FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Hawaii, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 90 loans in Hawaii: 77 under 7(a) and 13 under 504, worth $26.4M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Hawaii accounted for 0.2% of the 45,283 approvals nationwide that year. 21 lenders had at least one approval in the state; Central Pacific Bank had the most, 24.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 21 lenders with the most approvals to Hawaii businesses in FY2026, of 21 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | Central Pacific Bank | 7(a) | 24 | $1.1M | 26.7% | 89 | — |
| 2 | Northeast Bank | 7(a) | 14 | $2.7M | 15.6% | 33 | — |
| 3 | Mortgage Capital Development Corporation | 504 | 9 | $7.9M | 10.0% | 12 | — |
| 4 | Newtek Bank, National Association | 7(a) | 8 | $1.9M | 8.9% | 23 | — |
| 5 | Live Oak Banking Company | 7(a) | 4 | $2.3M | 4.4% | 7 | — |
| 6 | HEDCO Local Development Corporation | 504 | 4 | $1.4M | 4.4% | 10 | — |
| 7 | CenTrust Bank, A Division of SmartBiz Bank National Association | 7(a) | 4 | $755K | 4.4% | 0 | — |
| 8 | Lendistry SBLC, LLC | 7(a) | 3 | $1.3M | 3.3% | 6 | — |
| 9 | Readycap Lending, LLC | 7(a) | 3 | $280K | 3.3% | 19 | — |
| 10 | Celtic Bank Corporation | 7(a) | 3 | $272K | 3.3% | 6 | — |
| 11 | Harvest Small Business Finance, LLC | 7(a) | 2 | — | 2.2% | 1 | — |
| 12 | Bank of Hawaii | 7(a) | 2 | — | 2.2% | 0 | — |
| 13 | U.S. Bank, National Association | 7(a) | 2 | — | 2.2% | 1 | — |
| 14 | United Midwest Savings Bank National Association | 7(a) | 1 | — | 1.1% | 1 | — |
| 15 | Pathward National Association | 7(a) | 1 | — | 1.1% | 0 | — |
| 16 | First Bank of the Lake | 7(a) | 1 | — | 1.1% | 4 | — |
| 17 | The Huntington National Bank | 7(a) | 1 | — | 1.1% | 2 | — |
| 18 | FWBank | 7(a) | 1 | — | 1.1% | 1 | — |
| 19 | Accion Opportunity Fund Community Development | 7(a) | 1 | — | 1.1% | 0 | — |
| 20 | Valley Isle Community FCU | 7(a) | 1 | — | 1.1% | 2 | — |
| 21 | CDC Small Business Finance Corp. | 7(a) | 1 | — | 1.1% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Honolulu County | 60 | $16.3M | 66.7% | 166 | — |
| 2 | Maui County | 13 | $3.2M | 14.4% | 46 | — |
| 3 | Hawaii County | 12 | $2.7M | 13.3% | 29 | — |
| 4 | Kauai County | 5 | $4.1M | 5.6% | 13 | — |
FY2026 against FY2025
| Hawaii | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 77 | 231 |
| 7(a) dollars | $17.1M | $53.4M |
| Median 7(a) approval | $100K | $80K |
| 504 approvals | 13 | 23 |
| 504 dollars | $9.3M | $27.6M |
| Jobs supported, as reported | 659 | 1,959 |
Questions and answers
Which lenders made the most SBA loans in Hawaii in FY2026?
Central Pacific Bank (24), Northeast Bank (14), Mortgage Capital Development Corporation (9), Newtek Bank, National Association (8), Live Oak Banking Company (4). 21 lenders had at least one approval.
How many SBA loans were approved in Hawaii in FY2026?
90 to 30 Jun 2026: 77 under 7(a) worth $17.1M and 13 under 504 worth $9.3M.
Which Hawaii counties had the most SBA approvals in FY2026?
Honolulu County (60), Maui County (13), Hawaii County (12), Kauai County (5).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error