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County6th of 10 in New Hampshire by approvalsFIPS 33001
SBA loans in Belknap County, New Hampshire
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 176 loans to businesses in Belknap County, New Hampshire, in FY2021 to FY2025, worth $50.6M: 150 under 7(a) and 26 under 504.
That is 92.4 approvals per 1,000 business establishments (1,905 establishments in 2023), above the New Hampshire figure of 73.1 and above the national 41.0.
It ranks 6th of 10 New Hampshire counties with approvals. In FY2025 there were 50, up 22% on FY2024.
33 lenders had approvals here; the most active were Meredith Village Savings Bank (44), TD Bank, National Association (34) and Granite State Economic Development Corporation (21). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Belknap County
By number of approvals to businesses in the county, FY2021–FY2025; 33 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Meredith Village Savings BankMeredith, NH | 44 | $4.7M | 25.0% | |
| 2 | TD Bank, National AssociationWilmington, DE | 34 | $3.8M | 19.3% | |
| 3 | Granite State Economic Development CorporationPortsmouth, NH · CDC | 21 | $6.5M | 11.9% | |
| 4 | Bank of New HampshireLaconia, NH | 16 | $1.5M | 9.1% | |
| 5 | Camden National BankCamden, ME | 9 | $1.0M | 5.1% | |
| 6 | Live Oak Banking CompanyWilmington, NC | 6 | $9.0M | 3.4% | |
| 7 | Readycap Lending, LLCBerkeley Heights, NJ | 4 | $2.5M | 2.3% | |
| 8 | Merrimack County Savings BankConcord, NH | 4 | $725K | 2.3% | |
| 9 | Newtek Small Business Finance, Inc.Lake Success, NY | 3 | $5.3M | 1.7% | |
| 10 | New England Certified Development CorporationWakefield, MA · CDC | 3 | $543K | 1.7% | |
| 11 | Bangor Savings BankBangor, ME | 3 | $530K | 1.7% | |
| 12 | Customers BankMalvern, PA | 2 | — | 1.1% | |
| 13 | Bar Harbor Bank & TrustBar Harbor, ME | 2 | — | 1.1% | |
| 14 | The Huntington National BankColumbus, OH | 2 | — | 1.1% | |
| 15 | Northeast BankLewiston, ME | 2 | — | 1.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 21 | 11.9% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 11 | 6.3% | |
| 3 | Services to Buildings and DwellingsNAICS 5617 | 11 | 6.3% | |
| 4 | Residential Building ConstructionNAICS 2361 | 10 | 5.7% | |
| 5 | Building Finishing ContractorsNAICS 2383 | 9 | 5.1% | |
| 6 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 7 | 4.0% | |
| 7 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 6 | 3.4% | |
| 8 | Personal Care ServicesNAICS 8121 | 6 | 3.4% | |
| 9 | Other Specialty Trade ContractorsNAICS 2389 | 6 | 3.4% | |
| 10 | Building Equipment ContractorsNAICS 2382 | 6 | 3.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 41 | 23.3% | |
| 2 | Accommodation and Food Services | 28 | 15.9% | |
| 3 | Other Services (except Public Administration) | 26 | 14.8% | |
| 4 | Professional, Scientific, and Technical Services | 18 | 10.2% | |
| 5 | Retail Trade | 15 | 8.5% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 12 | 6.8% | |
| 7 | Manufacturing | 7 | 4.0% | |
| 8 | Health Care and Social Assistance | 6 | 3.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 17 | $2.5M | $50K | 1 | — | 18 | 67 |
| FY2025 | 46 | $12.9M | $75K | 4 | $929K | 50 | 271 |
| FY2024 | 35 | $5.5M | $75K | 6 | $1.9M | 41 | 167 |
| FY2023 | 21 | $6.3M | $75K | 2 | — | 23 | 182 |
| FY2022 | 22 | $7.3M | $70K | 4 | $1.4M | 26 | 153 |
| FY2021 | 26 | $11.3M | $116K | 10 | $2.4M | 36 | 260 |
| FY2020 | 13 | $1.8M | $60K | 3 | $761K | 16 | 128 |
| FY2019 | 25 | $5.3M | $50K | 6 | $2.5M | 31 | 128 |
| FY2018 | 33 | $2.9M | $50K | 1 | — | 34 | 68 |
| FY2017 | 46 | $3.8M | $50K | 4 | $1.6M | 50 | 286 |
| FY2016 | 31 | $2.3M | $40K | 4 | $1.9M | 35 | 139 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 166 approvals.
Against New Hampshire and the country
| FY2021–FY2025 | Belknap County | New Hampshire | United States |
|---|---|---|---|
| Approvals | 176 | 2,873 | 342,825 |
| Approvals per 1,000 establishments | 92.4 | 73.1 | 41.0 |
| Median 7(a) approval | $75K | $100K | $190K |
| Median 504 approval | $245K | $320K | $657K |
| Average approval | $287K | $333K | $573K |
| 504 share of approvals | 14.8% | 17.1% | 11.0% |
| Jobs supported per approval, as reported | 5.9 | 8.0 | 10.5 |
| Share of state approvals | 6.1% | 100.0% | — |
Approval sizes
- $50,000 or less35.8%63
- $50,001 to $150,00030.1%53
- $150,001 to $350,00015.3%27
- $350,001 to $1 million13.1%23
- $1 million to $2 million3.4%6
- Over $2 million2.3%4
Age of the businesses
- Existing, more than 2 years old68.8%121
- New business, 2 years or less15.3%27
- Startup, loan funds will open the business8.5%15
- Change of ownership7.4%13
Questions and answers
Which lenders make the most SBA loans in Belknap County?
By approvals in FY2021 to FY2025: Meredith Village Savings Bank (44), TD Bank, National Association (34), Granite State Economic Development Corporation (21), Bank of New Hampshire (16), Camden National Bank (9). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Belknap County?
The median 7(a) approval was $75K and the median 504 approval $245K; the New Hampshire 7(a) median was $100K.
Which industries get the most SBA loans in Belknap County?
Restaurants and Other Eating Places (21); Automotive Repair and Maintenance (11); Services to Buildings and Dwellings (11); Residential Building Construction (10); Building Finishing Contractors (9).
Is SBA lending in Belknap County rising?
Approvals in the three latest complete fiscal years total 114, against 78 in the three before: rising (+46%).
How does Belknap County compare with the rest of New Hampshire?
92.4 approvals per 1,000 establishments against 73.1 statewide, and 176 of the state's 2,873 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error