Franchise brands › The Lash Lounge
Franchise brand107 approvals since FY2015
SBA loans to The Lash Lounge franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 107 loan approvals since FY2015 under the The Lash Lounge franchise brand, worth $30.9M; 38 of them came in FY2021 to FY2025.
In FY2025 there were 3, down 79% on FY2024. The average approval in the five-year window was $354K.
16 lenders made the FY2021 to FY2025 loans across 15 states; the most active were The Huntington National Bank (16), Citizens Bank (5) and Paragon Bank (2).
Of loans approved in FY2010 to FY2021 and disbursed, SBA records 10.3% as charged off, above the 6.0% for all SBA loans from those years. The figures describe loans to independent franchise owners, not the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 0 | — | — | 0 | 0 |
| FY2025 | 3 | $1.5M | $508K | 0 | 39 |
| FY2024 | 14 | $3.9M | $280K | 0 | 167 |
| FY2023 | 9 | $2.6M | $285K | 0 | 162 |
| FY2022 | 8 | $3.6M | $451K | 0 | 146 |
| FY2021 | 4 | $1.8M | $456K | 0 | 47 |
| FY2020 | 8 | $2.1M | $265K | 0 | 58 |
| FY2019 | 28 | $7.3M | $262K | 0 | 400 |
| FY2018 | 26 | $6.6M | $254K | 0 | 283 |
| FY2017 | 3 | $681K | $227K | 0 | 20 |
| FY2016 | 3 | $467K | $156K | 0 | 14 |
SBA's franchise field lists the brand as "THE LASH LOUNGE"; "The Lash Lounge". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | The Lash Lounge | All SBA loans |
|---|---|---|
| Approvals in these years | 73 | 725,496 |
| Cancelled or never disbursed | 5 | 91,827 |
| Disbursed loans | 68 | 633,669 |
| Paid in full | 32 | 471,304 |
| Charged off | 7 | 37,796 |
| Still outstanding (status exempt from disclosure) | 29 | 124,569 |
| Charged off, share of disbursed loans | 10.3% | 6.0% |
| Dollars charged off, share of disbursed dollars | 7.1% | 2.2% |
| Dollars charged off | $1.3M | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 16 | $3.6M | 42.1% | |
| 2 | Citizens BankElizabethton, TN | 5 | $2.7M | 13.2% | |
| 3 | Paragon BankMemphis, TN | 2 | — | 5.3% | |
| 4 | Banesco USAMiami, FL | 2 | — | 5.3% | |
| 5 | Gulf Coast Bank and Trust CompanyNew Orleans, LA | 2 | — | 5.3% | |
| 6 | Beacon Bank and TrustBrookline, MA | 1 | — | 2.6% | |
| 7 | CRF Small Business Loan Company, LLCMinneapolis, MN | 1 | — | 2.6% | |
| 8 | Southern Bancorp BankArkadelphia, AR | 1 | — | 2.6% | |
| 9 | Texas Advantage Community Bank National AssociationAlvin, TX | 1 | — | 2.6% | |
| 10 | Third Coast BankHumble, TX | 1 | — | 2.6% | |
| 11 | Scott Credit UnionEdwardsville, IL | 1 | — | 2.6% | |
| 12 | U.S. Bank, National AssociationCincinnati, OH | 1 | — | 2.6% | |
| 13 | First Bank of the LakeOsage Beach, MO | 1 | — | 2.6% | |
| 14 | VelocitySBA, LLCIrving, TX | 1 | — | 2.6% | |
| 15 | JPMorgan Chase Bank, National AssociationColumbus, OH | 1 | — | 2.6% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Texas | 10 | 26.3% | |
| 2 | Florida | 5 | 13.2% | |
| 3 | Indiana | 3 | 7.9% | |
| 4 | Oregon | 3 | 7.9% | |
| 5 | Tennessee | 3 | 7.9% | |
| 6 | Pennsylvania | 3 | 7.9% | |
| 7 | Maryland | 2 | 5.3% | |
| 8 | Louisiana | 2 | 5.3% | |
| 9 | New Mexico | 1 | 2.6% | |
| 10 | Michigan | 1 | 2.6% | |
| 11 | Washington | 1 | 2.6% | |
| 12 | Illinois | 1 | 2.6% | |
| 13 | Georgia | 1 | 2.6% | |
| 14 | Missouri | 1 | 2.6% | |
| 15 | Utah | 1 | 2.6% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Personal Care ServicesNAICS 8121 | 32 | 84.2% | |
| 2 | Health and Personal Care RetailersNAICS 4561 | 3 | 7.9% | |
| 3 | Other Miscellaneous RetailersNAICS 4599 | 2 | 5.3% | |
| 4 | Health and Personal Care StoresNAICS 4461 | 1 | 2.6% |
Approval sizes
- $50,000 or less18.4%7
- $50,001 to $150,0002.6%1
- $150,001 to $350,00021.1%8
- $350,001 to $1 million57.9%22
Age of the businesses
- Existing, more than 2 years old5.3%2
- New business, 2 years or less2.6%1
- Startup, loan funds will open the business86.8%33
- Change of ownership5.3%2
Questions and answers
How many SBA loans go to The Lash Lounge franchises?
107 approvals since FY2015, worth $30.9M; 38 in FY2021 to FY2025.
Which lenders make SBA loans for The Lash Lounge franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (16), Citizens Bank (5), Paragon Bank (2), Banesco USA (2), Gulf Coast Bank and Trust Company (2).
How large is a typical SBA loan for a The Lash Lounge franchise?
The average approval in FY2021 to FY2025 was $354K.
What share of The Lash Lounge SBA loans are charged off?
Of 68 disbursed loans approved in FY2010 to FY2021, 7 (10.3%) are recorded as charged off; for all SBA loans from those years the figure is 6.0%.
Are SBA loans to The Lash Lounge franchises rising?
Approvals in the three latest complete fiscal years total 26, against 20 in the three before: rising (+30%).
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error