States › Mississippi › FY2026
FY2026 to date1 Oct 2025 – 30 Jun 2026
SBA loans in Mississippi, FY2026
That fiscal year's approvals by lender and by county.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
So far in FY2026 (1 October 2025 to 30 Jun 2026) SBA approved 226 loans in Mississippi: 222 under 7(a) and 4 under 504, worth $189M.
The fiscal year is still open, so these counts will grow with each quarterly release.
Mississippi accounted for 0.5% of the 45,283 approvals nationwide that year. 52 lenders had at least one approval in the state; The Citizens National Bank of Meridian had the most, 18.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Approvals by lender
The 40 lenders with the most approvals to Mississippi businesses in FY2026, of 52 active.
| # | Lender | Program | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|---|
| 1 | The Citizens National Bank of Meridian | 7(a) | 18 | $6.5M | 8.0% | 19 | — |
| 2 | Newtek Bank, National Association | 7(a) | 17 | $4.5M | 7.5% | 28 | — |
| 3 | Northeast Bank | 7(a) | 17 | $3.0M | 7.5% | 38 | — |
| 4 | Trustmark Bank | 7(a) | 16 | $7.2M | 7.1% | 20 | — |
| 5 | Peoples Bank | 7(a) | 14 | $7.1M | 6.2% | 37 | — |
| 6 | Live Oak Banking Company | 7(a) | 13 | $25.0M | 5.8% | 22 | — |
| 7 | BankPlus | 7(a) | 13 | $9.8M | 5.8% | 0 | — |
| 8 | Southern Bancorp Bank | 7(a) | 11 | $12.4M | 4.9% | 9 | — |
| 9 | Community Bank of Mississippi | 7(a) | 11 | $9.8M | 4.9% | 33 | — |
| 10 | The Huntington National Bank | 7(a) | 9 | $6.2M | 4.0% | 19 | — |
| 11 | Hancock Whitney Bank | 7(a) | 9 | $4.7M | 4.0% | 8 | — |
| 12 | Celtic Bank Corporation | 7(a) | 6 | $6.0M | 2.7% | 2 | — |
| 13 | Covington County Bank | 7(a) | 5 | $348K | 2.2% | 3 | — |
| 14 | GBank | 7(a) | 4 | $13.3M | 1.8% | 4 | — |
| 15 | First Financial Bank | 7(a) | 4 | $5.6M | 1.8% | 9 | — |
| 16 | Stone Bank | 7(a) | 4 | $4.7M | 1.8% | 2 | — |
| 17 | Pinnacle Bank | 7(a) | 4 | $3.4M | 1.8% | 1 | — |
| 18 | Readycap Lending, LLC | 7(a) | 4 | $140K | 1.8% | 11 | — |
| 19 | Renasant Bank | 7(a) | 3 | $7.7M | 1.3% | 9 | — |
| 20 | Wells Fargo Bank National Association | 7(a) | 3 | $5.8M | 1.3% | 4 | — |
| 21 | First Bank of the Lake | 7(a) | 3 | $3.2M | 1.3% | 10 | — |
| 22 | Three Rivers Local Development Company, Inc. | 504 | 2 | — | 0.9% | 6 | — |
| 23 | First Western SBLC, LLC | 7(a) | 2 | — | 0.9% | 0 | — |
| 24 | The Commercial Bank | 7(a) | 2 | — | 0.9% | 1 | — |
| 25 | United Midwest Savings Bank National Association | 7(a) | 2 | — | 0.9% | 5 | — |
| 26 | Capital Bank, National Association | 7(a) | 2 | — | 0.9% | 0 | — |
| 27 | Lendistry SBLC, LLC | 7(a) | 2 | — | 0.9% | 9 | — |
| 28 | Regions Bank | 7(a) | 2 | — | 0.9% | 4 | — |
| 29 | Shoreham Bank | 7(a) | 1 | — | 0.4% | 1 | — |
| 30 | Southern Development Council | 504 | 1 | — | 0.4% | 0 | — |
| 31 | American Bank | 7(a) | 1 | — | 0.4% | 2 | — |
| 32 | Southern AgCredit, FLCA | 7(a) | 1 | — | 0.4% | 2 | — |
| 33 | Enterprise Bank & Trust | 7(a) | 1 | — | 0.4% | 0 | — |
| 34 | Harvest Small Business Finance, LLC | 7(a) | 1 | — | 0.4% | 0 | — |
| 35 | US Metro Bank | 7(a) | 1 | — | 0.4% | 1 | — |
| 36 | Merchants & Marine Bank | 7(a) | 1 | — | 0.4% | 2 | — |
| 37 | BankFirst Financial Services | 7(a) | 1 | — | 0.4% | 9 | — |
| 38 | Planters Bank and Trust Company | 7(a) | 1 | — | 0.4% | 2 | — |
| 39 | PriorityOne Bank | 7(a) | 1 | — | 0.4% | 0 | — |
