Lenders › Community Banks of Colorado, A Division of NBH Bank
7(a) lenderGreenwood Village, ColoradoFDIC-insured bank92nd of 2,184 by approvals
Community Banks of Colorado, A Division of NBH Bank
SBA 7(a) loan approvals by fiscal year, where they went, how large they were, and how loans from earlier years turned out.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
In FY2021 to FY2025 SBA approved 416 7(a) loans, worth $376M, through Community Banks of Colorado, A Division of NBH Bank of Greenwood Village, Colorado, an FDIC-insured bank in the SBA 7(a) program. By number of approvals that is 92nd among 2,184 active 7(a) lenders.
In FY2025, the latest complete fiscal year, it had 64 approvals totalling $47.3M, down 11% on FY2024 (72). FY2026 to 30 Jun 2026 adds 24 more.
The median approval was $500K, against $190K for the 7(a) program as a whole; 13.0% of its approvals were for $150,000 or less (program: 47.8%).
Its loans went to businesses in 13 states and territories and 80 counties, led by Utah (38.7%), Colorado (27.2%) and Texas (7.5%). The largest industry group was accommodation and food services at 12.5% of approvals, and 10.8% of approvals were to franchise businesses.
Of 680 disbursed loans approved in FY2010 to FY2021, SBA records 27 as charged off (4.0%), 546 as paid in full and 107 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Loans appear under the lender they are assigned to today, so a lender's figures include loans it took over. Data through 30 Jun 2026.
Approvals by fiscal year
| Fiscal year | Approvals | Dollars approved | Median approval | Average approval | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 24 | $23.2M | $531K | $967K | 283 |
| FY2025 | 64 | $47.3M | $431K | $739K | 1,257 |
| FY2024 | 72 | $66.9M | $500K | $929K | 1,945 |
| FY2023 | 87 | $73.0M | $440K | $839K | 1,697 |
| FY2022 | 90 | $89.2M | $488K | $992K | 1,923 |
| FY2021 | 103 | $99.3M | $540K | $964K | 1,645 |
| FY2020 | 61 | $50.6M | $492K | $830K | 994 |
| FY2019 | 64 | $40.7M | $338K | $635K | 912 |
| FY2018 | 91 | $80.0M | $553K | $879K | 1,473 |
| FY2017 | 98 | $82.2M | $403K | $839K | 1,332 |
| FY2016 | 80 | $49.5M | $338K | $618K | 844 |
Approvals are counted in the year SBA approved them and include approvals later cancelled. In the five fiscal years before the current window (FY2016–FY2020) the lender had 394 approvals. First approval on file: FY2010.
How earlier loans turned out
Only loans approved at least five fiscal years ago (FY2010–FY2021) are counted, because newer loans have had little time to be paid in full or charged off. "Charged off" is SBA's status for a loan on which it has written off the remaining balance.
| Loans approved FY2010–FY2021 | This lender | Utah | 7(a) program |
|---|---|---|---|
| Approvals in these years | 736 | 12,601 | 639,905 |
| Cancelled or never disbursed | 56 | 1,336 | 79,313 |
| Disbursed loans | 680 | 11,265 | 560,592 |
| Paid in full | 546 | 9,360 | 435,813 |
| Charged off | 27 | 583 | 36,891 |
| Still outstanding (status exempt from disclosure) | 107 | 1,322 | 87,888 |
| Charged off, share of disbursed loans | 4.0% | 5.2% | 6.6% |
| Dollars charged off, share of disbursed dollars | 2.1% | 2.1% | 2.5% |
| Dollars charged off | $10.5M | $83.3M | $5.70bn |
By approval year
| Approved in | Disbursed | Paid in full | Charged off | Charged off, share | 7(a) program, same year |
|---|---|---|---|---|---|
| FY2021 | 97 | 50 | 3 | 3.1% | 2.8% |
| FY2020 | 53 | 41 | 0 | 0.0% | 4.0% |
| FY2019 | 55 | 38 | 1 | 1.8% | 6.7% |
| FY2018 | 88 | 65 | 3 | 3.4% | 7.9% |
| FY2017 | 93 | 78 | 6 | 6.5% | 7.7% |
| FY2016 | 77 | 72 | 2 | 2.6% | 7.2% |
| FY2015 | 56 | 52 | 2 | 3.6% | 6.9% |
| FY2014 | 37 | 36 | 1 | 2.7% | 6.4% |
| FY2013 | 46 | 45 | 0 | 0.0% | 6.0% |
| FY2012 | 28 | 26 | 2 | — | 6.3% |
| FY2011 | 25 | 24 | 1 | — | 6.9% |
| FY2010 | 25 | 19 | 6 | — | 9.2% |
A share is shown only where at least 30 loans from that year were disbursed.
