States › Idaho › Blaine County
County9th of 43 in Idaho by approvalsFIPS 16013
SBA loans in Blaine County, Idaho
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Blaine County, Idaho, received 91 SBA loan approvals worth $56.1M in FY2021 to FY2025 (72 7(a), 19 504).
That is 53.9 approvals per 1,000 business establishments (1,688 establishments in 2023), close to the Idaho figure of 56.7 and above the national 41.0.
It ranks 9th of 43 Idaho counties with approvals. In FY2025 there were 18, about level with FY2024.
19 lenders had approvals here; the most active were D. L. Evans Bank (24), Zions Bank, A Division of (13) and U.S. Bank, National Association (13). The most common industry was residential building construction.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Blaine County
By number of approvals to businesses in the county, FY2021–FY2025; 19 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | D. L. Evans BankBurley, ID | 24 | $2.7M | 26.4% | |
| 2 | Zions Bank, A Division ofSalt Lake City, UT | 13 | $5.6M | 14.3% | |
| 3 | U.S. Bank, National AssociationCincinnati, OH | 13 | $3.6M | 14.3% | |
| 4 | Region IV Development CorporationTwin Falls, ID · CDC | 10 | $6.2M | 11.0% | |
| 5 | Glacier BankKalispell, MT | 6 | $4.0M | 6.6% | |
| 6 | Capital Matrix, Inc.Boise, ID · CDC | 6 | $2.5M | 6.6% | |
| 7 | Panhandle Area Council, Inc.Hayden, ID · CDC | 3 | $707K | 3.3% | |
| 8 | First Bank of the LakeOsage Beach, MO | 2 | — | 2.2% | |
| 9 | BMO Bank National AssociationChicago, IL | 2 | — | 2.2% | |
| 10 | Washington Trust BankSpokane, WA | 2 | — | 2.2% | |
| 11 | Wells Fargo Bank National AssociationSioux Falls, SD | 2 | — | 2.2% | |
| 12 | 1st Financial Bank USADakota Dunes, SD | 1 | — | 1.1% | |
| 13 | PCB BankLos Angeles, CA | 1 | — | 1.1% | |
| 14 | Columbia BankLake Oswego, OR | 1 | — | 1.1% | |
| 15 | Fifth Third BankCincinnati, OH | 1 | — | 1.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Residential Building ConstructionNAICS 2361 | 9 | 9.9% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 6 | 6.6% | |
| 3 | Architectural, Engineering, and Related ServicesNAICS 5413 | 5 | 5.5% | |
| 4 | Sporting Goods, Hobby, and Musical Instrument StoresNAICS 4511 | 5 | 5.5% | |
| 5 | Services to Buildings and DwellingsNAICS 5617 | 4 | 4.4% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 4 | 4.4% | |
| 7 | Specialized Design ServicesNAICS 5414 | 3 | 3.3% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 3 | 3.3% | |
| 9 | Building Finishing ContractorsNAICS 2383 | 3 | 3.3% | |
| 10 | Other Professional, Scientific, and Technical ServicesNAICS 5419 | 3 | 3.3% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 21 | 23.1% | |
| 2 | Professional, Scientific, and Technical Services | 14 | 15.4% | |
| 3 | Retail Trade | 14 | 15.4% | |
| 4 | Manufacturing | 10 | 11.0% | |
| 5 | Accommodation and Food Services | 9 | 9.9% | |
| 6 | Other Services (except Public Administration) | 7 | 7.7% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 4 | 4.4% | |
| 8 | Health Care and Social Assistance | 4 | 4.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $1.7M | $75K | 2 | — | 12 | 53 |
| FY2025 | 17 | $17.5M | $165K | 1 | — | 18 | 142 |
| FY2024 | 19 | $5.9M | $100K | 0 | — | 19 | 131 |
| FY2023 | 15 | $8.3M | $200K | 4 | $2.3M | 19 | 343 |
| FY2022 | 8 | $10.2M | $125K | 7 | $4.7M | 15 | 232 |
| FY2021 | 13 | $4.7M | $300K | 7 | $2.2M | 20 | 220 |
| FY2020 | 3 | $195K | $70K | 3 | $2.1M | 6 | 10 |
| FY2019 | 12 | $2.9M | $100K | 1 | — | 13 | 103 |
| FY2018 | 11 | $768K | $30K | 0 | — | 11 | 28 |
| FY2017 | 13 | $3.3M | $125K | 3 | $1.1M | 16 | 153 |
| FY2016 | 14 | $2.9M | $125K | 2 | — | 16 | 85 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 62 approvals.
Against Idaho and the country
| FY2021–FY2025 | Blaine County | Idaho | United States |
|---|---|---|---|
| Approvals | 91 | 3,296 | 342,825 |
| Approvals per 1,000 establishments | 53.9 | 56.7 | 41.0 |
| Median 7(a) approval | $183K | $149K | $190K |
| Median 504 approval | $376K | $501K | $657K |
| Average approval | $617K | $484K | $573K |
| 504 share of approvals | 20.9% | 16.0% | 11.0% |
| Jobs supported per approval, as reported | 11.7 | 9.2 | 10.5 |
| Share of state approvals | 2.8% | 100.0% | — |
Approval sizes
- $50,000 or less25.3%23
- $50,001 to $150,00014.3%13
- $150,001 to $350,00024.2%22
- $350,001 to $1 million22.0%20
- $1 million to $2 million6.6%6
- Over $2 million7.7%7
Age of the businesses
- Existing, more than 2 years old80.2%73
- New business, 2 years or less5.5%5
- Startup, loan funds will open the business7.7%7
- Change of ownership6.6%6
Questions and answers
Which lenders make the most SBA loans in Blaine County?
By approvals in FY2021 to FY2025: D. L. Evans Bank (24), Zions Bank, A Division of (13), U.S. Bank, National Association (13), Region IV Development Corporation (10), Glacier Bank (6). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Blaine County?
The median 7(a) approval was $183K and the median 504 approval $376K; the Idaho 7(a) median was $149K.
Which industries get the most SBA loans in Blaine County?
Residential Building Construction (9); Restaurants and Other Eating Places (6); Architectural, Engineering, and Related Services (5); Sporting Goods, Hobby, and Musical Instrument Stores (5); Services to Buildings and Dwellings (4).
Is SBA lending in Blaine County rising?
Approvals in the three latest complete fiscal years total 56, against 41 in the three before: rising (+37%).
How does Blaine County compare with the rest of Idaho?
53.9 approvals per 1,000 establishments against 56.7 statewide, and 91 of the state's 3,296 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error