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County11th of 62 in New York by approvalsFIPS 36005
SBA loans in Bronx County, New York
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Bronx County, New York, received 528 SBA loan approvals worth $229M in FY2021 to FY2025 (499 7(a), 29 504).
That is 28.3 approvals per 1,000 business establishments (18,674 establishments in 2023), below the New York figure of 38.1 and below the national 41.0.
It ranks 11th of 62 New York counties with approvals. In FY2025 there were 149, up 24% on FY2024.
69 lenders had approvals here; the most active were TD Bank, National Association (140), JPMorgan Chase Bank, National Association (49) and Manufacturers and Traders Trust Company (35). The most common industry was grocery stores.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Bronx County
By number of approvals to businesses in the county, FY2021–FY2025; 69 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 140 | $9.6M | 26.5% | |
| 2 | JPMorgan Chase Bank, National AssociationColumbus, OH | 49 | $7.4M | 9.3% | |
| 3 | Manufacturers and Traders Trust CompanyBuffalo, NY | 35 | $3.8M | 6.6% | |
| 4 | Readycap Lending, LLCBerkeley Heights, NJ | 24 | $12.6M | 4.5% | |
| 5 | Northeast BankLewiston, ME | 21 | $4.3M | 4.0% | |
| 6 | Lendistry SBLC, LLCLos Angeles, CA | 19 | $2.6M | 3.6% | |
| 7 | The Huntington National BankColumbus, OH | 17 | $6.7M | 3.2% | |
| 8 | Empire State Certified Development CorporationLatham, NY · CDC | 15 | $27.1M | 2.8% | |
| 9 | Newtek Bank, National AssociationMiami, FL | 14 | $4.6M | 2.7% | |
| 10 | BayFirst National BankSaint Petersburg, FL | 13 | $1.9M | 2.5% | |
| 11 | NewBankFlushing, NY | 12 | $23.9M | 2.3% | |
| 12 | KeyBank National AssociationCleveland, OH | 11 | $1.6M | 2.1% | |
| 13 | Wells Fargo Bank National AssociationSioux Falls, SD | 9 | $1.3M | 1.7% | |
| 14 | Hanover Community BankMineola, NY | 8 | $10.0M | 1.5% | |
| 15 | Newtek Small Business Finance, Inc.Lake Success, NY | 8 | $3.9M | 1.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Grocery StoresNAICS 4451 | 30 | 5.7% | |
| 2 | Child Day Care ServicesNAICS 6244 | 27 | 5.1% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 25 | 4.7% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 22 | 4.2% | |
| 5 | Personal Care ServicesNAICS 8121 | 20 | 3.8% | |
| 6 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 20 | 3.8% | |
| 7 | Health and Personal Care RetailersNAICS 4561 | 19 | 3.6% | |
| 8 | Automotive Repair and MaintenanceNAICS 8111 | 17 | 3.2% | |
| 9 | Grocery and Related Product Merchant WholesalersNAICS 4244 | 16 | 3.0% | |
| 10 | Residential Building ConstructionNAICS 2361 | 16 | 3.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 117 | 22.2% | |
| 2 | Other Services (except Public Administration) | 67 | 12.7% | |
| 3 | Construction | 66 | 12.5% | |
| 4 | Health Care and Social Assistance | 55 | 10.4% | |
| 5 | Professional, Scientific, and Technical Services | 47 | 8.9% | |
| 6 | Wholesale Trade | 43 | 8.1% | |
| 7 | Accommodation and Food Services | 34 | 6.4% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 25 | 4.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 57 | $23.4M | $107K | 3 | $5.5M | 60 | 722 |
| FY2025 | 146 | $46.9M | $150K | 3 | $5.9M | 149 | 1,266 |
| FY2024 | 116 | $23.4M | $73K | 4 | $8.9M | 120 | 1,133 |
| FY2023 | 106 | $23.8M | $100K | 6 | $6.5M | 112 | 940 |
| FY2022 | 69 | $37.0M | $100K | 7 | $12.7M | 76 | 566 |
| FY2021 | 62 | $52.5M | $175K | 9 | $11.9M | 71 | 602 |
| FY2020 | 56 | $26.3M | $100K | 0 | — | 56 | 433 |
| FY2019 | 75 | $29.1M | $100K | 2 | — | 77 | 436 |
| FY2018 | 109 | $37.0M | $80K | 3 | $2.6M | 112 | 766 |
| FY2017 | 98 | $43.1M | $75K | 5 | $6.1M | 103 | 746 |
| FY2016 | 81 | $33.1M | $150K | 5 | $7.4M | 86 | 992 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 434 approvals.
Against New York and the country
| FY2021–FY2025 | Bronx County | New York | United States |
|---|---|---|---|
| Approvals | 528 | 20,639 | 342,825 |
| Approvals per 1,000 establishments | 28.3 | 38.1 | 41.0 |
| Median 7(a) approval | $100K | $130K | $190K |
| Median 504 approval | $1.4M | $685K | $657K |
| Average approval | $435K | $414K | $573K |
| 504 share of approvals | 5.5% | 6.1% | 11.0% |
| Jobs supported per approval, as reported | 8.5 | 8.0 | 10.5 |
| Share of state approvals | 2.6% | 100.0% | — |
Approval sizes
- $50,000 or less33.7%178
- $50,001 to $150,00026.9%142
- $150,001 to $350,00016.1%85
- $350,001 to $1 million11.7%62
- $1 million to $2 million6.3%33
- Over $2 million5.3%28
Age of the businesses
- Existing, more than 2 years old75.4%398
- New business, 2 years or less16.5%87
- Startup, loan funds will open the business5.3%28
- Change of ownership2.7%14
- Not answered0.2%1
Questions and answers
Which lenders make the most SBA loans in Bronx County?
By approvals in FY2021 to FY2025: TD Bank, National Association (140), JPMorgan Chase Bank, National Association (49), Manufacturers and Traders Trust Company (35), Readycap Lending, LLC (24), Northeast Bank (21). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Bronx County?
The median 7(a) approval was $100K and the median 504 approval $1.4M; the New York 7(a) median was $130K.
Which industries get the most SBA loans in Bronx County?
Grocery Stores (30); Child Day Care Services (27); Restaurants and Other Eating Places (25); Building Equipment Contractors (22); Personal Care Services (20).
Is SBA lending in Bronx County rising?
Approvals in the three latest complete fiscal years total 381, against 203 in the three before: rising (+88%).
How does Bronx County compare with the rest of New York?
28.3 approvals per 1,000 establishments against 38.1 statewide, and 528 of the state's 20,639 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error