Against the 7(a) program
| FY2021–FY2025 | This lender | 7(a) program |
|---|---|---|
| Median approval | $500K | $190K |
| Average approval | $903K | $518K |
| Approvals of $150,000 or less | 13.0% | 47.8% |
| Approvals to startups and businesses 2 years old or less | 31.3% | 34.3% |
| Approvals to franchise businesses | 10.8% | 11.5% |
| Jobs supported per approval, as reported | 20.4 | 10.5 |
| Charged off, loans approved FY2010–FY2021 | 4.0% | 6.6% |
States served
| # | State of the business (13 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Utah | 161 | $151M | 38.7% | |
| 2 | Colorado | 113 | $109M | 27.2% | |
| 3 | Texas | 31 | $33.6M | 7.5% | |
| 4 | Kansas | 24 | $10.3M | 5.8% | |
| 5 | Missouri | 23 | $15.8M | 5.5% | |
| 6 | Idaho | 22 | $16.1M | 5.3% | |
| 7 | Wyoming | 17 | $15.8M | 4.1% | |
| 8 | California | 8 | $5.9M | 1.9% | |
| 9 | New Mexico | 7 | $6.3M | 1.7% | |
| 10 | Nevada | 4 | $6.2M | 1.0% | |
| 11 | Arizona | 4 | $4.5M | 1.0% | |
| 12 | Washington | 1 | — | 0.2% |
In Utah the lender accounts for 3.2% of all 7(a) approvals in FY2021–FY2025.
Counties served
| # | County of the business (80 in all) | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Utah County, UT | 65 | $65.4M | 15.6% | |
| 2 | Salt Lake County, UT | 45 | $43.4M | 10.8% | |
| 3 | Ada County, ID | 16 | $10.5M | 3.8% | |
| 4 | Arapahoe County, CO | 15 | $17.3M | 3.6% | |
| 5 | Washington County, UT | 15 | $10.9M | 3.6% | |
| 6 | Denver County, CO | 14 | $12.4M | 3.4% | |
| 7 | Jackson County, MO | 14 | $10.4M | 3.4% | |
| 8 | Teton County, WY | 13 | $14.7M | 3.1% | |
| 9 | Davis County, UT | 13 | $14.3M | 3.1% | |
| 10 | Larimer County, CO | 10 | $13.5M | 2.4% | |
| 11 | Adams County, CO | 10 | $10.4M | 2.4% | |
| 12 | Johnson County, KS | 9 | $4.5M | 2.2% |
Industry mix
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 52 | 12.5% | |
| 2 | Construction | 52 | 12.5% | |
| 3 | Manufacturing | 51 | 12.3% | |
| 4 | Retail Trade | 46 | 11.1% | |
| 5 | Other Services (except Public Administration) | 34 | 8.2% | |
| 6 | Professional, Scientific, and Technical Services | 34 | 8.2% | |
| 7 | Health Care and Social Assistance | 31 | 7.5% | |
| 8 | Arts, Entertainment, and Recreation | 21 | 5.0% |
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 40 | 9.6% | |
| 2 | Automotive Repair and MaintenanceNAICS 8111 | 18 | 4.3% | |
| 3 | Other Amusement and Recreation IndustriesNAICS 7139 | 17 | 4.1% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 13 | 3.1% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 11 | 2.6% | |
| 6 | Offices of Other Health PractitionersNAICS 6213 | 9 | 2.2% | |
| 7 | Other Specialty Trade ContractorsNAICS 2389 | 8 | 1.9% | |
| 8 | Computer Systems Design and Related ServicesNAICS 5415 | 8 | 1.9% | |
| 9 | Nonresidential Building ConstructionNAICS 2362 | 7 | 1.7% | |
| 10 | Utility System ConstructionNAICS 2371 | 7 | 1.7% |
Approval sizes
- $50,000 or less2.9%12
- $50,001 to $150,00010.1%42
- $150,001 to $350,00024.5%102
- $350,001 to $1 million39.2%163
- $1 million to $2 million11.8%49
- Over $2 million11.5%48
