Franchise brands › SEI Fuel Services, Inc
Franchise brand70 approvals since FY2018
SBA loans to SEI Fuel Services, Inc franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2018, 70 SBA loan approvals worth $107M carry the SEI Fuel Services, Inc franchise code, 43 of them in FY2021 to FY2025.
In FY2025 there were 7. The average approval in the five-year window was $1.8M, and 3 of the approvals were 504 loans.
27 lenders made the FY2021 to FY2025 loans across 9 states; the most active were Metro City Bank (10), Southwestern National Bank (4) and Wallis Bank (2).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 0.0% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 4 | $4.9M | $1.2M | 2 | 29 |
| FY2025 | 7 | $15.4M | $2.2M | 0 | 55 |
| FY2024 | 1 | — | — | 0 | 6 |
| FY2023 | 5 | $10.8M | $2.2M | 1 | 35 |
| FY2022 | 12 | $19.7M | $1.6M | 1 | 65 |
| FY2021 | 18 | $28.9M | $1.6M | 1 | 144 |
| FY2020 | 4 | $6.4M | $1.6M | 0 | 37 |
| FY2019 | 13 | $10.1M | $774K | 3 | 41 |
| FY2018 | 6 | $7.5M | $1.2M | 1 | 13 |
| FY2017 | 0 | — | — | 0 | 0 |
| FY2016 | 0 | — | — | 0 | 0 |
SBA's franchise field lists the brand as "SEI Fuel Services, Inc (Multiple Brands) Motor Fuel Supply & Security Agreement". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | SEI Fuel Services, Inc | All SBA loans |
|---|---|---|
| Approvals in these years | 41 | 725,496 |
| Cancelled or never disbursed | 4 | 91,827 |
| Disbursed loans | 37 | 633,669 |
| Paid in full | 20 | 471,304 |
| Charged off | 0 | 37,796 |
| Still outstanding (status exempt from disclosure) | 17 | 124,569 |
| Charged off, share of disbursed loans | 0.0% | 6.0% |
| Dollars charged off, share of disbursed dollars | 0.0% | 2.2% |
| Dollars charged off | $0 | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Metro City BankDoraville, GA | 10 | $15.8M | 23.3% | |
| 2 | Southwestern National BankHouston, TX | 4 | $11.5M | 9.3% | |
| 3 | Wallis BankWallis, TX | 2 | — | 4.7% | |
| 4 | PCB BankLos Angeles, CA | 2 | — | 4.7% | |
| 5 | Golden Bank National AssociationHouston, TX | 2 | — | 4.7% | |
| 6 | Granite State Economic Development CorporationPortsmouth, NH · CDC | 2 | — | 4.7% | |
| 7 | First Financial BankAbilene, TX | 1 | — | 2.3% | |
| 8 | Citizens BankElizabethton, TN | 1 | — | 2.3% | |
| 9 | Cogent BankOrlando, FL | 1 | — | 2.3% | |
| 10 | Byline BankChicago, IL | 1 | — | 2.3% | |
| 11 | IncredibleBankWausau, WI | 1 | — | 2.3% | |
| 12 | First State BankShallowater, TX | 1 | — | 2.3% | |
| 13 | PromiseOne BankDuluth, GA | 1 | — | 2.3% | |
| 14 | Columbia BankLake Oswego, OR | 1 | — | 2.3% | |
| 15 | Fifth Third BankCincinnati, OH | 1 | — | 2.3% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 30 | 69.8% | |
| 2 | Georgia | 3 | 7.0% | |
| 3 | California | 3 | 7.0% | |
| 4 | Florida | 2 | 4.7% | |
| 5 | North Carolina | 1 | 2.3% | |
| 6 | South Carolina | 1 | 2.3% | |
| 7 | New Hampshire | 1 | 2.3% | |
| 8 | Massachusetts | 1 | 2.3% | |
| 9 | Connecticut | 1 | 2.3% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Gasoline StationsNAICS 4471 | 23 | 53.5% | |
| 2 | Gasoline StationsNAICS 4571 | 18 | 41.9% | |
| 3 | Grocery StoresNAICS 4451 | 2 | 4.7% |
Approval sizes
- $50,000 or less2.3%1
- $150,001 to $350,0002.3%1
- $350,001 to $1 million20.9%9
- $1 million to $2 million34.9%15
- Over $2 million39.5%17
Age of the businesses
- Existing, more than 2 years old34.9%15
- New business, 2 years or less20.9%9
- Startup, loan funds will open the business16.3%7
- Change of ownership27.9%12
Questions and answers
How many SBA loans go to SEI Fuel Services, Inc franchises?
70 approvals since FY2018, worth $107M; 43 in FY2021 to FY2025.
Which lenders make SBA loans for SEI Fuel Services, Inc franchises?
By approvals in FY2021 to FY2025: Metro City Bank (10), Southwestern National Bank (4), Wallis Bank (2), PCB Bank (2), Golden Bank National Association (2).
How large is a typical SBA loan for a SEI Fuel Services, Inc franchise?
The average approval in FY2021 to FY2025 was $1.8M.
What share of SEI Fuel Services, Inc SBA loans are charged off?
Of 37 disbursed loans approved in FY2010 to FY2021, 0 (0.0%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to SEI Fuel Services, Inc franchises rising?
Approvals in the three latest complete fiscal years total 13, against 34 in the three before: falling (-62%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error