States › Georgia › Camden County
County33rd of 149 in Georgia by approvalsFIPS 13039
SBA loans in Camden County, Georgia
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Camden County, Georgia, received 57 SBA loan approvals worth $73.9M in FY2021 to FY2025 (52 7(a), 5 504).
That is 60.2 approvals per 1,000 business establishments (947 establishments in 2023), above the Georgia figure of 39.2 and above the national 41.0.
It ranks 33rd of 149 Georgia counties with approvals. In FY2025 there were 14.
28 lenders had approvals here; the most active were Pineland Bank (14), Ameris Bank (5) and Metro City Bank (4). The most common industry was traveler accommodation.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Camden County
By number of approvals to businesses in the county, FY2021–FY2025; 28 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Pineland BankAlma, GA | 14 | $21.5M | 24.6% | |
| 2 | Ameris BankAtlanta, GA | 5 | $5.8M | 8.8% | |
| 3 | Metro City BankDoraville, GA | 4 | $4.8M | 7.0% | |
| 4 | Primesouth BankBlackshear, GA | 3 | $1.7M | 5.3% | |
| 5 | Farmers State Bank of Alto Pass, IllinoisAlto Pass, IL | 2 | — | 3.5% | |
| 6 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 3.5% | |
| 7 | Live Oak Banking CompanyWilmington, NC | 2 | — | 3.5% | |
| 8 | Renasant BankTupelo, MS | 2 | — | 3.5% | |
| 9 | First-Citizens Bank & Trust CompanyRaleigh, NC | 2 | — | 3.5% | |
| 10 | Florida First Capital Finance Corporation, Inc.Tallahassee, FL · CDC | 2 | — | 3.5% | |
| 11 | Coastal Area District Development Authority, Inc.Brunswick, GA | 2 | — | 3.5% | |
| 12 | Georgia Certified Development CorporationAtlanta, GA · CDC | 1 | — | 1.8% | |
| 13 | Happen BankLehi, UT | 1 | — | 1.8% | |
| 14 | GBankLas Vegas, NV | 1 | — | 1.8% | |
| 15 | Village Bank and Trust, National AssociationArlington Heights, IL | 1 | — | 1.8% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Traveler AccommodationNAICS 7211 | 14 | 24.6% | |
| 2 | Offices of Other Health PractitionersNAICS 6213 | 6 | 10.5% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 5 | 8.8% | |
| 4 | Other Amusement and Recreation IndustriesNAICS 7139 | 4 | 7.0% | |
| 5 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 4 | 7.0% | |
| 6 | Nonresidential Building ConstructionNAICS 2362 | 3 | 5.3% | |
| 7 | RV (Recreational Vehicle) Parks and Recreational CampsNAICS 7212 | 3 | 5.3% | |
| 8 | Building Material and Supplies DealersNAICS 4441 | 2 | 3.5% | |
| 9 | Gasoline StationsNAICS 4471 | 2 | 3.5% | |
| 10 | Beer, Wine, and Liquor StoresNAICS 4453 | 2 | 3.5% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 22 | 38.6% | |
| 2 | Retail Trade | 8 | 14.0% | |
| 3 | Health Care and Social Assistance | 7 | 12.3% | |
| 4 | Construction | 6 | 10.5% | |
| 5 | Arts, Entertainment, and Recreation | 4 | 7.0% | |
| 6 | Professional, Scientific, and Technical Services | 4 | 7.0% | |
| 7 | Other Services (except Public Administration) | 2 | 3.5% | |
| 8 | Wholesale Trade | 1 | 1.8% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 2 | — | — | 2 | — | 4 | 36 |
| FY2025 | 12 | $9.8M | $353K | 2 | — | 14 | 197 |
| FY2024 | 4 | $6.0M | $449K | 0 | — | 4 | 60 |
| FY2023 | 6 | $5.5M | $979K | 0 | — | 6 | 120 |
| FY2022 | 6 | $12.3M | $1.7M | 3 | $6.0M | 9 | 97 |
| FY2021 | 24 | $32.8M | $925K | 0 | — | 24 | 313 |
| FY2020 | 7 | $6.2M | $750K | 0 | — | 7 | 85 |
| FY2019 | 8 | $7.9M | $821K | 1 | — | 9 | 84 |
| FY2018 | 5 | $2.4M | $490K | 0 | — | 5 | 71 |
| FY2017 | 8 | $7.3M | $465K | 1 | — | 9 | 142 |
| FY2016 | 5 | $2.3M | $460K | 0 | — | 5 | 48 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 35 approvals.
Against Georgia and the country
| FY2021–FY2025 | Camden County | Georgia | United States |
|---|---|---|---|
| Approvals | 57 | 10,246 | 342,825 |
| Approvals per 1,000 establishments | 60.2 | 39.2 | 41.0 |
| Median 7(a) approval | $900K | $350K | $190K |
| Median 504 approval | $925K | $820K | $657K |
| Average approval | $1.3M | $803K | $573K |
| 504 share of approvals | 8.8% | 10.1% | 11.0% |
| Jobs supported per approval, as reported | 13.8 | 11.4 | 10.5 |
| Share of state approvals | 0.6% | 100.0% | — |
Approval sizes
- $50,001 to $150,00010.5%6
- $150,001 to $350,00012.3%7
- $350,001 to $1 million35.1%20
- $1 million to $2 million22.8%13
- Over $2 million19.3%11
Age of the businesses
- Existing, more than 2 years old42.1%24
- New business, 2 years or less21.1%12
- Startup, loan funds will open the business22.8%13
- Change of ownership14.0%8
Questions and answers
Which lenders make the most SBA loans in Camden County?
By approvals in FY2021 to FY2025: Pineland Bank (14), Ameris Bank (5), Metro City Bank (4), Primesouth Bank (3), Farmers State Bank of Alto Pass, Illinois (2). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Camden County?
The median 7(a) approval was $900K and the median 504 approval $925K; the Georgia 7(a) median was $350K.
Which industries get the most SBA loans in Camden County?
Traveler Accommodation (14); Offices of Other Health Practitioners (6); Restaurants and Other Eating Places (5); Other Amusement and Recreation Industries (4); Other Professional, Scientific, and Technical Services (4).
Is SBA lending in Camden County rising?
Approvals in the three latest complete fiscal years total 24, against 40 in the three before: falling (-40%).
How does Camden County compare with the rest of Georgia?
60.2 approvals per 1,000 establishments against 39.2 statewide, and 57 of the state's 10,246 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error