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County27th of 39 in Washington by approvalsFIPS 53017
SBA loans in Douglas County, Washington
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 34 loans to businesses in Douglas County, Washington, in FY2021 to FY2025, worth $19.4M: 31 under 7(a) and 3 under 504.
That is 39.8 approvals per 1,000 business establishments (854 establishments in 2023), close to the Washington figure of 44.0 and close to the national 41.0.
It ranks 27th of 39 Washington counties with approvals. In FY2025 there were 8, down 20% on FY2024.
18 lenders had approvals here; the most active were Banner Bank (6), Columbia Bank (4) and Evergreen Business Capital (3). The most common industry was residential building construction.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Douglas County
By number of approvals to businesses in the county, FY2021–FY2025; 18 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Banner BankWalla Walla, WA | 6 | $618K | 17.6% | |
| 2 | Columbia BankLake Oswego, OR | 4 | $688K | 11.8% | |
| 3 | Evergreen Business CapitalSeattle, WA · CDC | 3 | $5.1M | 8.8% | |
| 4 | Numerica CUSpokane Valley, WA | 3 | $1.1M | 8.8% | |
| 5 | U.S. Bank, National AssociationCincinnati, OH | 2 | — | 5.9% | |
| 6 | Washington Trust BankSpokane, WA | 2 | — | 5.9% | |
| 7 | KeyBank National AssociationCleveland, OH | 2 | — | 5.9% | |
| 8 | Northeast BankLewiston, ME | 2 | — | 5.9% | |
| 9 | Open BankLos Angeles, CA | 1 | — | 2.9% | |
| 10 | PCB BankLos Angeles, CA | 1 | — | 2.9% | |
| 11 | First Internet Bank of IndianaFishers, IN | 1 | — | 2.9% | |
| 12 | Newtek Small Business Finance, Inc.Lake Success, NY | 1 | — | 2.9% | |
| 13 | Bank Five NineOconomowoc, WI | 1 | — | 2.9% | |
| 14 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 2.9% | |
| 15 | Peoples BankBellingham, WA | 1 | — | 2.9% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Residential Building ConstructionNAICS 2361 | 5 | 14.7% | |
| 2 | Traveler AccommodationNAICS 7211 | 3 | 8.8% | |
| 3 | Grocery StoresNAICS 4451 | 3 | 8.8% | |
| 4 | Restaurants and Other Eating PlacesNAICS 7225 | 3 | 8.8% | |
| 5 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 8.8% | |
| 6 | Lessors of Real EstateNAICS 5311 | 2 | 5.9% | |
| 7 | Building Equipment ContractorsNAICS 2382 | 2 | 5.9% | |
| 8 | Oilseed and Grain FarmingNAICS 1111 | 2 | 5.9% | |
| 9 | Specialty Food StoresNAICS 4452 | 1 | 2.9% | |
| 10 | Continuing Care Retirement Communities and Assisted Living Facilities for the ElderlyNAICS 6233 | 1 | 2.9% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 11 | 32.4% | |
| 2 | Accommodation and Food Services | 7 | 20.6% | |
| 3 | Retail Trade | 5 | 14.7% | |
| 4 | Agriculture, Forestry, Fishing and Hunting | 3 | 8.8% | |
| 5 | Real Estate and Rental and Leasing | 2 | 5.9% | |
| 6 | Health Care and Social Assistance | 2 | 5.9% | |
| 7 | Other Services (except Public Administration) | 1 | 2.9% | |
| 8 | Transportation and Warehousing | 1 | 2.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $832K | $43K | 0 | — | 3 | 7 |
| FY2025 | 7 | $5.6M | $100K | 1 | — | 8 | 53 |
| FY2024 | 10 | $803K | $50K | 0 | — | 10 | 33 |
| FY2023 | 3 | $2.0M | $700K | 0 | — | 3 | 17 |
| FY2022 | 4 | $1.2M | $274K | 1 | — | 5 | 64 |
| FY2021 | 7 | $4.7M | $338K | 1 | — | 8 | 52 |
| FY2020 | 3 | $1.0M | $235K | 0 | — | 3 | 10 |
| FY2019 | 6 | $1.9M | $38K | 1 | — | 7 | 21 |
| FY2018 | 6 | $2.0M | $25K | 1 | — | 7 | 127 |
| FY2017 | 7 | $5.8M | $50K | 0 | — | 7 | 88 |
| FY2016 | 3 | $646K | $200K | 0 | — | 3 | 57 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 27 approvals.
Against Washington and the country
| FY2021–FY2025 | Douglas County | Washington | United States |
|---|---|---|---|
| Approvals | 34 | 8,905 | 342,825 |
| Approvals per 1,000 establishments | 39.8 | 44.0 | 41.0 |
| Median 7(a) approval | $160K | $200K | $190K |
| Median 504 approval | $1.5M | $699K | $657K |
| Average approval | $571K | $627K | $573K |
| 504 share of approvals | 8.8% | 7.8% | 11.0% |
| Jobs supported per approval, as reported | 6.4 | 9.2 | 10.5 |
| Share of state approvals | 0.4% | 100.0% | — |
Approval sizes
- $50,000 or less29.4%10
- $50,001 to $150,00014.7%5
- $150,001 to $350,00029.4%10
- $350,001 to $1 million8.8%3
- $1 million to $2 million11.8%4
- Over $2 million5.9%2
Age of the businesses
- Existing, more than 2 years old61.8%21
- New business, 2 years or less23.5%8
- Startup, loan funds will open the business5.9%2
- Change of ownership5.9%2
- Not answered2.9%1
Questions and answers
Which lenders make the most SBA loans in Douglas County?
By approvals in FY2021 to FY2025: Banner Bank (6), Columbia Bank (4), Evergreen Business Capital (3), Numerica CU (3), U.S. Bank, National Association (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Douglas County?
The median 7(a) approval was $160K and the median 504 approval $1.5M; the Washington 7(a) median was $200K.
Which industries get the most SBA loans in Douglas County?
Residential Building Construction (5); Traveler Accommodation (3); Grocery Stores (3); Restaurants and Other Eating Places (3); Other Specialty Trade Contractors (3).
Is SBA lending in Douglas County rising?
Approvals in the three latest complete fiscal years total 21, against 16 in the three before: rising (+31%).
How does Douglas County compare with the rest of Washington?
39.8 approvals per 1,000 establishments against 44.0 statewide, and 34 of the state's 8,905 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error