Franchise brands › Voda Cleaning & Restoration
Franchise brand66 approvals since FY2024
SBA loans to Voda Cleaning & Restoration franchises
Approvals SBA files under the brand's franchise code. The loans are to independent franchise owners; this page describes the brand in aggregate and no franchisee.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA lists 66 loan approvals since FY2024 under the Voda Cleaning & Restoration franchise brand, worth $14.4M; 54 of them came in FY2021 to FY2025.
In FY2025 there were 38, up 138% on FY2024. The average approval in the five-year window was $198K.
13 lenders made the FY2021 to FY2025 loans across 16 states; the most active were The Huntington National Bank (34), First Bank of the Lake (7) and Magnifi Financial CU (2).
These are loans to independent franchise owners, not to the franchisor.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Loans by fiscal year
| Fiscal year | Approvals | Dollars approved | Average approval | of which 504 | Jobs supported, as reported |
|---|---|---|---|---|---|
| FY2026* | 12 | $3.7M | $306K | 0 | 53 |
| FY2025 | 38 | $8.0M | $209K | 0 | 196 |
| FY2024 | 16 | $2.8M | $172K | 0 | 87 |
| FY2023 | 0 | — | — | 0 | 0 |
| FY2022 | 0 | — | — | 0 | 0 |
| FY2021 | 0 | — | — | 0 | 0 |
| FY2020 | 0 | — | — | 0 | 0 |
| FY2019 | 0 | — | — | 0 | 0 |
| FY2018 | 0 | — | — | 0 | 0 |
| FY2017 | 0 | — | — | 0 | 0 |
| FY2016 | 0 | — | — | 0 | 0 |
SBA's franchise field lists the brand as "Voda Cleaning & Restoration". Codes SBA has used for the same brand name are added together.
Charge-off cohort rate
| Loans approved FY2010–FY2021 | Voda Cleaning & Restoration | All SBA loans |
|---|---|---|
| Approvals in these years | 0 | 725,496 |
| Cancelled or never disbursed | 0 | 91,827 |
| Disbursed loans | 0 | 633,669 |
| Paid in full | 0 | 471,304 |
| Charged off | 0 | 37,796 |
| Still outstanding (status exempt from disclosure) | 0 | 124,569 |
| Charged off, share of disbursed loans | too few loans | 6.0% |
| Dollars charged off, share of disbursed dollars | too few loans | 2.2% |
| Dollars charged off | — | $6.20bn |
Lenders
| # | Lender, FY2021–FY2025 | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 34 | $5.6M | 63.0% | |
| 2 | First Bank of the LakeOsage Beach, MO | 7 | $1.7M | 13.0% | |
| 3 | Magnifi Financial CUMelrose, MN | 2 | — | 3.7% | |
| 4 | United Midwest Savings Bank National AssociationDe Graff, OH | 2 | — | 3.7% | |
| 5 | Climate First BankSt. Petersburg, FL | 1 | — | 1.9% | |
| 6 | CRF Small Business Loan Company, LLCMinneapolis, MN | 1 | — | 1.9% | |
| 7 | Heritage Bank IncBurlington, KY | 1 | — | 1.9% | |
| 8 | Leader Bank, National AssociationArlington, MA | 1 | — | 1.9% | |
| 9 | First Commonwealth BankIndiana, PA | 1 | — | 1.9% | |
| 10 | Atlantic Union BankRichmond, VA | 1 | — | 1.9% | |
| 11 | Gulf Coast Bank and Trust CompanyNew Orleans, LA | 1 | — | 1.9% | |
| 12 | Platinum BankOakdale, MN | 1 | — | 1.9% | |
| 13 | Hanover Community BankMineola, NY | 1 | — | 1.9% |
States
| # | State of the business, FY2021–FY2025 | Approvals | Share | |
|---|---|---|---|---|
| 1 | Florida | 11 | 20.4% | |
| 2 | Texas | 11 | 20.4% | |
| 3 | North Carolina | 5 | 9.3% | |
| 4 | Georgia | 4 | 7.4% | |
| 5 | South Carolina | 4 | 7.4% | |
| 6 | Pennsylvania | 4 | 7.4% | |
| 7 | Massachusetts | 2 | 3.7% | |
| 8 | Wisconsin | 2 | 3.7% | |
| 9 | New Jersey | 2 | 3.7% | |
| 10 | Michigan | 2 | 3.7% | |
| 11 | Indiana | 2 | 3.7% | |
| 12 | Ohio | 1 | 1.9% | |
| 13 | Nevada | 1 | 1.9% | |
| 14 | Tennessee | 1 | 1.9% | |
| 15 | Louisiana | 1 | 1.9% |
Filed under
| # | Industry group | Approvals | Share | |
|---|---|---|---|---|
| 1 | Services to Buildings and DwellingsNAICS 5617 | 33 | 61.1% | |
| 2 | Remediation and Other Waste Management ServicesNAICS 5629 | 14 | 25.9% | |
| 3 | Residential Building ConstructionNAICS 2361 | 6 | 11.1% | |
| 4 | Commercial and Industrial Machinery and Equipment Rental and LeasingNAICS 5324 | 1 | 1.9% |
Approval sizes
- $50,000 or less31.5%17
- $50,001 to $150,0007.4%4
- $150,001 to $350,00051.9%28
- $350,001 to $1 million9.3%5
Age of the businesses
- New business, 2 years or less5.6%3
- Startup, loan funds will open the business92.6%50
- Not answered1.9%1
Questions and answers
How many SBA loans go to Voda Cleaning & Restoration franchises?
66 approvals since FY2024, worth $14.4M; 54 in FY2021 to FY2025.
Which lenders make SBA loans for Voda Cleaning & Restoration franchises?
By approvals in FY2021 to FY2025: The Huntington National Bank (34), First Bank of the Lake (7), Magnifi Financial CU (2), United Midwest Savings Bank National Association (2), Climate First Bank (1).
How large is a typical SBA loan for a Voda Cleaning & Restoration franchise?
The average approval in FY2021 to FY2025 was $198K.
What share of Voda Cleaning & Restoration SBA loans are charged off?
There are fewer than 30 disbursed loans from the matured approval years, too few for a rate.
Are SBA loans to Voda Cleaning & Restoration franchises rising?
Volumes are too small to compare periods.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error