| 40 | Fulton Bank, National Association | 7(a) | 1 | — | 0.4% | 0 | — |
Approvals by county
| # | County | Approvals | Dollars | Share of state | FY2025 | Change |
|---|---|---|---|---|---|---|
| 1 | Harrison County | 22 | $13.6M | 9.7% | 28 | — |
| 2 | Rankin County | 21 | $18.8M | 9.3% | 35 | — |
| 3 | Madison County | 18 | $10.8M | 8.0% | 26 | — |
| 4 | DeSoto County | 14 | $11.5M | 6.2% | 24 | — |
| 5 | Hinds County | 13 | $4.3M | 5.8% | 21 | — |
| 6 | Lee County | 12 | $8.2M | 5.3% | 8 | — |
| 7 | Covington County | 12 | $20.0M | 5.3% | 6 | — |
| 8 | Jones County | 9 | $5.0M | 4.0% | 10 | — |
| 9 | Jackson County | 6 | $8.4M | 2.7% | 10 | — |
| 10 | Smith County | 6 | $9.7M | 2.7% | 9 | — |
| 11 | Neshoba County | 5 | $7.2M | 2.2% | 4 | — |
| 12 | Jasper County | 5 | $4.9M | 2.2% | 1 | — |
| 13 | Simpson County | 4 | $2.5M | 1.8% | 16 | — |
| 14 | Jefferson Davis County | 4 | $865K | 1.8% | 0 | — |
| 15 | Pearl River County | 4 | $1.0M | 1.8% | 4 | — |
| 16 | Forrest County | 3 | $983K | 1.3% | 13 | — |
| 17 | Lamar County | 3 | $5.0M | 1.3% | 7 | — |
| 18 | Warren County | 3 | $3.3M | 1.3% | 5 | — |
| 19 | Marion County | 3 | $1.4M | 1.3% | 2 | — |
| 20 | Lowndes County | 3 | $9.7M | 1.3% | 11 | — |
| 21 | Newton County | 3 | $5.1M | 1.3% | 3 | — |
| 22 | Hancock County | 3 | $657K | 1.3% | 6 | — |
| 23 | Copiah County | 3 | $680K | 1.3% | 5 | — |
| 24 | Coahoma County | 3 | $1.2M | 1.3% | 1 | — |
| 25 | Leake County | 2 | — | 0.9% | 3 | — |
| 26 | Marshall County | 2 | — | 0.9% | 1 | — |
| 27 | Grenada County | 2 | — | 0.9% | 2 | — |
| 28 | Scott County | 2 | — | 0.9% | 9 | — |
| 29 | Lauderdale County | 2 | — | 0.9% | 5 | — |
| 30 | Bolivar County | 2 | — | 0.9% | 3 | — |
| 31 | Lawrence County | 2 | — | 0.9% | 1 | — |
| 32 | Perry County | 2 | — | 0.9% | 1 | — |
| 33 | Walthall County | 2 | — | 0.9% | 1 | — |
| 34 | Pontotoc County | 2 | — | 0.9% | 2 | — |
| 35 | Washington County | 2 | — | 0.9% | 9 | — |
| 36 | Prentiss County | 2 | — | 0.9% | 1 | — |
| 37 | Panola County | 1 | — | 0.4% | 1 | — |
| 38 | Wayne County | 1 | — | 0.4% | 2 | — |
| 39 | Leflore County | 1 | — | 0.4% | 1 | — |
| 40 | Franklin County | 1 | — | 0.4% | 0 | — |
The 40 counties with the most approvals; every county is on the Mississippi page.
FY2026 against FY2025
| Mississippi | FY2026 to date | FY2025 |
|---|---|---|
| 7(a) approvals | 222 | 347 |
| 7(a) dollars | $180M | $192M |
| Median 7(a) approval | $350K | $200K |
| 504 approvals | 4 | 8 |
| 504 dollars | $9.1M | $14.4M |
| Jobs supported, as reported | 2,152 | 3,562 |
Questions and answers
Which lenders made the most SBA loans in Mississippi in FY2026?
The Citizens National Bank of Meridian (18), Newtek Bank, National Association (17), Northeast Bank (17), Trustmark Bank (16), Peoples Bank (14). 52 lenders had at least one approval.
How many SBA loans were approved in Mississippi in FY2026?
226 to 30 Jun 2026: 222 under 7(a) worth $180M and 4 under 504 worth $9.1M.
Which Mississippi counties had the most SBA approvals in FY2026?
Harrison County (22), Rankin County (21), Madison County (18), DeSoto County (14), Hinds County (13).
When does FY2026 start and end?
The federal fiscal year 2026 runs from 1 October 2025 to 30 September 2026. The files used here stop at 30 Jun 2026.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error