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County4th of 10 in New Hampshire by approvalsFIPS 33017
SBA loans in Strafford County, New Hampshire
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 246 loans to businesses in Strafford County, New Hampshire, in FY2021 to FY2025, worth $97.0M: 201 under 7(a) and 45 under 504.
That is 90.1 approvals per 1,000 business establishments (2,729 establishments in 2023), above the New Hampshire figure of 73.1 and above the national 41.0.
It ranks 4th of 10 New Hampshire counties with approvals. In FY2025 there were 57, about level with FY2024.
42 lenders had approvals here; the most active were TD Bank, National Association (47), Granite State Economic Development Corporation (30) and Manufacturers and Traders Trust Company (26). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Strafford County
By number of approvals to businesses in the county, FY2021–FY2025; 42 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 47 | $12.3M | 19.1% | |
| 2 | Granite State Economic Development CorporationPortsmouth, NH · CDC | 30 | $19.2M | 12.2% | |
| 3 | Manufacturers and Traders Trust CompanyBuffalo, NY | 26 | $3.2M | 10.6% | |
| 4 | Primary BankBedford, NH | 10 | $7.0M | 4.1% | |
| 5 | Strafford Economic Development CorporationDover, NH | 10 | $962K | 4.1% | |
| 6 | Service FCUPortsmouth, NH | 10 | $508K | 4.1% | |
| 7 | First Seacoast BankDover, NH | 8 | $6.4M | 3.3% | |
| 8 | The Huntington National BankColumbus, OH | 8 | $1.8M | 3.3% | |
| 9 | Kennebunk Savings BankKennebunk, ME | 8 | $1.5M | 3.3% | |
| 10 | Newburyport Five Cents Savings BankNewburyport, MA | 7 | $3.9M | 2.8% | |
| 11 | Bay Colony Development CorporationWaltham, MA · CDC | 7 | $2.2M | 2.8% | |
| 12 | Eastern BankBoston, MA | 7 | $377K | 2.8% | |
| 13 | New England Certified Development CorporationWakefield, MA · CDC | 6 | $6.0M | 2.4% | |
| 14 | Bangor Savings BankBangor, ME | 6 | $1.4M | 2.4% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 5 | $2.6M | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 23 | 9.3% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 10 | 4.1% | |
| 3 | Residential Building ConstructionNAICS 2361 | 10 | 4.1% | |
| 4 | Offices of Other Health PractitionersNAICS 6213 | 9 | 3.7% | |
| 5 | Automotive Repair and MaintenanceNAICS 8111 | 8 | 3.3% | |
| 6 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 8 | 3.3% | |
| 7 | Building Equipment ContractorsNAICS 2382 | 8 | 3.3% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 8 | 3.3% | |
| 9 | Personal Care ServicesNAICS 8121 | 7 | 2.8% | |
| 10 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 6 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 44 | 17.9% | |
| 2 | Accommodation and Food Services | 31 | 12.6% | |
| 3 | Retail Trade | 28 | 11.4% | |
| 4 | Manufacturing | 28 | 11.4% | |
| 5 | Other Services (except Public Administration) | 23 | 9.3% | |
| 6 | Health Care and Social Assistance | 22 | 8.9% | |
| 7 | Professional, Scientific, and Technical Services | 20 | 8.1% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 13 | 5.3% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 33 | $4.8M | $50K | 4 | $2.6M | 37 | 186 |
| FY2025 | 50 | $25.4M | $100K | 7 | $5.7M | 57 | 471 |
| FY2024 | 51 | $9.1M | $75K | 8 | $2.0M | 59 | 470 |
| FY2023 | 39 | $11.5M | $99K | 10 | $6.4M | 49 | 456 |
| FY2022 | 25 | $7.0M | $110K | 7 | $3.3M | 32 | 346 |
| FY2021 | 36 | $15.9M | $189K | 13 | $10.7M | 49 | 488 |
| FY2020 | 29 | $8.0M | $80K | 8 | $4.9M | 37 | 362 |
| FY2019 | 56 | $12.7M | $100K | 11 | $5.5M | 67 | 709 |
| FY2018 | 39 | $7.1M | $50K | 8 | $3.0M | 47 | 193 |
| FY2017 | 36 | $6.8M | $50K | 14 | $4.5M | 50 | 431 |
| FY2016 | 38 | $7.7M | $69K | 10 | $5.2M | 48 | 361 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 249 approvals.
Against New Hampshire and the country
| FY2021–FY2025 | Strafford County | New Hampshire | United States |
|---|---|---|---|
| Approvals | 246 | 2,873 | 342,825 |
| Approvals per 1,000 establishments | 90.1 | 73.1 | 41.0 |
| Median 7(a) approval | $100K | $100K | $190K |
| Median 504 approval | $294K | $320K | $657K |
| Average approval | $394K | $333K | $573K |
| 504 share of approvals | 18.3% | 17.1% | 11.0% |
| Jobs supported per approval, as reported | 9.1 | 8.0 | 10.5 |
| Share of state approvals | 8.6% | 100.0% | — |
Approval sizes
- $50,000 or less28.5%70
- $50,001 to $150,00028.0%69
- $150,001 to $350,00019.1%47
- $350,001 to $1 million15.0%37
- $1 million to $2 million4.5%11
- Over $2 million4.9%12
Age of the businesses
- Existing, more than 2 years old58.5%144
- New business, 2 years or less15.0%37
- Startup, loan funds will open the business15.0%37
- Change of ownership10.6%26
- Not answered0.8%2
Questions and answers
Which lenders make the most SBA loans in Strafford County?
By approvals in FY2021 to FY2025: TD Bank, National Association (47), Granite State Economic Development Corporation (30), Manufacturers and Traders Trust Company (26), Primary Bank (10), Strafford Economic Development Corporation (10). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Strafford County?
The median 7(a) approval was $100K and the median 504 approval $294K; the New Hampshire 7(a) median was $100K.
Which industries get the most SBA loans in Strafford County?
Restaurants and Other Eating Places (23); Services to Buildings and Dwellings (10); Residential Building Construction (10); Offices of Other Health Practitioners (9); Automotive Repair and Maintenance (8).
Is SBA lending in Strafford County rising?
Approvals in the three latest complete fiscal years total 165, against 118 in the three before: rising (+40%).
How does Strafford County compare with the rest of New Hampshire?
90.1 approvals per 1,000 establishments against 73.1 statewide, and 246 of the state's 2,873 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error