Loan terms
- 5 years or less1.9%8
- Over 5 to 10 years70.7%294
- Over 10 to 20 years9.1%38
- Over 20 years18.3%76
Age of the businesses
- Existing, more than 2 years old56.0%233
- New business, 2 years or less12.0%50
- Startup, loan funds will open the business19.2%80
- Change of ownership12.7%53
SBA processing method
| # | Method | Approvals | Share | |
|---|---|---|---|---|
| 1 | Preferred Lenders Program | 288 | 69.2% | |
| 2 | SBA Express Program | 97 | 23.3% | |
| 3 | 7a General | 28 | 6.7% | |
| 4 | Working Capital CAPLine | 2 | 0.5% | |
| 5 | International Trade Loans | 1 | 0.2% |
Franchise share
45 of 416 approvals in FY2021–FY2025 (10.8%) carried an SBA franchise code; across the 7(a) program the share is 11.5%.
| # | Franchise brand | Approvals | Share | |
|---|---|---|---|---|
| 1 | Dirty Dough | 4 | 1.0% | |
| 2 | Urban Air Adventure Park | 3 | 0.7% | |
| 3 | Hotworx | 3 | 0.7% | |
| 4 | Chip/Chip Cookies | 3 | 0.7% | |
| 5 | Houston TX Hot Chicken | 2 | 0.5% | |
| 6 | ProColor Collision | 2 | 0.5% | |
| 7 | X-Golf | 2 | 0.5% | |
| 8 | Crumbl | 2 | 0.5% |
Questions and answers
How many SBA loans does Community Banks of Colorado, A Division of NBH Bank make?
SBA approved 64 7(a) loans through Community Banks of Colorado, A Division of NBH Bank in FY2025, worth $47.3M, and 416 over FY2021 to FY2025. That ranks 92nd of 2,184 active 7(a) lenders by number of approvals.
How large are Community Banks of Colorado, A Division of NBH Bank's typical SBA loans?
The median 7(a) approval in FY2021 to FY2025 was $500K and the average $903K. The program-wide median was $190K.
What is Community Banks of Colorado, A Division of NBH Bank's charge-off rate?
Of 680 disbursed loans approved in FY2010 to FY2021, SBA records 27 as charged off (4.0%), 546 as paid in full and 107 still outstanding; the 7(a) program figure for the same approval years is 6.6%, so the rate here is below it. Loans are listed under the lender that holds them today, so the figure includes loans taken over from other lenders. Status is as recorded by SBA on 30 Jun 2026.
Which industries does Community Banks of Colorado, A Division of NBH Bank lend to most?
By number of approvals in FY2021 to FY2025: restaurants and other eating places (40); automotive repair and maintenance (18); other amusement and recreation industries (17); building equipment contractors (13).
Where does Community Banks of Colorado, A Division of NBH Bank make SBA loans?
In 13 states and territories. Utah 161, Colorado 113, Texas 31, Kansas 24, Missouri 23. In Utah it accounts for 3.2% of all 7(a) approvals.
Is Community Banks of Colorado, A Division of NBH Bank's SBA lending rising?
Approvals in the three latest complete fiscal years total 223, against 254 in the three before: falling (-12%).
Where does this data come from?
From the Small Business Administration's 7(a) and 504 FOIA loan files, as of 30 Jun 2026. Borrower names and addresses in those files are discarded when the files are read and appear nowhere on this site.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error