States › Wisconsin › Trempealeau County
County33rd of 71 in Wisconsin by approvalsFIPS 55121
SBA loans in Trempealeau County, Wisconsin
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 40 loans to businesses in Trempealeau County, Wisconsin, in FY2021 to FY2025, worth $12.0M: 39 under 7(a) and 1 under 504.
That is 61.4 approvals per 1,000 business establishments (651 establishments in 2023), above the Wisconsin figure of 46.3 and above the national 41.0.
It ranks 33rd of 71 Wisconsin counties with approvals. In FY2025 there were 3.
7 lenders had approvals here; the most active were Hiawatha National Bank (27), CCFBank National Association (5) and Merchants Bank, National Association (3). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Trempealeau County
By number of approvals to businesses in the county, FY2021–FY2025; 7 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Hiawatha National BankHager City, WI | 27 | $9.0M | 67.5% | |
| 2 | CCFBank National AssociationAltoona, WI | 5 | $1.3M | 12.5% | |
| 3 | Merchants Bank, National AssociationWinona, MN | 3 | $357K | 7.5% | |
| 4 | Old National BankEvansville, IN | 2 | — | 5.0% | |
| 5 | WBD, Inc.Madison, WI · CDC | 1 | — | 2.5% | |
| 6 | Coulee BankLa Crosse, WI | 1 | — | 2.5% | |
| 7 | CDC Small Business Finance Corp.San Diego, CA | 1 | — | 2.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 8 | 20.0% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 5 | 12.5% | |
| 3 | Cattle Ranching and FarmingNAICS 1121 | 4 | 10.0% | |
| 4 | Animal Slaughtering and ProcessingNAICS 3116 | 4 | 10.0% | |
| 5 | Waste CollectionNAICS 5621 | 2 | 5.0% | |
| 6 | Services to Buildings and DwellingsNAICS 5617 | 2 | 5.0% | |
| 7 | Traveler AccommodationNAICS 7211 | 2 | 5.0% | |
| 8 | Consumer Goods RentalNAICS 5322 | 2 | 5.0% | |
| 9 | Agriculture, Construction, and Mining Machinery ManufacturingNAICS 3331 | 2 | 5.0% | |
| 10 | General Freight TruckingNAICS 4841 | 2 | 5.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 11 | 27.5% | |
| 2 | Manufacturing | 9 | 22.5% | |
| 3 | Other Services (except Public Administration) | 6 | 15.0% | |
| 4 | Administrative and Support and Waste Management and Remediation Services | 4 | 10.0% | |
| 5 | Agriculture, Forestry, Fishing and Hunting | 4 | 10.0% | |
| 6 | Wholesale Trade | 2 | 5.0% | |
| 7 | Real Estate and Rental and Leasing | 2 | 5.0% | |
| 8 | Transportation and Warehousing | 2 | 5.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 0 | — | — | 1 | — | 1 | 0 |
| FY2025 | 3 | $328K | $70K | 0 | — | 3 | 4 |
| FY2024 | 7 | $701K | $115K | 0 | — | 7 | 24 |
| FY2023 | 6 | $3.5M | $126K | 0 | — | 6 | 37 |
| FY2022 | 10 | $1.2M | $86K | 0 | — | 10 | 61 |
| FY2021 | 13 | $5.8M | $275K | 1 | — | 14 | 124 |
| FY2020 | 1 | — | — | 1 | — | 2 | 12 |
| FY2019 | 1 | — | — | 0 | — | 1 | 3 |
| FY2018 | 3 | $224K | $75K | 1 | — | 4 | 12 |
| FY2017 | 6 | $5.9M | $275K | 1 | — | 7 | 95 |
| FY2016 | 11 | $2.4M | $100K | 0 | — | 11 | 35 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 25 approvals.
Against Wisconsin and the country
| FY2021–FY2025 | Trempealeau County | Wisconsin | United States |
|---|---|---|---|
| Approvals | 40 | 6,706 | 342,825 |
| Approvals per 1,000 establishments | 61.4 | 46.3 | 41.0 |
| Median 7(a) approval | $130K | $225K | $190K |
| Median 504 approval | — | $616K | $657K |
| Average approval | $300K | $594K | $573K |
| 504 share of approvals | 2.5% | 18.4% | 11.0% |
| Jobs supported per approval, as reported | 6.3 | 11.0 | 10.5 |
| Share of state approvals | 0.6% | 100.0% | — |
Approval sizes
- $50,000 or less25.0%10
- $50,001 to $150,00030.0%12
- $150,001 to $350,00022.5%9
- $350,001 to $1 million17.5%7
- $1 million to $2 million2.5%1
- Over $2 million2.5%1
Age of the businesses
- Existing, more than 2 years old70.0%28
- New business, 2 years or less12.5%5
- Startup, loan funds will open the business12.5%5
- Change of ownership5.0%2
Questions and answers
Which lenders make the most SBA loans in Trempealeau County?
By approvals in FY2021 to FY2025: Hiawatha National Bank (27), CCFBank National Association (5), Merchants Bank, National Association (3), Old National Bank (2), WBD, Inc. (1). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Trempealeau County?
The median 7(a) approval was $130K; the Wisconsin 7(a) median was $225K.
Which industries get the most SBA loans in Trempealeau County?
Restaurants and Other Eating Places (8); Automotive Repair and Maintenance (5); Cattle Ranching and Farming (4); Animal Slaughtering and Processing (4); Waste Collection (2).
Is SBA lending in Trempealeau County rising?
Approvals in the three latest complete fiscal years total 16, against 26 in the three before: falling (-38%).
How does Trempealeau County compare with the rest of Wisconsin?
61.4 approvals per 1,000 establishments against 46.3 statewide, and 40 of the state's 6,706 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error