FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Kentucky, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 342 loans in Kentucky: 331 under 7(a) and 11 under 504, worth $188M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Kentucky accounted for 0.8% of the 45,283 approvals nationwide that year. 70 lenders had at least one approval in the state; U.S. Bank, National Association had the most, 38.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Kentucky businesses in FY2026, of 70 active.
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Jefferson County | 99 | $49.0M | 28.9% | 171 | — |
| 2 | Fayette County | 40 | $21.2M | 11.7% | 59 | — |
| 3 | Kenton County | 17 | $6.4M | 5.0% | 41 | — |
| 4 | Boone County | 13 | $9.1M | 3.8% | 22 | — |
| 5 | Madison County | 12 | $4.8M | 3.5% | 16 | — |
| 6 | Warren County | 11 | $6.0M | 3.2% | 25 | — |
| 7 | Bullitt County | 9 | $2.0M | 2.6% | 9 | — |
| 8 | McCracken County | 8 | $11.4M | 2.3% | 19 | — |
| 9 | Daviess County | 8 | $2.8M | 2.3% | 9 | — |
| 10 | Hardin County | 7 | $8.0M | 2.0% | 14 | — |
| 11 | Campbell County | 7 | $6.5M | 2.0% | 9 | — |
| 12 | Jessamine County | 6 | $2.8M | 1.8% | 6 | — |
| 13 | Laurel County | 6 | $2.3M | 1.8% | 4 | — |
| 14 | Oldham County | 5 | $11.1M | 1.5% | 25 | — |
| 15 | Pike County | 5 | $194K | 1.5% | 19 | — |
| 16 | Hopkins County | 5 | $2.1M | 1.5% | 0 | — |
| 17 | Harrison County | 5 | $971K | 1.5% | 1 | — |
| 18 | Scott County | 4 | $782K | 1.2% | 12 | — |
| 19 | Christian County | 4 | $1.3M | 1.2% | 6 | — |
| 20 | Nelson County | 4 | $637K | 1.2% | 4 | — |
| 21 | Boyle County | 4 | $1.2M | 1.2% | 1 | — |
| 22 | Shelby County | 4 | $9.1M | 1.2% | 13 | — |
| 23 | Fleming County | 4 | $386K | 1.2% | 0 | — |
| 24 | Knox County | 3 | $2.9M | 0.9% | 4 | — |
| 25 | Logan County | 3 | $210K | 0.9% | 0 | — |
| 26 | Anderson County | 3 | $175K | 0.9% | 0 | — |
| 27 | Floyd County | 3 | $3.3M | 0.9% | 5 | — |
| 28 | Carroll County | 2 | — | 0.6% | 0 | — |
| 29 | Graves County | 2 | — | 0.6% | 7 | — |
| 30 | Woodford County | 2 | — | 0.6% | 4 | — |
| 31 | Allen County | 2 | — | 0.6% | 0 | — |
| 32 | Boyd County | 2 | — | 0.6% | 8 | — |
| 33 | Wayne County | 2 | — | 0.6% | 2 | — |
| 34 | Whitley County | 2 | — | 0.6% | 1 | — |
| 35 | Clark County | 2 | — | 0.6% | 5 | — |
| 36 | Pulaski County | 2 | — | 0.6% | 4 | — |
| 37 | Henderson County | 2 | — | 0.6% | 1 | — |
| 38 | Bracken County | 2 | — | 0.6% | 1 | — |
| 39 | Mason County | 2 | — | 0.6% | 1 | — |
| 40 | Larue County | 2 | — | 0.6% | 0 | — |
The 40 counties with the most approvals; every county is on the Kentucky page.
FY2026 against FY2025
| Kentucky | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 331 | 597 |
| 7(a) dollars | $177M | $288M |
| Median 7(a) approval | $185K | $164K |
| 504 approvals | 11 | 18 |
| 504 dollars | $11.3M | $22.1M |
| Jobs supported, as reported | 3,312 | 6,680 |
Questions and answers
Which lenders made the most SBA loans in Kentucky in FY2026?
U.S. Bank, National Association (38), Newtek Bank, National Association (32), Stock Yards Bank & Trust Company (26), Republic Bank & Trust Company (26), Community Trust Bank, Inc. (21). 70 lenders had at least one approval.
How many SBA loans were approved in Kentucky in FY2026?
342 to 30 Jun 2026: 331 under 7(a) worth $177M and 11 under 504 worth $11.3M.
Which Kentucky counties had the most SBA approvals in FY2026?
Jefferson County (99), Fayette County (40), Kenton County (17), Boone County (13), Madison County (12).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error