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County6th of 62 in New York by approvalsFIPS 36087
SBA loans in Rockland County, New York
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 1,088 loans to businesses in Rockland County, New York, in FY2021 to FY2025, worth $393M: 1,071 under 7(a) and 17 under 504.
That is 98.1 approvals per 1,000 business establishments (11,094 establishments in 2023), above the New York figure of 38.1 and above the national 41.0.
It ranks 6th of 62 New York counties with approvals. In FY2025 there were 285, about level with FY2024.
69 lenders had approvals here; the most active were TD Bank, National Association (315), Manufacturers and Traders Trust Company (179) and FinWise Bank (98). The most common industry was management, scientific, and technical consulting services.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Rockland County
By number of approvals to businesses in the county, FY2021–FY2025; 69 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 315 | $41.5M | 29.0% | |
| 2 | Manufacturers and Traders Trust CompanyBuffalo, NY | 179 | $16.1M | 16.5% | |
| 3 | FinWise BankSandy, UT | 98 | $100M | 9.0% | |
| 4 | Readycap Lending, LLCBerkeley Heights, NJ | 75 | $32.8M | 6.9% | |
| 5 | BayFirst National BankSaint Petersburg, FL | 68 | $9.2M | 6.3% | |
| 6 | JPMorgan Chase Bank, National AssociationColumbus, OH | 67 | $14.0M | 6.2% | |
| 7 | KeyBank National AssociationCleveland, OH | 44 | $20.9M | 4.0% | |
| 8 | Northeast BankLewiston, ME | 41 | $10.3M | 3.8% | |
| 9 | Webster Bank National AssociationWaterbury, CT | 28 | $9.5M | 2.6% | |
| 10 | Lendistry SBLC, LLCLos Angeles, CA | 14 | $3.7M | 1.3% | |
| 11 | The Huntington National BankColumbus, OH | 13 | $3.9M | 1.2% | |
| 12 | Trenton Business Assistance CorporationPrinceton, NJ · CDC | 10 | $16.2M | 0.9% | |
| 13 | Colony BankFitzgerald, GA | 9 | $1.3M | 0.8% | |
| 14 | Newtek Bank, National AssociationMiami, FL | 8 | $7.3M | 0.7% | |
| 15 | Empire State Certified Development CorporationLatham, NY · CDC | 7 | $11.6M | 0.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 62 | 5.7% | |
| 2 | Residential Building ConstructionNAICS 2361 | 60 | 5.5% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 38 | 3.5% | |
| 4 | Activities Related to Real EstateNAICS 5313 | 35 | 3.2% | |
| 5 | Warehouse Clubs, Supercenters, and Other General Merchandise RetailersNAICS 4552 | 29 | 2.7% | |
| 6 | Building Equipment ContractorsNAICS 2382 | 27 | 2.5% | |
| 7 | Electronic Shopping and Mail-Order HousesNAICS 4541 | 27 | 2.5% | |
| 8 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 27 | 2.5% | |
| 9 | Other Miscellaneous RetailersNAICS 4599 | 26 | 2.4% | |
| 10 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 26 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 230 | 21.1% | |
| 2 | Construction | 177 | 16.3% | |
| 3 | Professional, Scientific, and Technical Services | 174 | 16.0% | |
| 4 | Wholesale Trade | 104 | 9.6% | |
| 5 | Accommodation and Food Services | 61 | 5.6% | |
| 6 | Other Services (except Public Administration) | 57 | 5.2% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 56 | 5.1% | |
| 8 | Real Estate and Rental and Leasing | 52 | 4.8% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 143 | $38.6M | $150K | 2 | — | 145 | 878 |
| FY2025 | 280 | $97.1M | $200K | 5 | $9.4M | 285 | 1,547 |
| FY2024 | 292 | $87.9M | $150K | 1 | — | 293 | 1,921 |
| FY2023 | 242 | $61.6M | $100K | 3 | $9.7M | 245 | 1,408 |
| FY2022 | 142 | $64.1M | $100K | 5 | $5.7M | 147 | 1,111 |
| FY2021 | 115 | $54.7M | $100K | 3 | $2.4M | 118 | 808 |
| FY2020 | 73 | $22.5M | $100K | 4 | $5.4M | 77 | 403 |
| FY2019 | 111 | $32.2M | $100K | 2 | — | 113 | 566 |
| FY2018 | 125 | $36.3M | $100K | 2 | — | 127 | 816 |
| FY2017 | 79 | $21.6M | $125K | 6 | $8.2M | 85 | 633 |
| FY2016 | 98 | $40.9M | $150K | 0 | — | 98 | 1,041 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 500 approvals.
Against New York and the country
| FY2021–FY2025 | Rockland County | New York | United States |
|---|---|---|---|
| Approvals | 1,088 | 20,639 | 342,825 |
| Approvals per 1,000 establishments | 98.1 | 38.1 | 41.0 |
| Median 7(a) approval | $150K | $130K | $190K |
| Median 504 approval | $1.3M | $685K | $657K |
| Average approval | $361K | $414K | $573K |
| 504 share of approvals | 1.6% | 6.1% | 11.0% |
| Jobs supported per approval, as reported | 6.2 | 8.0 | 10.5 |
| Share of state approvals | 5.3% | 100.0% | — |
Approval sizes
- $50,000 or less19.9%216
- $50,001 to $150,00036.7%399
- $150,001 to $350,00022.2%241
- $350,001 to $1 million14.2%154
- $1 million to $2 million3.7%40
- Over $2 million3.5%38
Age of the businesses
- Existing, more than 2 years old83.5%908
- New business, 2 years or less12.1%132
- Startup, loan funds will open the business3.1%34
- Change of ownership1.0%11
- Not answered0.3%3
Questions and answers
Which lenders make the most SBA loans in Rockland County?
By approvals in FY2021 to FY2025: TD Bank, National Association (315), Manufacturers and Traders Trust Company (179), FinWise Bank (98), Readycap Lending, LLC (75), BayFirst National Bank (68). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Rockland County?
The median 7(a) approval was $150K and the median 504 approval $1.3M; the New York 7(a) median was $130K.
Which industries get the most SBA loans in Rockland County?
Management, Scientific, and Technical Consulting Services (62); Residential Building Construction (60); Restaurants and Other Eating Places (38); Activities Related to Real Estate (35); Warehouse Clubs, Supercenters, and Other General Merchandise Retailers (29).
Is SBA lending in Rockland County rising?
Approvals in the three latest complete fiscal years total 823, against 342 in the three before: rising (+141%).
How does Rockland County compare with the rest of New York?
98.1 approvals per 1,000 establishments against 38.1 statewide, and 1,088 of the state's 20,639 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error