 | 18.6% | |
| 3 | Retail Trade | 26 | 11.0% | |
| 4 | Other Services (except Public Administration) | 25 | 10.6% | |
| 5 | Health Care and Social Assistance | 23 | 9.7% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 13 | 5.5% | |
| 7 | Professional, Scientific, and Technical Services | 13 | 5.5% | |
| 8 | Arts, Entertainment, and Recreation | 11 | 4.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 31 | $19.3M | $350K | 1 | — | 32 | 454 |
| FY2025 | 49 | $30.7M | $250K | 2 | — | 51 | 706 |
| FY2024 | 68 | $31.8M | $164K | 1 | — | 69 | 863 |
| FY2023 | 41 | $19.1M | $275K | 2 | — | 43 | 913 |
| FY2022 | 40 | $22.8M | $317K | 1 | — | 41 | 594 |
| FY2021 | 30 | $18.9M | $231K | 2 | — | 32 | 458 |
| FY2020 | 30 | $24.5M | $266K | 0 | — | 30 | 443 |
| FY2019 | 34 | $10.1M | $150K | 2 | — | 36 | 354 |
| FY2018 | 52 | $31.1M | $125K | 0 | — | 52 | 526 |
| FY2017 | 35 | $12.6M | $167K | 0 | — | 35 | 328 |
| FY2016 | 37 | $15.4M | $150K | 1 | — | 38 | 284 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 191 approvals.
Against Louisiana and the country
| FY2021–FY2025 | St. Tammany Parish | Louisiana | United States |
|---|---|---|---|
| Approvals | 236 | 2,452 | 342,825 |
| Approvals per 1,000 establishments | 33.2 | 22.6 | 41.0 |
| Median 7(a) approval | $243K | $250K | $190K |
| Median 504 approval | $1.4M | $588K | $657K |
| Average approval | $572K | $655K | $573K |
| 504 share of approvals | 3.4% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 15.0 | 12.4 | 10.5 |
| Share of state approvals | 9.6% | 100.0% | — |
Approval sizes
- $50,000 or less16.5%39
- $50,001 to $150,00025.0%59
- $150,001 to $350,00019.1%45
- $350,001 to $1 million24.6%58
- $1 million to $2 million7.6%18
- Over $2 million7.2%17
Age of the businesses
- Existing, more than 2 years old44.5%105
- New business, 2 years or less17.4%41
- Startup, loan funds will open the business26.7%63
- Change of ownership11.4%27
Questions and answers
Which lenders make the most SBA loans in St. Tammany Parish?
By approvals in FY2021 to FY2025: American Bank (58), Fidelity Bank (17), Northeast Bank (15), The Huntington National Bank (14), Hancock Whitney Bank (13). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in St. Tammany Parish?
The median 7(a) approval was $243K and the median 504 approval $1.4M; the Louisiana 7(a) median was $250K.
Which industries get the most SBA loans in St. Tammany Parish?
Restaurants and Other Eating Places (38); Building Finishing Contractors (13); Offices of Other Health Practitioners (11); Services to Buildings and Dwellings (10); Other Amusement and Recreation Industries (9).
Is SBA lending in St. Tammany Parish rising?
Approvals in the three latest complete fiscal years total 163, against 103 in the three before: rising (+58%).
How does St. Tammany Parish compare with the rest of Louisiana?
33.2 approvals per 1,000 establishments against 22.6 statewide, and 236 of the state's 2,452 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error