Franchise brands › Bin There...Dump That
Franchise brand67 approvals since FY2014
SBA loans to Bin There...Dump That franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 67 loan approvals since FY2014 under the Bin There...Dump That franchise brand, worth $19.9M; 23 of them came in FY2021 to FY2025.
In FY2025 there were 3. The average approval in the five-year window was $367K.
19 lenders made the FY2021 to FY2025 loans across 17 states; the most active were The Huntington National Bank (3), Old National Bank (2) and 1st Source Bank (2).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 0.0% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 2 | — | — | 0 | 5 |
| FY2025 | 3 | $2.1M | $694K | 0 | 37 |
| FY2024 | 5 | $1.7M | $338K | 0 | 20 |
| FY2023 | 4 | $1.4M | $362K | 0 | 26 |
| FY2022 | 5 | $2.5M | $497K | 0 | 88 |
| FY2021 | 6 | $744K | $124K | 0 | 35 |
| FY2020 | 14 | $3.4M | $245K | 1 | 129 |
| FY2019 | 4 | $1.8M | $452K | 0 | 35 |
| FY2018 | 2 | — | — | 0 | 7 |
| FY2017 | 8 | $1.5M | $192K | 0 | 27 |
| FY2016 | 3 | $450K | $150K | 0 | 10 |
SBA's franchise field lists the brand as "BIN THERE DUMP THAT"; "Bin There...Dump That". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Bin There...Dump That | All SBA loans |
|---|---|---|
| Approvals in these years | 48 | 725,496 |
| Cancelled or never disbursed | 5 | 91,827 |
| Disbursed loans | 43 | 633,669 |
| Paid in full | 40 | 471,304 |
| Charged off | 0 | 37,796 |
| Still outstanding (status exempt from disclosure) | 3 | 124,569 |
| Charged off, share of disbursed loans | 0.0% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.0% | 2.2% |
| Dollars charged off | $0 | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 3 | $1.9M | 13.0% | |
| 2 | Old National BankEvansville, IN | 2 | — | 8.7% | |
| 3 | 1st Source BankSouth Bend, IN | 2 | — | 8.7% | |
| 4 | TD Bank, National AssociationWilmington, DE | 1 | — | 4.3% | |
| 5 | German American BankJasper, IN | 1 | — | 4.3% | |
| 6 | Cyprus Federal Credit UnionWest Jordan, UT | 1 | — | 4.3% | |
| 7 | Banesco USAMiami, FL | 1 | — | 4.3% | |
| 8 | Grasshopper Bank National AssociationNew York, NY | 1 | — | 4.3% | |
| 9 | T Bank, National AssociationDallas, TX | 1 | — | 4.3% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 1 | — | 4.3% | |
| 11 | Heritage Bank IncBurlington, KY | 1 | — | 4.3% | |
| 12 | Vantage BankKent, MN | 1 | — | 4.3% | |
| 13 | Stearns Bank National AssociationSaint Cloud, MN | 1 | — | 4.3% | |
| 14 | KeyBank National AssociationCleveland, OH | 1 | — | 4.3% | |
| 15 | Bank of America, National AssociationCharlotte, NC | 1 | — | 4.3% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Michigan | 2 | 8.7% | |
| 2 | Ohio | 2 | 8.7% | |
| 3 | North Carolina | 2 | 8.7% | |
| 4 | Colorado | 2 | 8.7% | |
| 5 | Massachusetts | 2 | 8.7% | |
| 6 | Indiana | 2 | 8.7% | |
| 7 | Maine | 1 | 4.3% | |
| 8 | Utah | 1 | 4.3% | |
| 9 | Tennessee | 1 | 4.3% | |
| 10 | New Mexico | 1 | 4.3% | |
| 11 | Oklahoma | 1 | 4.3% | |
| 12 | Texas | 1 | 4.3% | |
| 13 | Illinois | 1 | 4.3% | |
| 14 | Minnesota | 1 | 4.3% | |
| 15 | South Carolina | 1 | 4.3% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Waste CollectionNAICS 5621 | 13 | 56.5% | |
| 2 | Remediation and Other Waste Management ServicesNAICS 5629 | 4 | 17.4% | |
| 3 | Waste Treatment and DisposalNAICS 5622 | 3 | 13.0% | |
| 4 | Consumer Goods RentalNAICS 5322 | 1 | 4.3% | |
| 5 | Commercial and Industrial Machinery and Equipment Rental and LeasingNAICS 5324 | 1 | 4.3% |
Approval sizes
- $50,000 or less13.0%3
- $50,001 to $150,00030.4%7
- $150,001 to $350,00030.4%7
- $350,001 to $1 million21.7%5
- $1 million to $2 million4.3%1
Age of the businesses
- Existing, more than 2 years old43.5%10
- New business, 2 years or less17.4%4
- Startup, loan funds will open the business26.1%6
- Change of ownership13.0%3
Questions and answers
How many SBA loans go to Bin There...Dump That franchises?
67 approvals since FY2014, worth $19.9M; 23 in FY2021 to FY2025.
Which lenders make SBA loans for Bin There...Dump That franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (3), Old National Bank (2), 1st Source Bank (2), TD Bank, National Association (1), German American Bank (1).
How large is a typical SBA loan for a Bin There...Dump That franchise?
The average approval in FY2021 to FY2025 was $367K.
What share of Bin There...Dump That SBA loans are charged off?
Of 43 disbursed loans approved in FY2010 to FY2021, 0 (0.0%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Bin There...Dump That franchises rising?
Approvals in the three latest complete fiscal years total 12, against 25 in the three before: falling (-52%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error