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County9th of 130 in Virginia by approvalsFIPS 51013
SBA loans in Arlington County, Virginia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 162 loans to businesses in Arlington County, Virginia, in FY2021 to FY2025, worth $73.1M: 156 under 7(a) and 6 under 504.
That is 25.6 approvals per 1,000 business establishments (6,334 establishments in 2023), close to the Virginia figure of 27.9 and below the national 41.0.
It ranks 9th of 130 Virginia counties with approvals. In FY2025 there were 48, up 20% on FY2024.
38 lenders had approvals here; the most active were Manufacturers and Traders Trust Company (29), Northeast Bank (13) and TD Bank, National Association (13). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Arlington County
By number of approvals to businesses in the county, FY2021–FY2025; 38 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust CompanyBuffalo, NY | 29 | $5.0M | 17.9% | |
| 2 | Northeast BankLewiston, ME | 13 | $1.9M | 8.0% | |
| 3 | TD Bank, National AssociationWilmington, DE | 13 | $1.0M | 8.0% | |
| 4 | The Huntington National BankColumbus, OH | 10 | $3.6M | 6.2% | |
| 5 | Live Oak Banking CompanyWilmington, NC | 9 | $12.3M | 5.6% | |
| 6 | Newtek Bank, National AssociationMiami, FL | 8 | $2.6M | 4.9% | |
| 7 | Wells Fargo Bank National AssociationSioux Falls, SD | 8 | $2.1M | 4.9% | |
| 8 | Bank of America, National AssociationCharlotte, NC | 6 | $2.3M | 3.7% | |
| 9 | Newtek Small Business Finance, Inc.Lake Success, NY | 5 | $3.4M | 3.1% | |
| 10 | Business Finance Group, Inc.Fairfax, VA · CDC | 5 | $2.2M | 3.1% | |
| 11 | PNC Bank, National AssociationWilmington, DE | 5 | $835K | 3.1% | |
| 12 | BayFirst National BankSaint Petersburg, FL | 5 | $620K | 3.1% | |
| 13 | First National Bank of PennsylvaniaGreenville, PA | 4 | $4.4M | 2.5% | |
| 14 | Bank of ClarkeBerryville, VA | 4 | $3.1M | 2.5% | |
| 15 | Fulton Bank, National AssociationLancaster, PA | 4 | $2.1M | 2.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 20 | 12.3% | |
| 2 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 12 | 7.4% | |
| 3 | Personal Care ServicesNAICS 8121 | 12 | 7.4% | |
| 4 | Other Personal ServicesNAICS 8129 | 10 | 6.2% | |
| 5 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 8 | 4.9% | |
| 6 | Services to Buildings and DwellingsNAICS 5617 | 8 | 4.9% | |
| 7 | Computer Systems Design and Related ServicesNAICS 5415 | 7 | 4.3% | |
| 8 | Other Amusement and Recreation IndustriesNAICS 7139 | 7 | 4.3% | |
| 9 | Offices of Other Health PractitionersNAICS 6213 | 6 | 3.7% | |
| 10 | Residential Building ConstructionNAICS 2361 | 5 | 3.1% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Professional, Scientific, and Technical Services | 34 | 21.0% | |
| 2 | Other Services (except Public Administration) | 24 | 14.8% | |
| 3 | Accommodation and Food Services | 22 | 13.6% | |
| 4 | Administrative and Support and Waste Management and Remediation Services | 16 | 9.9% | |
| 5 | Health Care and Social Assistance | 15 | 9.3% | |
| 6 | Transportation and Warehousing | 13 | 8.0% | |
| 7 | Retail Trade | 10 | 6.2% | |
| 8 | Construction | 9 | 5.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 19 | $7.1M | $150K | 1 | — | 20 | 137 |
| FY2025 | 48 | $22.7M | $200K | 0 | — | 48 | 739 |
| FY2024 | 38 | $16.2M | $226K | 2 | — | 40 | 451 |
| FY2023 | 29 | $14.2M | $296K | 1 | — | 30 | 633 |
| FY2022 | 20 | $6.3M | $175K | 2 | — | 22 | 286 |
| FY2021 | 21 | $10.8M | $150K | 1 | — | 22 | 285 |
| FY2020 | 21 | $8.6M | $225K | 2 | — | 23 | 213 |
| FY2019 | 42 | $15.5M | $125K | 2 | — | 44 | 714 |
| FY2018 | 39 | $5.9M | $50K | 1 | — | 40 | 544 |
| FY2017 | 27 | $20.5M | $250K | 0 | — | 27 | 568 |
| FY2016 | 28 | $6.5M | $100K | 2 | — | 30 | 398 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 164 approvals.
Against Virginia and the country
| FY2021–FY2025 | Arlington County | Virginia | United States |
|---|---|---|---|
| Approvals | 162 | 5,893 | 342,825 |
| Approvals per 1,000 establishments | 25.6 | 27.9 | 41.0 |
| Median 7(a) approval | $210K | $212K | $190K |
| Median 504 approval | $490K | $484K | $657K |
| Average approval | $451K | $573K | $573K |
| 504 share of approvals | 3.7% | 11.6% | 11.0% |
| Jobs supported per approval, as reported | 14.8 | 12.3 | 10.5 |
| Share of state approvals | 2.7% | 100.0% | — |
Approval sizes
- $50,000 or less21.0%34
- $50,001 to $150,00020.4%33
- $150,001 to $350,00025.3%41
- $350,001 to $1 million24.1%39
- $1 million to $2 million6.2%10
- Over $2 million3.1%5
Age of the businesses
- Existing, more than 2 years old53.1%86
- New business, 2 years or less21.0%34
- Startup, loan funds will open the business14.2%23
- Change of ownership11.7%19
Questions and answers
Which lenders make the most SBA loans in Arlington County?
By approvals in FY2021 to FY2025: Manufacturers and Traders Trust Company (29), Northeast Bank (13), TD Bank, National Association (13), The Huntington National Bank (10), Live Oak Banking Company (9). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Arlington County?
The median 7(a) approval was $210K and the median 504 approval $490K; the Virginia 7(a) median was $212K.
Which industries get the most SBA loans in Arlington County?
Restaurants and Other Eating Places (20); Management, Scientific, and Technical Consulting Services (12); Personal Care Services (12); Other Personal Services (10); Other Professional, Scientific, and Technical Services (8).
Is SBA lending in Arlington County rising?
Approvals in the three latest complete fiscal years total 118, against 67 in the three before: rising (+76%).
How does Arlington County compare with the rest of Virginia?
25.6 approvals per 1,000 establishments against 27.9 statewide, and 162 of the state's 5,893 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error