Franchise brands › Napa Auto Parts
Franchise brand122 approvals since FY2010
SBA loans to Napa Auto Parts franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 122 loan approvals since FY2010 under the Napa Auto Parts franchise brand, worth $53.9M; 0 of them came in FY2021 to FY2025.
In FY2025 there were 0. The average approval in the five-year window was —.
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 2.9% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 0 | — | — | 0 | 0 |
| FY2025 | 0 | — | — | 0 | 0 |
| FY2024 | 0 | — | — | 0 | 0 |
| FY2023 | 0 | — | — | 0 | 0 |
| FY2022 | 0 | — | — | 0 | 0 |
| FY2021 | 0 | — | — | 0 | 0 |
| FY2020 | 0 | — | — | 0 | 0 |
| FY2019 | 0 | — | — | 0 | 0 |
| FY2018 | 0 | — | — | 0 | 0 |
| FY2017 | 9 | $3.6M | $396K | 1 | 33 |
| FY2016 | 11 | $5.5M | $502K | 4 | 92 |
SBA's franchise field lists the brand as "NAPA AUTO PARTS". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Napa Auto Parts | All SBA loans |
|---|---|---|
| Approvals in these years | 122 | 725,496 |
| Cancelled or never disbursed | 18 | 91,827 |
| Disbursed loans | 104 | 633,669 |
| Paid in full | 75 | 471,304 |
| Charged off | 3 | 37,796 |
| Still outstanding (status exempt from disclosure) | 26 | 124,569 |
| Charged off, share of disbursed loans | 2.9% | 6.0% |
| Dollars charged off, share of disbursed dollars | 1.3% | 2.2% |
| Dollars charged off | $596K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share |
|---|
States
| # | State of the business, FY2021–FY2025 | Approvals | Share |
|---|
Approval sizes
Age of the businesses
Questions and answers
How many SBA loans go to Napa Auto Parts franchises?
122 approvals since FY2010, worth $53.9M; 0 in FY2021 to FY2025.
Which lenders make SBA loans for Napa Auto Parts franchises?
None in FY2021 to FY2025.
How large is a typical SBA loan for a Napa Auto Parts franchise?
Too few recent approvals to say.
What share of Napa Auto Parts SBA loans are charged off?
Of 104 disbursed loans approved in FY2010 to FY2021, 3 (2.9%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Napa Auto Parts franchises rising?
Volumes are too small to compare periods.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error