Franchise brands › Ameriprise Financial
Franchise brand441 approvals since FY2013
SBA loans to Ameriprise Financial franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 441 loan approvals since FY2013 under the Ameriprise Financial franchise brand, worth $306M; 66 of them came in FY2021 to FY2025.
In FY2025 there were 7. The average approval in the five-year window was $893K, and 10 of the approvals were 504 loans.
18 lenders made the FY2021 to FY2025 loans across 29 states; the most active were Byline Bank (32), Live Oak Banking Company (13) and First State Bank Nebraska (3).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 0.3% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 2 | — | — | 1 | 32 |
| FY2025 | 7 | $2.9M | $411K | 2 | 31 |
| FY2024 | 3 | $2.1M | $712K | 2 | 15 |
| FY2023 | 10 | $6.7M | $667K | 0 | 33 |
| FY2022 | 11 | $9.9M | $900K | 2 | 33 |
| FY2021 | 35 | $37.4M | $1.1M | 4 | 92 |
| FY2020 | 50 | $50.7M | $1.0M | 5 | 173 |
| FY2019 | 24 | $22.9M | $954K | 2 | 56 |
| FY2018 | 46 | $36.0M | $783K | 2 | 118 |
| FY2017 | 50 | $28.4M | $568K | 1 | 152 |
| FY2016 | 77 | $45.1M | $585K | 3 | 306 |
SBA's franchise field lists the brand as "AMERIPRISE FINANCIAL"; "Ameriprise Financial". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Ameriprise Financial | All SBA loans |
|---|---|---|
| Approvals in these years | 408 | 725,496 |
| Cancelled or never disbursed | 21 | 91,827 |
| Disbursed loans | 387 | 633,669 |
| Paid in full | 321 | 471,304 |
| Charged off | 1 | 37,796 |
| Still outstanding (status exempt from disclosure) | 65 | 124,569 |
| Charged off, share of disbursed loans | 0.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.0% | 2.2% |
| Dollars charged off | $120K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Byline BankChicago, IL | 32 | $28.6M | 48.5% | |
| 2 | Live Oak Banking CompanyWilmington, NC | 13 | $16.2M | 19.7% | |
| 3 | First State Bank NebraskaLincoln, NE | 3 | $1.7M | 4.5% | |
| 4 | CCFBank National AssociationAltoona, WI | 2 | — | 3.0% | |
| 5 | Meridian BankMalvern, PA | 2 | — | 3.0% | |
| 6 | Capital Regional Development CouncilConcord, NH · CDC | 2 | — | 3.0% | |
| 7 | BMO Bank National AssociationChicago, IL | 1 | — | 1.5% | |
| 8 | WBD, Inc.Madison, WI · CDC | 1 | — | 1.5% | |
| 9 | PNC Bank, National AssociationWilmington, DE | 1 | — | 1.5% | |
| 10 | Small Business Growth CorporationSpringfield, IL · CDC | 1 | — | 1.5% | |
| 11 | Nevada State Development CorporationLas Vegas, NV · CDC | 1 | — | 1.5% | |
| 12 | Florida Business Development CorporationTampa, FL · CDC | 1 | — | 1.5% | |
| 13 | Pathward National AssociationSioux Falls, SD | 1 | — | 1.5% | |
| 14 | Hanover Community BankMineola, NY | 1 | — | 1.5% | |
| 15 | Great Lakes Commercial FinanceGrandville, MI · CDC | 1 | — | 1.5% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Florida | 8 | 12.1% | |
| 2 | Texas | 5 | 7.6% | |
| 3 | Arizona | 4 | 6.1% | |
| 4 | Ohio | 4 | 6.1% | |
| 5 | Illinois | 4 | 6.1% | |
| 6 | New Hampshire | 4 | 6.1% | |
| 7 | Massachusetts | 3 | 4.5% | |
| 8 | Wisconsin | 3 | 4.5% | |
| 9 | California | 3 | 4.5% | |
| 10 | Colorado | 2 | 3.0% | |
| 11 | Oregon | 2 | 3.0% | |
| 12 | Michigan | 2 | 3.0% | |
| 13 | Washington | 2 | 3.0% | |
| 14 | Connecticut | 2 | 3.0% | |
| 15 | Minnesota | 2 | 3.0% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Financial Investment ActivitiesNAICS 5239 | 59 | 89.4% | |
| 2 | Securities and Commodity Contracts Intermediation and BrokerageNAICS 5231 | 2 | 3.0% | |
| 3 | Securities and Commodity ExchangesNAICS 5232 | 2 | 3.0% | |
| 4 | Employment ServicesNAICS 5613 | 2 | 3.0% | |
| 5 | Agencies, Brokerages, and Other Insurance Related ActivitiesNAICS 5242 | 1 | 1.5% |
Approval sizes
- $50,001 to $150,0004.5%3
- $150,001 to $350,00025.8%17
- $350,001 to $1 million36.4%24
- $1 million to $2 million24.2%16
- Over $2 million9.1%6
Age of the businesses
- Existing, more than 2 years old68.2%45
- New business, 2 years or less15.2%10
- Startup, loan funds will open the business3.0%2
- Change of ownership12.1%8
- Not answered1.5%1
Questions and answers
How many SBA loans go to Ameriprise Financial franchises?
441 approvals since FY2013, worth $306M; 66 in FY2021 to FY2025.
Which lenders make SBA loans for Ameriprise Financial franchises?
By approvals in FY2021 to FY2025: Byline Bank (32), Live Oak Banking Company (13), First State Bank Nebraska (3), CCFBank National Association (2), Meridian Bank (2).
How large is a typical SBA loan for a Ameriprise Financial franchise?
The average approval in FY2021 to FY2025 was $893K.
What share of Ameriprise Financial SBA loans are charged off?
Of 387 disbursed loans approved in FY2010 to FY2021, 1 (0.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Ameriprise Financial franchises rising?
Approvals in the three latest complete fiscal years total 20, against 96 in the three before: falling (-79%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error