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County28th of 67 in Pennsylvania by approvalsFIPS 42013
SBA loans in Blair County, Pennsylvania
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 63 loans to businesses in Blair County, Pennsylvania, in FY2021 to FY2025, worth $35.4M: 55 under 7(a) and 8 under 504.
That is 19.8 approvals per 1,000 business establishments (3,178 establishments in 2023), below the Pennsylvania figure of 36.7 and below the national 41.0.
It ranks 28th of 67 Pennsylvania counties with approvals. In FY2025 there were 11, down 15% on FY2024.
23 lenders had approvals here; the most active were Manufacturers and Traders Trust Company (14), First Commonwealth Bank (12) and The Huntington National Bank (4). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Blair County
By number of approvals to businesses in the county, FY2021–FY2025; 23 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust CompanyBuffalo, NY | 14 | $2.1M | 22.2% | |
| 2 | First Commonwealth BankIndiana, PA | 12 | $6.1M | 19.0% | |
| 3 | The Huntington National BankColumbus, OH | 4 | $4.6M | 6.3% | |
| 4 | South Eastern Economic Development Company of PennsylvaniaExton, PA · CDC | 3 | $3.6M | 4.8% | |
| 5 | BayFirst National BankSaint Petersburg, FL | 3 | $445K | 4.8% | |
| 6 | Northeast BankLewiston, ME | 3 | $350K | 4.8% | |
| 7 | Northwest BankWarren, PA | 2 | — | 3.2% | |
| 8 | Altoona-Blair County Development CorporationAltoona, PA · CDC | 2 | — | 3.2% | |
| 9 | United Community BankGreenville, SC | 2 | — | 3.2% | |
| 10 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 3.2% | |
| 11 | Reliance Savings BankAltoona, PA | 2 | — | 3.2% | |
| 12 | PNC Bank, National AssociationWilmington, DE | 2 | — | 3.2% | |
| 13 | Empire State Certified Development CorporationLatham, NY · CDC | 2 | — | 3.2% | |
| 14 | Centerstone SBA Lending, Inc.Los Angeles, CA | 1 | — | 1.6% | |
| 15 | Southwestern National BankHouston, TX | 1 | — | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 8 | 12.7% | |
| 2 | Other Specialty Trade ContractorsNAICS 2389 | 5 | 7.9% | |
| 3 | Traveler AccommodationNAICS 7211 | 4 | 6.3% | |
| 4 | General Freight TruckingNAICS 4841 | 4 | 6.3% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 3 | 4.8% | |
| 6 | Technical and Trade SchoolsNAICS 6115 | 3 | 4.8% | |
| 7 | Grocery and Related Product Merchant WholesalersNAICS 4244 | 3 | 4.8% | |
| 8 | Freight Transportation ArrangementNAICS 4885 | 2 | 3.2% | |
| 9 | Child Day Care ServicesNAICS 6244 | 2 | 3.2% | |
| 10 | Machine Shops; Turned Product; and Screw, Nut, and Bolt ManufacturingNAICS 3327 | 2 | 3.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 12 | 19.0% | |
| 2 | Transportation and Warehousing | 8 | 12.7% | |
| 3 | Construction | 7 | 11.1% | |
| 4 | Health Care and Social Assistance | 6 | 9.5% | |
| 5 | Wholesale Trade | 6 | 9.5% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 6 | 9.5% | |
| 7 | Retail Trade | 5 | 7.9% | |
| 8 | Other Services (except Public Administration) | 5 | 7.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 6 | $3.1M | $250K | 0 | — | 6 | 61 |
| FY2025 | 8 | $5.4M | $138K | 3 | $3.6M | 11 | 229 |
| FY2024 | 12 | $6.3M | $148K | 1 | — | 13 | 77 |
| FY2023 | 15 | $9.1M | $150K | 0 | — | 15 | 208 |
| FY2022 | 7 | $3.2M | $150K | 1 | — | 8 | 98 |
| FY2021 | 13 | $5.8M | $240K | 3 | $1.4M | 16 | 251 |
| FY2020 | 3 | $2.5M | $683K | 1 | — | 4 | 55 |
| FY2019 | 5 | $3.2M | $80K | 0 | — | 5 | 29 |
| FY2018 | 9 | $4.4M | $163K | 1 | — | 10 | 123 |
| FY2017 | 12 | $1.8M | $125K | 1 | — | 13 | 126 |
| FY2016 | 17 | $1.2M | $35K | 0 | — | 17 | 137 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 49 approvals.
Against Pennsylvania and the country
| FY2021–FY2025 | Blair County | Pennsylvania | United States |
|---|---|---|---|
| Approvals | 63 | 11,283 | 342,825 |
| Approvals per 1,000 establishments | 19.8 | 36.7 | 41.0 |
| Median 7(a) approval | $150K | $150K | $190K |
| Median 504 approval | $405K | $607K | $657K |
| Average approval | $562K | $482K | $573K |
| 504 share of approvals | 12.7% | 6.5% | 11.0% |
| Jobs supported per approval, as reported | 13.7 | 10.3 | 10.5 |
| Share of state approvals | 0.6% | 100.0% | — |
Approval sizes
- $50,000 or less20.6%13
- $50,001 to $150,00025.4%16
- $150,001 to $350,00019.0%12
- $350,001 to $1 million14.3%9
- $1 million to $2 million14.3%9
- Over $2 million6.3%4
Age of the businesses
- Existing, more than 2 years old63.5%40
- New business, 2 years or less15.9%10
- Startup, loan funds will open the business9.5%6
- Change of ownership11.1%7
Questions and answers
Which lenders make the most SBA loans in Blair County?
By approvals in FY2021 to FY2025: Manufacturers and Traders Trust Company (14), First Commonwealth Bank (12), The Huntington National Bank (4), South Eastern Economic Development Company of Pennsylvania (3), BayFirst National Bank (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Blair County?
The median 7(a) approval was $150K and the median 504 approval $405K; the Pennsylvania 7(a) median was $150K.
Which industries get the most SBA loans in Blair County?
Restaurants and Other Eating Places (8); Other Specialty Trade Contractors (5); Traveler Accommodation (4); General Freight Trucking (4); Services to Buildings and Dwellings (3).
Is SBA lending in Blair County rising?
Approvals in the three latest complete fiscal years total 39, against 28 in the three before: rising (+39%).
How does Blair County compare with the rest of Pennsylvania?
19.8 approvals per 1,000 establishments against 36.7 statewide, and 63 of the state's 11,283 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error