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County12th of 71 in Arkansas by approvalsFIPS 05121
SBA loans in Randolph County, Arkansas
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 32 loans to businesses in Randolph County, Arkansas, in FY2021 to FY2025, worth $10.9M: 32 under 7(a) and 0 under 504.
That is 101.9 approvals per 1,000 business establishments (314 establishments in 2023), above the Arkansas figure of 23.9 and above the national 41.0.
It ranks 12th of 71 Arkansas counties with approvals. In FY2025 there were 8.
4 lenders had approvals here; the most active were RiverBank (16), First Service Bank (13) and Live Oak Banking Company (2). The most common industry was poultry and egg production.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Randolph County
By number of approvals to businesses in the county, FY2021–FY2025; 4 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | RiverBankPocahontas, AR | 16 | $1.7M | 50.0% | |
| 2 | First Service BankGreenbrier, AR | 13 | $8.2M | 40.6% | |
| 3 | Live Oak Banking CompanyWilmington, NC | 2 | — | 6.3% | |
| 4 | BayFirst National BankSaint Petersburg, FL | 1 | — | 3.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Poultry and Egg ProductionNAICS 1123 | 17 | 53.1% | |
| 2 | Support Activities for Crop ProductionNAICS 1151 | 2 | 6.3% | |
| 3 | Other Fabricated Metal Product ManufacturingNAICS 3329 | 2 | 6.3% | |
| 4 | Farm Product Raw Material Merchant WholesalersNAICS 4245 | 2 | 6.3% | |
| 5 | Building Finishing ContractorsNAICS 2383 | 2 | 6.3% | |
| 6 | Lessors of Real EstateNAICS 5311 | 1 | 3.1% | |
| 7 | Services to Buildings and DwellingsNAICS 5617 | 1 | 3.1% | |
| 8 | Other Amusement and Recreation IndustriesNAICS 7139 | 1 | 3.1% | |
| 9 | Professional and Commercial Equipment and Supplies Merchant WholesalersNAICS 4234 | 1 | 3.1% | |
| 10 | Cattle Ranching and FarmingNAICS 1121 | 1 | 3.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Agriculture, Forestry, Fishing and Hunting | 20 | 62.5% | |
| 2 | Wholesale Trade | 3 | 9.4% | |
| 3 | Manufacturing | 2 | 6.3% | |
| 4 | Construction | 2 | 6.3% | |
| 5 | Accommodation and Food Services | 2 | 6.3% | |
| 6 | Real Estate and Rental and Leasing | 1 | 3.1% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 1 | 3.1% | |
| 8 | Arts, Entertainment, and Recreation | 1 | 3.1% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 3 | $2.4M | $200K | 0 | — | 3 | 8 |
| FY2025 | 8 | $3.0M | $418K | 0 | — | 8 | 20 |
| FY2024 | 9 | $1.3M | $70K | 0 | — | 9 | 20 |
| FY2023 | 2 | — | — | 0 | — | 2 | 5 |
| FY2022 | 5 | $1.9M | $250K | 0 | — | 5 | 40 |
| FY2021 | 8 | $4.1M | $278K | 0 | — | 8 | 21 |
| FY2020 | 5 | $4.5M | $350K | 0 | — | 5 | 14 |
| FY2019 | 0 | — | — | 0 | — | 0 | 0 |
| FY2018 | 5 | $2.7M | $160K | 0 | — | 5 | 10 |
| FY2017 | 2 | — | — | 0 | — | 2 | 6 |
| FY2016 | 9 | $11.7M | $1.5M | 0 | — | 9 | 13 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 21 approvals.
Against Arkansas and the country
| FY2021–FY2025 | Randolph County | Arkansas | United States |
|---|---|---|---|
| Approvals | 32 | 1,686 | 342,825 |
| Approvals per 1,000 establishments | 101.9 | 23.9 | 41.0 |
| Median 7(a) approval | $238K | $234K | $190K |
| Median 504 approval | — | $569K | $657K |
| Average approval | $342K | $622K | $573K |
| 504 share of approvals | 0.0% | 7.2% | 11.0% |
| Jobs supported per approval, as reported | 3.3 | 10.5 | 10.5 |
| Share of state approvals | 1.9% | 100.0% | — |
Approval sizes
- $50,000 or less28.1%9
- $50,001 to $150,00012.5%4
- $150,001 to $350,00018.8%6
- $350,001 to $1 million34.4%11
- $1 million to $2 million6.3%2
Age of the businesses
- Existing, more than 2 years old28.1%9
- New business, 2 years or less15.6%5
- Startup, loan funds will open the business46.9%15
- Change of ownership9.4%3
Questions and answers
Which lenders make the most SBA loans in Randolph County?
By approvals in FY2021 to FY2025: RiverBank (16), First Service Bank (13), Live Oak Banking Company (2), BayFirst National Bank (1). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Randolph County?
The median 7(a) approval was $238K; the Arkansas 7(a) median was $234K.
Which industries get the most SBA loans in Randolph County?
Poultry and Egg Production (17); Support Activities for Crop Production (2); Other Fabricated Metal Product Manufacturing (2); Farm Product Raw Material Merchant Wholesalers (2); Building Finishing Contractors (2).
Is SBA lending in Randolph County rising?
Approvals in the three latest complete fiscal years total 19, against 18 in the three before: broadly level (+6%).
How does Randolph County compare with the rest of Arkansas?
101.9 approvals per 1,000 establishments against 23.9 statewide, and 32 of the state's 1,686 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error