States › Georgia › Glynn County
County26th of 149 in Georgia by approvalsFIPS 13127
SBA loans in Glynn County, Georgia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Glynn County, Georgia, received 78 SBA loan approvals worth $63.6M in FY2021 to FY2025 (65 7(a), 13 504).
That is 28.0 approvals per 1,000 business establishments (2,787 establishments in 2023), below the Georgia figure of 39.2 and below the national 41.0.
It ranks 26th of 149 Georgia counties with approvals. In FY2025 there were 14, down 18% on FY2024.
29 lenders had approvals here; the most active were Coastal Area District Development Authority, Inc. (9), Primesouth Bank (8) and Northeast Bank (7). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Glynn County
By number of approvals to businesses in the county, FY2021–FY2025; 29 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Coastal Area District Development Authority, Inc.Brunswick, GA · CDC | 9 | $5.8M | 11.5% | |
| 2 | Primesouth BankBlackshear, GA | 8 | $8.3M | 10.3% | |
| 3 | Northeast BankLewiston, ME | 7 | $842K | 9.0% | |
| 4 | South Coast Bank & TrustBrunswick, GA | 6 | $8.3M | 7.7% | |
| 5 | The Huntington National BankColumbus, OH | 4 | $6.7M | 5.1% | |
| 6 | Renasant BankTupelo, MS | 4 | $5.1M | 5.1% | |
| 7 | Coastal Area District Development Authority, Inc.Brunswick, GA | 4 | $438K | 5.1% | |
| 8 | Pinnacle BankNashville, TN | 3 | $2.7M | 3.8% | |
| 9 | Pineland BankAlma, GA | 3 | $2.4M | 3.8% | |
| 10 | United Midwest Savings Bank National AssociationDe Graff, OH | 3 | $350K | 3.8% | |
| 11 | Celtic Bank CorporationSalt Lake City, UT | 2 | — | 2.6% | |
| 12 | The MINT National BankKingwood, TX | 2 | — | 2.6% | |
| 13 | Hanmi BankLos Angeles, CA | 2 | — | 2.6% | |
| 14 | CSRA Local Development CorporationAugusta, GA · CDC | 2 | — | 2.6% | |
| 15 | American Momentum BankCollege Station, TX | 2 | — | 2.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 14 | 17.9% | |
| 2 | Traveler AccommodationNAICS 7211 | 12 | 15.4% | |
| 3 | Offices of PhysiciansNAICS 6211 | 5 | 6.4% | |
| 4 | General Freight TruckingNAICS 4841 | 4 | 5.1% | |
| 5 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 3 | 3.8% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 2 | 2.6% | |
| 7 | Residential Building ConstructionNAICS 2361 | 2 | 2.6% | |
| 8 | Health and Personal Care StoresNAICS 4461 | 2 | 2.6% | |
| 9 | Other Schools and InstructionNAICS 6116 | 2 | 2.6% | |
| 10 | Office Supplies, Stationery, and Gift RetailersNAICS 4594 | 2 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 26 | 33.3% | |
| 2 | Retail Trade | 9 | 11.5% | |
| 3 | Construction | 8 | 10.3% | |
| 4 | Health Care and Social Assistance | 8 | 10.3% | |
| 5 | Other Services (except Public Administration) | 6 | 7.7% | |
| 6 | Professional, Scientific, and Technical Services | 5 | 6.4% | |
| 7 | Transportation and Warehousing | 5 | 6.4% | |
| 8 | Wholesale Trade | 2 | 2.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 4 | $12.1M | $3.1M | 1 | — | 5 | 96 |
| FY2025 | 12 | $11.8M | $447K | 2 | — | 14 | 187 |
| FY2024 | 15 | $7.9M | $250K | 2 | — | 17 | 193 |
| FY2023 | 15 | $18.6M | $450K | 1 | — | 16 | 154 |
| FY2022 | 12 | $10.7M | $293K | 3 | $2.8M | 15 | 208 |
| FY2021 | 11 | $7.0M | $435K | 5 | $1.9M | 16 | 147 |
| FY2020 | 11 | $15.1M | $540K | 1 | — | 12 | 114 |
| FY2019 | 18 | $15.7M | $322K | 2 | — | 20 | 223 |
| FY2018 | 14 | $9.5M | $515K | 1 | — | 15 | 173 |
| FY2017 | 10 | $7.3M | $323K | 1 | — | 11 | 75 |
| FY2016 | 17 | $14.6M | $536K | 2 | — | 19 | 390 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 77 approvals.
Against Georgia and the country
| FY2021–FY2025 | Glynn County | Georgia | United States |
|---|---|---|---|
| Approvals | 78 | 10,246 | 342,825 |
| Approvals per 1,000 establishments | 28.0 | 39.2 | 41.0 |
| Median 7(a) approval | $350K | $350K | $190K |
| Median 504 approval | $449K | $820K | $657K |
| Average approval | $815K | $803K | $573K |
| 504 share of approvals | 16.7% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 11.4 | 11.4 | 10.5 |
| Share of state approvals | 0.8% | 100.0% | — |
Approval sizes
- $50,000 or less11.5%9
- $50,001 to $150,00010.3%8
- $150,001 to $350,00028.2%22
- $350,001 to $1 million24.4%19
- $1 million to $2 million14.1%11
- Over $2 million11.5%9
Age of the businesses
- Existing, more than 2 years old46.2%36
- New business, 2 years or less10.3%8
- Startup, loan funds will open the business26.9%21
- Change of ownership16.7%13
Questions and answers
Which lenders make the most SBA loans in Glynn County?
By approvals in FY2021 to FY2025: Coastal Area District Development Authority, Inc. (9), Primesouth Bank (8), Northeast Bank (7), South Coast Bank & Trust (6), The Huntington National Bank (4). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Glynn County?
The median 7(a) approval was $350K and the median 504 approval $449K; the Georgia 7(a) median was $350K.
Which industries get the most SBA loans in Glynn County?
Restaurants and Other Eating Places (14); Traveler Accommodation (12); Offices of Physicians (5); General Freight Trucking (4); Management, Scientific, and Technical Consulting Services (3).
Is SBA lending in Glynn County rising?
Approvals in the three latest complete fiscal years total 47, against 43 in the three before: broadly level (+9%).
How does Glynn County compare with the rest of Georgia?
28.0 approvals per 1,000 establishments against 39.2 statewide, and 78 of the state's 10,246 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error