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County7th of 43 in Idaho by approvalsFIPS 16083
SBA loans in Twin Falls County, Idaho
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Twin Falls County, Idaho, received 100 SBA loan approvals worth $43.6M in FY2021 to FY2025 (77 7(a), 23 504).
That is 33.0 approvals per 1,000 business establishments (3,026 establishments in 2023), below the Idaho figure of 56.7 and below the national 41.0.
It ranks 7th of 43 Idaho counties with approvals. In FY2025 there were 26, up 30% on FY2024.
29 lenders had approvals here; the most active were Zions Bank, A Division of (19), Region IV Development Corporation (14) and D. L. Evans Bank (8). The most common industry was offices of other health practitioners.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Twin Falls County
By number of approvals to businesses in the county, FY2021–FY2025; 29 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Zions Bank, A Division ofSalt Lake City, UT | 19 | $1.7M | 19.0% | |
| 2 | Region IV Development CorporationTwin Falls, ID · CDC | 14 | $7.6M | 14.0% | |
| 3 | D. L. Evans BankBurley, ID | 8 | $1.7M | 8.0% | |
| 4 | Idaho Central CUChubbuck, ID | 6 | $3.4M | 6.0% | |
| 5 | East-Central Idaho Development CompanyRexburg, ID · CDC | 5 | $4.8M | 5.0% | |
| 6 | U.S. Bank, National AssociationCincinnati, OH | 5 | $938K | 5.0% | |
| 7 | Columbia BankLake Oswego, OR | 4 | $425K | 4.0% | |
| 8 | Banner BankWalla Walla, WA | 4 | $325K | 4.0% | |
| 9 | Capital Matrix, Inc.Boise, ID · CDC | 3 | $2.2M | 3.0% | |
| 10 | Readycap Lending, LLCBerkeley Heights, NJ | 3 | $1.2M | 3.0% | |
| 11 | Southwestern National BankHouston, TX | 2 | — | 2.0% | |
| 12 | First Utah BankSalt Lake City, UT | 2 | — | 2.0% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 2 | — | 2.0% | |
| 14 | America First Federal Credit UnionRiverdale, UT | 2 | — | 2.0% | |
| 15 | Glacier BankKalispell, MT | 2 | — | 2.0% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Offices of Other Health PractitionersNAICS 6213 | 7 | 7.0% | |
| 2 | Other Amusement and Recreation IndustriesNAICS 7139 | 6 | 6.0% | |
| 3 | Other Specialty Trade ContractorsNAICS 2389 | 5 | 5.0% | |
| 4 | Building Equipment ContractorsNAICS 2382 | 5 | 5.0% | |
| 5 | Lessors of Real EstateNAICS 5311 | 3 | 3.0% | |
| 6 | Automotive Repair and MaintenanceNAICS 8111 | 3 | 3.0% | |
| 7 | Health and Personal Care RetailersNAICS 4561 | 3 | 3.0% | |
| 8 | Offices of PhysiciansNAICS 6211 | 3 | 3.0% | |
| 9 | Legal ServicesNAICS 5411 | 3 | 3.0% | |
| 10 | Specialized Freight TruckingNAICS 4842 | 3 | 3.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 17 | 17.0% | |
| 2 | Health Care and Social Assistance | 15 | 15.0% | |
| 3 | Construction | 15 | 15.0% | |
| 4 | Professional, Scientific, and Technical Services | 11 | 11.0% | |
| 5 | Other Services (except Public Administration) | 7 | 7.0% | |
| 6 | Real Estate and Rental and Leasing | 6 | 6.0% | |
| 7 | Arts, Entertainment, and Recreation | 6 | 6.0% | |
| 8 | Manufacturing | 6 | 6.0% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 10 | $2.2M | $76K | 3 | $1.2M | 13 | 114 |
| FY2025 | 24 | $7.3M | $135K | 2 | — | 26 | 215 |
| FY2024 | 17 | $5.6M | $131K | 3 | $2.8M | 20 | 115 |
| FY2023 | 10 | $4.3M | $331K | 4 | $5.1M | 14 | 203 |
| FY2022 | 12 | $1.6M | $71K | 6 | $2.6M | 18 | 100 |
| FY2021 | 14 | $9.8M | $213K | 8 | $3.5M | 22 | 302 |
| FY2020 | 22 | $10.3M | $138K | 6 | $2.0M | 28 | 265 |
| FY2019 | 17 | $10.2M | $203K | 5 | $1.6M | 22 | 112 |
| FY2018 | 20 | $11.0M | $53K | 6 | $3.6M | 26 | 381 |
| FY2017 | 22 | $3.4M | $120K | 6 | $3.0M | 28 | 333 |
| FY2016 | 19 | $5.1M | $50K | 2 | — | 21 | 190 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 125 approvals.
Against Idaho and the country
| FY2021–FY2025 | Twin Falls County | Idaho | United States |
|---|---|---|---|
| Approvals | 100 | 3,296 | 342,825 |
| Approvals per 1,000 establishments | 33.0 | 56.7 | 41.0 |
| Median 7(a) approval | $150K | $149K | $190K |
| Median 504 approval | $397K | $501K | $657K |
| Average approval | $436K | $484K | $573K |
| 504 share of approvals | 23.0% | 16.0% | 11.0% |
| Jobs supported per approval, as reported | 9.4 | 9.2 | 10.5 |
| Share of state approvals | 3.0% | 100.0% | — |
Approval sizes
- $50,000 or less18.0%18
- $50,001 to $150,00026.0%26
- $150,001 to $350,00024.0%24
- $350,001 to $1 million21.0%21
- $1 million to $2 million8.0%8
- Over $2 million3.0%3
Age of the businesses
- Existing, more than 2 years old51.0%51
- New business, 2 years or less19.0%19
- Startup, loan funds will open the business19.0%19
- Change of ownership11.0%11
Questions and answers
Which lenders make the most SBA loans in Twin Falls County?
By approvals in FY2021 to FY2025: Zions Bank, A Division of (19), Region IV Development Corporation (14), D. L. Evans Bank (8), Idaho Central CU (6), East-Central Idaho Development Company (5). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Twin Falls County?
The median 7(a) approval was $150K and the median 504 approval $397K; the Idaho 7(a) median was $149K.
Which industries get the most SBA loans in Twin Falls County?
Offices of Other Health Practitioners (7); Other Amusement and Recreation Industries (6); Other Specialty Trade Contractors (5); Building Equipment Contractors (5); Lessors of Real Estate (3).
Is SBA lending in Twin Falls County rising?
Approvals in the three latest complete fiscal years total 60, against 68 in the three before: falling (-12%).
How does Twin Falls County compare with the rest of Idaho?
33.0 approvals per 1,000 establishments against 56.7 statewide, and 100 of the state's 3,296 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error