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County1st of 1 in District of Columbia by approvalsFIPS 11001
SBA loans in District of Columbia, District of Columbia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 676 loans to businesses in District of Columbia, District of Columbia, in FY2021 to FY2025, worth $346M: 640 under 7(a) and 36 under 504.
That is 28.4 approvals per 1,000 business establishments (23,801 establishments in 2023), close to the District of Columbia figure of 28.4 and below the national 41.0.
It ranks 1st of 1 District of Columbia counties with approvals. In FY2025 there were 185, up 19% on FY2024.
93 lenders had approvals here; the most active were Manufacturers and Traders Trust Company (144), TD Bank, National Association (59) and Newtek Bank, National Association (38). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in District of Columbia
By number of approvals to businesses in the county, FY2021–FY2025; 93 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust CompanyBuffalo, NY | 144 | $21.7M | 21.3% | |
| 2 | TD Bank, National AssociationWilmington, DE | 59 | $15.5M | 8.7% | |
| 3 | Newtek Bank, National AssociationMiami, FL | 38 | $22.8M | 5.6% | |
| 4 | The Huntington National BankColumbus, OH | 28 | $11.1M | 4.1% | |
| 5 | Readycap Lending, LLCBerkeley Heights, NJ | 27 | $10.2M | 4.0% | |
| 6 | Hanmi BankLos Angeles, CA | 20 | $13.7M | 3.0% | |
| 7 | Northeast BankLewiston, ME | 20 | $3.9M | 3.0% | |
| 8 | Wells Fargo Bank National AssociationSioux Falls, SD | 18 | $3.8M | 2.7% | |
| 9 | Business Finance Group, Inc.Fairfax, VA · CDC | 16 | $15.9M | 2.4% | |
| 10 | Bank of America, National AssociationCharlotte, NC | 15 | $5.0M | 2.2% | |
| 11 | PNC Bank, National AssociationWilmington, DE | 15 | $1.1M | 2.2% | |
| 12 | Fulton Bank, National AssociationLancaster, PA | 12 | $4.9M | 1.8% | |
| 13 | Rappahannock Economic Development CorporationFredericksburg, VA · CDC | 11 | $15.5M | 1.6% | |
| 14 | Celtic Bank CorporationSalt Lake City, UT | 11 | $7.7M | 1.6% | |
| 15 | CDC Small Business Finance Corp.San Diego, CA | 11 | $1.0M | 1.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 98 | 14.5% | |
| 2 | Beer, Wine, and Liquor StoresNAICS 4453 | 48 | 7.1% | |
| 3 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 44 | 6.5% | |
| 4 | Personal Care ServicesNAICS 8121 | 30 | 4.4% | |
| 5 | Computer Systems Design and Related ServicesNAICS 5415 | 28 | 4.1% | |
| 6 | Offices of Other Health PractitionersNAICS 6213 | 26 | 3.8% | |
| 7 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 19 | 2.8% | |
| 8 | Grocery StoresNAICS 4451 | 15 | 2.2% | |
| 9 | Drycleaning and Laundry ServicesNAICS 8123 | 14 | 2.1% | |
| 10 | Child Day Care ServicesNAICS 6244 | 14 | 2.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Professional, Scientific, and Technical Services | 133 | 19.7% | |
| 2 | Accommodation and Food Services | 123 | 18.2% | |
| 3 | Retail Trade | 117 | 17.3% | |
| 4 | Health Care and Social Assistance | 71 | 10.5% | |
| 5 | Other Services (except Public Administration) | 58 | 8.6% | |
| 6 | Construction | 34 | 5.0% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 28 | 4.1% | |
| 8 | Educational Services | 24 | 3.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 110 | $42.1M | $150K | 3 | $2.1M | 113 | 814 |
| FY2025 | 178 | $78.0M | $200K | 7 | $8.6M | 185 | 2,108 |
| FY2024 | 151 | $71.2M | $200K | 5 | $6.7M | 156 | 1,437 |
| FY2023 | 124 | $53.8M | $100K | 4 | $5.2M | 128 | 2,251 |
| FY2022 | 95 | $47.4M | $250K | 13 | $16.4M | 108 | 1,203 |
| FY2021 | 92 | $50.6M | $234K | 7 | $8.3M | 99 | 1,129 |
| FY2020 | 74 | $23.5M | $128K | 8 | $7.3M | 82 | 727 |
| FY2019 | 96 | $34.3M | $150K | 8 | $11.9M | 104 | 1,941 |
| FY2018 | 123 | $49.4M | $150K | 7 | $8.2M | 130 | 2,144 |
| FY2017 | 118 | $49.7M | $150K | 3 | $2.5M | 121 | 1,702 |
| FY2016 | 105 | $30.2M | $150K | 8 | $7.6M | 113 | 1,299 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 550 approvals.
Against District of Columbia and the country
| FY2021–FY2025 | District of Columbia | District of Columbia | United States |
|---|---|---|---|
| Approvals | 676 | 676 | 342,825 |
| Approvals per 1,000 establishments | 28.4 | 28.4 | 41.0 |
| Median 7(a) approval | $200K | $200K | $190K |
| Median 504 approval | $1.0M | $1.0M | $657K |
| Average approval | $512K | $512K | $573K |
| 504 share of approvals | 5.3% | 5.3% | 11.0% |
| Jobs supported per approval, as reported | 12.0 | 12.0 | 10.5 |
| Share of state approvals | 100.0% | 100.0% | — |
Approval sizes
- $50,000 or less25.9%175
- $50,001 to $150,00018.8%127
- $150,001 to $350,00019.2%130
- $350,001 to $1 million20.7%140
- $1 million to $2 million10.7%72
- Over $2 million4.7%32
Age of the businesses
- Existing, more than 2 years old59.6%403
- New business, 2 years or less15.5%105
- Startup, loan funds will open the business15.8%107
- Change of ownership9.0%61
Questions and answers
Which lenders make the most SBA loans in District of Columbia?
By approvals in FY2021 to FY2025: Manufacturers and Traders Trust Company (144), TD Bank, National Association (59), Newtek Bank, National Association (38), The Huntington National Bank (28), Readycap Lending, LLC (27). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in District of Columbia?
The median 7(a) approval was $200K and the median 504 approval $1.0M; the District of Columbia 7(a) median was $200K.
Which industries get the most SBA loans in District of Columbia?
Restaurants and Other Eating Places (98); Beer, Wine, and Liquor Stores (48); Management, Scientific, and Technical Consulting Services (44); Personal Care Services (30); Computer Systems Design and Related Services (28).
Is SBA lending in District of Columbia rising?
Approvals in the three latest complete fiscal years total 469, against 289 in the three before: rising (+62%).
How does District of Columbia compare with the rest of District of Columbia?
28.4 approvals per 1,000 establishments against 28.4 statewide, and 676 of the state's 676 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error