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County13th of 227 in Texas by approvalsFIPS 48039
SBA loans in Brazoria County, Texas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Brazoria County, Texas, received 316 SBA loan approvals worth $206M in FY2021 to FY2025 (295 7(a), 21 504).
That is 47.5 approvals per 1,000 business establishments (6,650 establishments in 2023), above the Texas figure of 37.2 and above the national 41.0.
It ranks 13th of 227 Texas counties with approvals. In FY2025 there were 67, about level with FY2024.
91 lenders had approvals here; the most active were The Huntington National Bank (32), Wells Fargo Bank National Association (18) and Texas Advantage Community Bank National Association (14). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Brazoria County
By number of approvals to businesses in the county, FY2021–FY2025; 91 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 32 | $14.6M | 10.1% | |
| 2 | Wells Fargo Bank National AssociationSioux Falls, SD | 18 | $857K | 5.7% | |
| 3 | Texas Advantage Community Bank National AssociationAlvin, TX | 14 | $17.4M | 4.4% | |
| 4 | BayFirst National BankSaint Petersburg, FL | 13 | $1.9M | 4.1% | |
| 5 | First State BankClute, TX | 11 | $6.2M | 3.5% | |
| 6 | JPMorgan Chase Bank, National AssociationColumbus, OH | 11 | $1.4M | 3.5% | |
| 7 | Wallis BankWallis, TX | 9 | $9.2M | 2.8% | |
| 8 | Capital Certified Development CorporationAustin, TX · CDC | 8 | $14.7M | 2.5% | |
| 9 | Readycap Lending, LLCBerkeley Heights, NJ | 8 | $3.9M | 2.5% | |
| 10 | Zions Bank, A Division ofSalt Lake City, UT | 8 | $1.6M | 2.5% | |
| 11 | Northeast BankLewiston, ME | 8 | $983K | 2.5% | |
| 12 | Stellar BankHouston, TX | 7 | $4.7M | 2.2% | |
| 13 | North Texas Certified Development CorporationPlano, TX · CDC | 6 | $3.6M | 1.9% | |
| 14 | Frost BankSan Antonio, TX | 6 | $2.9M | 1.9% | |
| 15 | Bank of America, National AssociationCharlotte, NC | 6 | $1.9M | 1.9% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 38 | 12.0% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 17 | 5.4% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 15 | 4.7% | |
| 4 | Child Day Care ServicesNAICS 6244 | 14 | 4.4% | |
| 5 | Other Amusement and Recreation IndustriesNAICS 7139 | 14 | 4.4% | |
| 6 | Offices of PhysiciansNAICS 6211 | 14 | 4.4% | |
| 7 | Lessors of Real EstateNAICS 5311 | 11 | 3.5% | |
| 8 | Traveler AccommodationNAICS 7211 | 9 | 2.8% | |
| 9 | Gasoline StationsNAICS 4571 | 9 | 2.8% | |
| 10 | Personal Care ServicesNAICS 8121 | 9 | 2.8% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Health Care and Social Assistance | 62 | 19.6% | |
| 2 | Accommodation and Food Services | 51 | 16.1% | |
| 3 | Retail Trade | 48 | 15.2% | |
| 4 | Other Services (except Public Administration) | 32 | 10.1% | |
| 5 | Professional, Scientific, and Technical Services | 23 | 7.3% | |
| 6 | Construction | 17 | 5.4% | |
| 7 | Manufacturing | 15 | 4.7% | |
| 8 | Real Estate and Rental and Leasing | 14 | 4.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 45 | $42.7M | $330K | 3 | $1.7M | 48 | 407 |
| FY2025 | 62 | $36.3M | $215K | 5 | $10.2M | 67 | 532 |
| FY2024 | 62 | $29.7M | $192K | 5 | $4.8M | 67 | 710 |
| FY2023 | 67 | $24.7M | $200K | 3 | $5.5M | 70 | 677 |
| FY2022 | 54 | $34.8M | $350K | 3 | $6.0M | 57 | 560 |
| FY2021 | 50 | $50.0M | $557K | 5 | $4.4M | 55 | 479 |
| FY2020 | 36 | $33.5M | $274K | 6 | $2.9M | 42 | 399 |
| FY2019 | 47 | $28.7M | $369K | 4 | $3.5M | 51 | 502 |
| FY2018 | 64 | $32.0M | $235K | 7 | $6.6M | 71 | 653 |
| FY2017 | 75 | $41.9M | $204K | 1 | — | 76 | 618 |
| FY2016 | 75 | $37.5M | $239K | 0 | — | 75 | 898 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 315 approvals.
Against Texas and the country
| FY2021–FY2025 | Brazoria County | Texas | United States |
|---|---|---|---|
| Approvals | 316 | 24,935 | 342,825 |
| Approvals per 1,000 establishments | 47.5 | 37.2 | 41.0 |
| Median 7(a) approval | $287K | $320K | $190K |
| Median 504 approval | $821K | $974K | $657K |
| Average approval | $653K | $770K | $573K |
| 504 share of approvals | 6.6% | 6.8% | 11.0% |
| Jobs supported per approval, as reported | 9.4 | 12.6 | 10.5 |
| Share of state approvals | 1.3% | 100.0% | — |
Approval sizes
- $50,000 or less15.5%49
- $50,001 to $150,00018.4%58
- $150,001 to $350,00023.1%73
- $350,001 to $1 million25.3%80
- $1 million to $2 million8.2%26
- Over $2 million9.5%30
Age of the businesses
- Existing, more than 2 years old42.7%135
- New business, 2 years or less15.2%48
- Startup, loan funds will open the business36.1%114
- Change of ownership6.0%19
Questions and answers
Which lenders make the most SBA loans in Brazoria County?
By approvals in FY2021 to FY2025: The Huntington National Bank (32), Wells Fargo Bank National Association (18), Texas Advantage Community Bank National Association (14), BayFirst National Bank (13), First State Bank (11). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Brazoria County?
The median 7(a) approval was $287K and the median 504 approval $821K; the Texas 7(a) median was $320K.
Which industries get the most SBA loans in Brazoria County?
Restaurants and Other Eating Places (38); Offices of Other Health Practitioners (17); Automotive Repair and Maintenance (15); Child Day Care Services (14); Other Amusement and Recreation Industries (14).
Is SBA lending in Brazoria County rising?
Approvals in the three latest complete fiscal years total 204, against 154 in the three before: rising (+32%).
How does Brazoria County compare with the rest of Texas?
47.5 approvals per 1,000 establishments against 37.2 statewide, and 316 of the state's 24,935 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error