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County4th of 22 in Wyoming by approvalsFIPS 56039
SBA loans in Teton County, Wyoming
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Teton County, Wyoming, received 51 SBA loan approvals worth $30.8M in FY2021 to FY2025 (46 7(a), 5 504).
That is 21.3 approvals per 1,000 business establishments (2,390 establishments in 2023), below the Wyoming figure of 26.6 and below the national 41.0.
It ranks 4th of 22 Wyoming counties with approvals. In FY2025 there were 18.
18 lenders had approvals here; the most active were Community Banks of Colorado, A Division of NBH Bank (13), U.S. Bank, National Association (8) and Zions Bank, A Division of (5). The most common industry was automotive repair and maintenance.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Teton County
By number of approvals to businesses in the county, FY2021–FY2025; 18 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Community Banks of Colorado, A Division of NBH BankGreenwood Village, CO | 13 | $14.7M | 25.5% | |
| 2 | U.S. Bank, National AssociationCincinnati, OH | 8 | $1.2M | 15.7% | |
| 3 | Zions Bank, A Division ofSalt Lake City, UT | 5 | $276K | 9.8% | |
| 4 | Mountain West Small Business FinanceSalt Lake City, UT · CDC | 4 | $4.3M | 7.8% | |
| 5 | Live Oak Banking CompanyWilmington, NC | 3 | $5.3M | 5.9% | |
| 6 | First Interstate BankBillings, MT | 3 | $401K | 5.9% | |
| 7 | Grasshopper Bank National AssociationNew York, NY | 2 | — | 3.9% | |
| 8 | Bank of Jackson Hole TrustJackson, WY | 2 | — | 3.9% | |
| 9 | Glacier BankKalispell, MT | 2 | — | 3.9% | |
| 10 | Wyoming Capital AccessCasper, WY · CDC | 1 | — | 2.0% | |
| 11 | United Midwest Savings Bank National AssociationDe Graff, OH | 1 | — | 2.0% | |
| 12 | The Huntington National BankColumbus, OH | 1 | — | 2.0% | |
| 13 | Montana Community Development Corp.Missoula, MT | 1 | — | 2.0% | |
| 14 | Newtek Bank, National AssociationMiami, FL | 1 | — | 2.0% | |
| 15 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Automotive Repair and MaintenanceNAICS 8111 | 6 | 11.8% | |
| 2 | Furniture and Home Furnishings RetailersNAICS 4491 | 4 | 7.8% | |
| 3 | Drycleaning and Laundry ServicesNAICS 8123 | 2 | 3.9% | |
| 4 | Travel Arrangement and Reservation ServicesNAICS 5615 | 2 | 3.9% | |
| 5 | Miscellaneous Durable Goods Merchant WholesalersNAICS 4239 | 2 | 3.9% | |
| 6 | Offices of Other Health PractitionersNAICS 6213 | 2 | 3.9% | |
| 7 | Offices of PhysiciansNAICS 6211 | 2 | 3.9% | |
| 8 | Warehouse Clubs, Supercenters, and Other General Merchandise RetailersNAICS 4552 | 2 | 3.9% | |
| 9 | Wholesale Electronic Markets and Agents and BrokersNAICS 4251 | 2 | 3.9% | |
| 10 | Traveler AccommodationNAICS 7211 | 1 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 14 | 27.5% | |
| 2 | Other Services (except Public Administration) | 8 | 15.7% | |
| 3 | Professional, Scientific, and Technical Services | 6 | 11.8% | |
| 4 | Wholesale Trade | 5 | 9.8% | |
| 5 | Health Care and Social Assistance | 5 | 9.8% | |
| 6 | Accommodation and Food Services | 4 | 7.8% | |
| 7 | Construction | 4 | 7.8% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 3 | 5.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 6 | $7.2M | $508K | 0 | — | 6 | 379 |
| FY2025 | 17 | $3.5M | $80K | 1 | — | 18 | 122 |
| FY2024 | 7 | $2.2M | $150K | 1 | — | 8 | 73 |
| FY2023 | 6 | $3.2M | $248K | 0 | — | 6 | 26 |
| FY2022 | 10 | $12.7M | $282K | 1 | — | 11 | 159 |
| FY2021 | 6 | $4.1M | $285K | 2 | — | 8 | 56 |
| FY2020 | 4 | $2.6M | $240K | 3 | $1.9M | 7 | 68 |
| FY2019 | 4 | $2.1M | $526K | 1 | — | 5 | 66 |
| FY2018 | 8 | $2.1M | $40K | 0 | — | 8 | 45 |
| FY2017 | 4 | $78K | $18K | 0 | — | 4 | 2 |
| FY2016 | 9 | $965K | $5,000 | 0 | — | 9 | 51 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 33 approvals.
Against Wyoming and the country
| FY2021–FY2025 | Teton County | Wyoming | United States |
|---|---|---|---|
| Approvals | 51 | 635 | 342,825 |
| Approvals per 1,000 establishments | 21.3 | 26.6 | 41.0 |
| Median 7(a) approval | $150K | $177K | $190K |
| Median 504 approval | $705K | $415K | $657K |
| Average approval | $604K | $576K | $573K |
| 504 share of approvals | 9.8% | 18.1% | 11.0% |
| Jobs supported per approval, as reported | 8.5 | 9.4 | 10.5 |
| Share of state approvals | 8.0% | 100.0% | — |
Approval sizes
- $50,000 or less21.6%11
- $50,001 to $150,00025.5%13
- $150,001 to $350,00015.7%8
- $350,001 to $1 million23.5%12
- $1 million to $2 million3.9%2
- Over $2 million9.8%5
Age of the businesses
- Existing, more than 2 years old54.9%28
- New business, 2 years or less11.8%6
- Startup, loan funds will open the business9.8%5
- Change of ownership23.5%12
Questions and answers
Which lenders make the most SBA loans in Teton County?
By approvals in FY2021 to FY2025: Community Banks of Colorado, A Division of NBH Bank (13), U.S. Bank, National Association (8), Zions Bank, A Division of (5), Mountain West Small Business Finance (4), Live Oak Banking Company (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Teton County?
The median 7(a) approval was $150K and the median 504 approval $705K; the Wyoming 7(a) median was $177K.
Which industries get the most SBA loans in Teton County?
Automotive Repair and Maintenance (6); Furniture and Home Furnishings Retailers (4); Drycleaning and Laundry Services (2); Travel Arrangement and Reservation Services (2); Miscellaneous Durable Goods Merchant Wholesalers (2).
Is SBA lending in Teton County rising?
Approvals in the three latest complete fiscal years total 32, against 26 in the three before: rising (+23%).
How does Teton County compare with the rest of Wyoming?
21.3 approvals per 1,000 establishments against 26.6 statewide, and 51 of the state's 635 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error