SBA Ledger

Franchise brands › Blingle!

Franchise brand60 approvals since FY2022

SBA loans to Blingle! franchises

Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.

SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.

SBA lists 60 loan approvals since FY2022 under the Blingle! franchise brand, worth $17.5M; 60 of them came in FY2021 to FY2025.

In FY2025 there were 0. The average approval in the five-year window was $292K.

7 lenders made the FY2021 to FY2025 loans across 18 states; the most active were The Huntington National Bank (51), Celtic Bank Corporation (3) and First Bank of the Lake (2).

These are loans to independent franchise owners, not to the franchisor.

60approvals since FY2022$17.5M
60approvals, FY2021–FY2025FY2025: 0
$292Kaverage approval, FY2021–FY2025all SBA loans: $573K
7lenders, FY2021–FY202518 states
—loans approved FY2010–FY2021 charged offall SBA loans: 6.0%

Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.

Loans by fiscal year

Fiscal yearApprovalsDollars approvedAverage approvalof which 504Jobs supported, as reported
FY2026*0——00
FY20250——00
FY20243$1.0M$338K014
FY202337$11.1M$299K0295
FY202220$5.4M$271K0179
FY20210——00
FY20200——00
FY20190——00
FY20180——00
FY20170——00
FY20160——00

SBA's franchise field lists the brand as "Blingle!". Codes SBA has used for the same brand name are added together.

Charge-off cohort rate

Blingle! franchisestoo few
All SBA 7(a) and 504 loans6.0%
Share of disbursed loans approved FY2010–FY2021 that SBA records as charged off. A brand's rate reflects when and where its franchise owners borrowed and how much, as well as the brand.
Loans approved FY2010–FY2021Blingle!All SBA loans
Approvals in these years0725,496
Cancelled or never disbursed091,827
Disbursed loans0633,669
Paid in full0471,304
Charged off037,796
Still outstanding (status exempt from disclosure)0124,569
Charged off, share of disbursed loanstoo few loans6.0%
Dollars charged off, share of disbursed dollarstoo few loans2.2%
Dollars charged off—$6.20bn

Lenders

#Lender, FY2021–FY2025ApprovalsDollarsShare
1The Huntington National BankColumbus, OH51$13.6M85.0%
2Celtic Bank CorporationSalt Lake City, UT3$1.4M5.0%
3First Bank of the LakeOsage Beach, MO2—3.3%
4Studio BankNashville, TN1—1.7%
5BankVistaSartell, MN1—1.7%
6Pinnacle BankNashville, TN1—1.7%
7First Commonwealth BankIndiana, PA1—1.7%

States

#State of the business, FY2021–FY2025ApprovalsShare
1Texas1220.0%
2Ohio610.0%
3Colorado58.3%
4Missouri58.3%
5Oklahoma46.7%
6North Carolina46.7%
7Tennessee35.0%
8Minnesota35.0%
9Georgia23.3%
10New Jersey23.3%
11Michigan23.3%
12Indiana23.3%
13South Carolina23.3%
14Connecticut23.3%
15Arizona23.3%

Filed under

#Industry groupApprovalsShare
1Building Equipment ContractorsNAICS 23824880.0%
2Services to Buildings and DwellingsNAICS 561735.0%
3Other Specialty Trade ContractorsNAICS 238923.3%
4Foundation, Structure, and Building Exterior ContractorsNAICS 238123.3%
5Restaurants and Other Eating PlacesNAICS 722523.3%

Approval sizes

Age of the businesses

Questions and answers

How many SBA loans go to Blingle! franchises?

60 approvals since FY2022, worth $17.5M; 60 in FY2021 to FY2025.

Which lenders make SBA loans for Blingle! franchises?

By approvals in FY2021 to FY2025: The Huntington National Bank (51), Celtic Bank Corporation (3), First Bank of the Lake (2), Studio Bank (1), BankVista (1).

How large is a typical SBA loan for a Blingle! franchise?

The average approval in FY2021 to FY2025 was $292K.

What share of Blingle! SBA loans are charged off?

There are fewer than 30 disbursed loans from the matured approval years, too few for a rate.

Are SBA loans to Blingle! franchises rising?

Approvals in the three latest complete fiscal years total 40, against 20 in the three before: rising (+100%).

About these figures

Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error