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County16th of 89 in Tennessee by approvalsFIPS 47147
SBA loans in Robertson County, Tennessee
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Robertson County, Tennessee, received 37 SBA loan approvals worth $23.3M in FY2021 to FY2025 (37 7(a), 0 504).
That is 27.2 approvals per 1,000 business establishments (1,358 establishments in 2023), close to the Tennessee figure of 25.1 and below the national 41.0.
It ranks 16th of 89 Tennessee counties with approvals. In FY2025 there were 12.
17 lenders had approvals here; the most active were U.S. Bank, National Association (14), United Midwest Savings Bank National Association (3) and Beacon Bank and Trust (2). The most common industry was other amusement and recreation industries.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Robertson County
By number of approvals to businesses in the county, FY2021–FY2025; 17 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | U.S. Bank, National AssociationCincinnati, OH | 14 | $1.7M | 37.8% | |
| 2 | United Midwest Savings Bank National AssociationDe Graff, OH | 3 | $3.4M | 8.1% | |
| 3 | Beacon Bank and TrustBrookline, MA | 2 | — | 5.4% | |
| 4 | Pinnacle BankNashville, TN | 2 | — | 5.4% | |
| 5 | Byline BankChicago, IL | 2 | — | 5.4% | |
| 6 | JPMorgan Chase Bank, National AssociationColumbus, OH | 2 | — | 5.4% | |
| 7 | The Huntington National BankColumbus, OH | 2 | — | 5.4% | |
| 8 | Busey BankChampaign, IL | 1 | — | 2.7% | |
| 9 | First Horizon BankMemphis, TN | 1 | — | 2.7% | |
| 10 | First-Citizens Bank & Trust CompanyRaleigh, NC | 1 | — | 2.7% | |
| 11 | Grasshopper Bank National AssociationNew York, NY | 1 | — | 2.7% | |
| 12 | Lendistry SBLC, LLCLos Angeles, CA | 1 | — | 2.7% | |
| 13 | Wilson Bank & TrustLebanon, TN | 1 | — | 2.7% | |
| 14 | Celtic Bank CorporationSalt Lake City, UT | 1 | — | 2.7% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Amusement and Recreation IndustriesNAICS 7139 | 4 | 10.8% | |
| 2 | Residential Building ConstructionNAICS 2361 | 3 | 8.1% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 2 | 5.4% | |
| 4 | Apparel, Piece Goods, and Notions Merchant WholesalersNAICS 4243 | 2 | 5.4% | |
| 5 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 2 | 5.4% | |
| 6 | Building Equipment ContractorsNAICS 2382 | 2 | 5.4% | |
| 7 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 2 | 5.4% | |
| 8 | Specialized Freight TruckingNAICS 4842 | 2 | 5.4% | |
| 9 | Automotive Repair and MaintenanceNAICS 8111 | 2 | 5.4% | |
| 10 | Traveler AccommodationNAICS 7211 | 1 | 2.7% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 9 | 24.3% | |
| 2 | Arts, Entertainment, and Recreation | 4 | 10.8% | |
| 3 | Accommodation and Food Services | 3 | 8.1% | |
| 4 | Wholesale Trade | 3 | 8.1% | |
| 5 | Administrative and Support and Waste Management and Remediation Services | 3 | 8.1% | |
| 6 | Manufacturing | 2 | 5.4% | |
| 7 | Professional, Scientific, and Technical Services | 2 | 5.4% | |
| 8 | Retail Trade | 2 | 5.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $627K | $150K | 0 | — | 3 | 23 |
| FY2025 | 12 | $4.7M | $140K | 0 | — | 12 | 51 |
| FY2024 | 7 | $5.2M | $30K | 0 | — | 7 | 32 |
| FY2023 | 9 | $4.3M | $282K | 0 | — | 9 | 68 |
| FY2022 | 6 | $3.5M | $197K | 0 | — | 6 | 94 |
| FY2021 | 3 | $5.6M | $2.7M | 0 | — | 3 | 83 |
| FY2020 | 2 | — | — | 0 | — | 2 | 11 |
| FY2019 | 7 | $1.3M | $26K | 0 | — | 7 | 98 |
| FY2018 | 7 | $3.5M | $30K | 0 | — | 7 | 38 |
| FY2017 | 11 | $1.9M | $24K | 0 | — | 11 | 31 |
| FY2016 | 10 | $4.0M | $49K | 0 | — | 10 | 74 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 37 approvals.
Against Tennessee and the country
| FY2021–FY2025 | Robertson County | Tennessee | United States |
|---|---|---|---|
| Approvals | 37 | 3,767 | 342,825 |
| Approvals per 1,000 establishments | 27.2 | 25.1 | 41.0 |
| Median 7(a) approval | $150K | $250K | $190K |
| Median 504 approval | — | $1.1M | $657K |
| Average approval | $630K | $640K | $573K |
| 504 share of approvals | 0.0% | 3.5% | 11.0% |
| Jobs supported per approval, as reported | 8.9 | 11.5 | 10.5 |
| Share of state approvals | 1.0% | 100.0% | — |
Approval sizes
- $50,000 or less35.1%13
- $50,001 to $150,00021.6%8
- $150,001 to $350,00016.2%6
- $350,001 to $1 million10.8%4
- Over $2 million16.2%6
Age of the businesses
- Existing, more than 2 years old51.4%19
- New business, 2 years or less29.7%11
- Startup, loan funds will open the business8.1%3
- Change of ownership10.8%4
Questions and answers
Which lenders make the most SBA loans in Robertson County?
By approvals in FY2021 to FY2025: U.S. Bank, National Association (14), United Midwest Savings Bank National Association (3), Beacon Bank and Trust (2), Pinnacle Bank (2), Byline Bank (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Robertson County?
The median 7(a) approval was $150K; the Tennessee 7(a) median was $250K.
Which industries get the most SBA loans in Robertson County?
Other Amusement and Recreation Industries (4); Residential Building Construction (3); Restaurants and Other Eating Places (2); Apparel, Piece Goods, and Notions Merchant Wholesalers (2); Foundation, Structure, and Building Exterior Contractors (2).
Is SBA lending in Robertson County rising?
Approvals in the three latest complete fiscal years total 28, against 11 in the three before: rising (+155%).
How does Robertson County compare with the rest of Tennessee?
27.2 approvals per 1,000 establishments against 25.1 statewide, and 37 of the state's 3,767 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error