Franchise brands › Simple Simon's Pizza
Franchise brand69 approvals since FY2011
SBA loans to Simple Simon's Pizza franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Since FY2011, 69 SBA loan approvals worth $19.0M carry the Simple Simon's Pizza franchise code, 48 of them in FY2021 to FY2025.
In FY2025 there were 3. The average approval in the five-year window was $301K.
12 lenders made the FY2021 to FY2025 loans across 6 states; the most active were SpiritBank (21), First State Bank (8) and Peoples Bank and Trust Company (7).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 3.3% as charged off, below the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 1 | — | — | 0 | 5 |
| FY2025 | 3 | $2.6M | $882K | 0 | 22 |
| FY2024 | 2 | — | — | 0 | 41 |
| FY2023 | 18 | $4.3M | $239K | 0 | 283 |
| FY2022 | 14 | $4.0M | $288K | 0 | 220 |
| FY2021 | 11 | $3.3M | $303K | 0 | 166 |
| FY2020 | 5 | $1.1M | $228K | 0 | 96 |
| FY2019 | 2 | — | — | 0 | 14 |
| FY2018 | 3 | $474K | $158K | 0 | 40 |
| FY2017 | 0 | — | — | 0 | 0 |
| FY2016 | 4 | $519K | $130K | 0 | 46 |
SBA's franchise field lists the brand as "SIMPLE SIMON'S PIZZA"; "Simple Simon's Pizza". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Simple Simon's Pizza | All SBA loans |
|---|---|---|
| Approvals in these years | 31 | 725,496 |
| Cancelled or never disbursed | 1 | 91,827 |
| Disbursed loans | 30 | 633,669 |
| Paid in full | 15 | 471,304 |
| Charged off | 1 | 37,796 |
| Still outstanding (status exempt from disclosure) | 14 | 124,569 |
| Charged off, share of disbursed loans | 3.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 1.2% | 2.2% |
| Dollars charged off | $92K | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | SpiritBankTulsa, OK | 21 | $5.3M | 43.8% | |
| 2 | First State BankTahlequah, OK | 8 | $1.9M | 16.7% | |
| 3 | Peoples Bank and Trust CompanyEdmond, OK | 7 | $2.5M | 14.6% | |
| 4 | Triad Bank, National AssociationTulsa, OK | 4 | $1.1M | 8.3% | |
| 5 | T Bank, National AssociationDallas, TX | 1 | — | 2.1% | |
| 6 | First United Bank and Trust CompanyDurant, OK | 1 | — | 2.1% | |
| 7 | First Security BankSearcy, AR | 1 | — | 2.1% | |
| 8 | The Huntington National BankColumbus, OH | 1 | — | 2.1% | |
| 9 | Glacier BankKalispell, MT | 1 | — | 2.1% | |
| 10 | CommunityAmerica Federal Credit UnionLenexa, KS | 1 | — | 2.1% | |
| 11 | Newtek Small Business Finance, Inc.Lake Success, NY | 1 | — | 2.1% | |
| 12 | First Security Bank and Trust CompanyOklahoma City, OK | 1 | — | 2.1% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 25 | 52.1% | |
| 2 | Oklahoma | 14 | 29.2% | |
| 3 | Missouri | 4 | 8.3% | |
| 4 | Arkansas | 3 | 6.3% | |
| 5 | Louisiana | 1 | 2.1% | |
| 6 | Idaho | 1 | 2.1% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 44 | 91.7% | |
| 2 | Gasoline StationsNAICS 4571 | 1 | 2.1% | |
| 3 | Offices of Real Estate Agents and BrokersNAICS 5312 | 1 | 2.1% | |
| 4 | Activities Related to Real EstateNAICS 5313 | 1 | 2.1% | |
| 5 | Other Miscellaneous Store RetailersNAICS 4539 | 1 | 2.1% |
Approval sizes
- $50,000 or less12.5%6
- $50,001 to $150,00012.5%6
- $150,001 to $350,00047.9%23
- $350,001 to $1 million25.0%12
- Over $2 million2.1%1
Age of the businesses
- Existing, more than 2 years old10.4%5
- New business, 2 years or less56.3%27
- Startup, loan funds will open the business29.2%14
- Change of ownership4.2%2
Questions and answers
How many SBA loans go to Simple Simon's Pizza franchises?
69 approvals since FY2011, worth $19.0M; 48 in FY2021 to FY2025.
Which lenders make SBA loans for Simple Simon's Pizza franchises?
By approvals in FY2021 to FY2025: SpiritBank (21), First State Bank (8), Peoples Bank and Trust Company (7), Triad Bank, National Association (4), T Bank, National Association (1).
How large is a typical SBA loan for a Simple Simon's Pizza franchise?
The average approval in FY2021 to FY2025 was $301K.
What share of Simple Simon's Pizza SBA loans are charged off?
Of 30 disbursed loans approved in FY2010 to FY2021, 1 (3.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to Simple Simon's Pizza franchises rising?
Approvals in the three latest complete fiscal years total 23, against 30 in the three before: falling (-23%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error