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County2nd of 92 in Illinois by approvalsFIPS 17043
SBA loans in DuPage County, Illinois
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 1,486 loans to businesses in DuPage County, Illinois, in FY2021 to FY2025, worth $941M: 1,248 under 7(a) and 238 under 504.
That is 43.6 approvals per 1,000 business establishments (34,121 establishments in 2023), close to the Illinois figure of 38.5 and close to the national 41.0.
It ranks 2nd of 92 Illinois counties with approvals. In FY2025 there were 402, up 20% on FY2024.
115 lenders had approvals here; the most active were The Huntington National Bank (343), Small Business Growth Corporation (149) and SomerCor 504, Inc. (79). The most common industry was general freight trucking.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in DuPage County
By number of approvals to businesses in the county, FY2021–FY2025; 115 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 343 | $91.3M | 23.1% | |
| 2 | Small Business Growth CorporationSpringfield, IL · CDC | 149 | $129M | 10.0% | |
| 3 | SomerCor 504, Inc.Chicago, IL · CDC | 79 | $98.6M | 5.3% | |
| 4 | U.S. Bank, National AssociationCincinnati, OH | 76 | $12.9M | 5.1% | |
| 5 | JPMorgan Chase Bank, National AssociationColumbus, OH | 71 | $15.3M | 4.8% | |
| 6 | Northeast BankLewiston, ME | 57 | $9.5M | 3.8% | |
| 7 | Byline BankChicago, IL | 50 | $63.0M | 3.4% | |
| 8 | Live Oak Banking CompanyWilmington, NC | 40 | $56.2M | 2.7% | |
| 9 | BayFirst National BankSaint Petersburg, FL | 39 | $5.7M | 2.6% | |
| 10 | Newtek Bank, National AssociationMiami, FL | 32 | $10.2M | 2.2% | |
| 11 | Wheaton Bank & Trust Company, National AssociationWheaton, IL | 31 | $18.8M | 2.1% | |
| 12 | Village Bank and Trust, National AssociationArlington Heights, IL | 30 | $18.1M | 2.0% | |
| 13 | First American BankElk Grove Village, IL | 29 | $26.7M | 2.0% | |
| 14 | Hinsdale Bank & Trust Company, National AssociationHinsdale, IL | 23 | $22.4M | 1.5% | |
| 15 | Bank of America, National AssociationCharlotte, NC | 22 | $7.8M | 1.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | General Freight TruckingNAICS 4841 | 128 | 8.6% | |
| 2 | Restaurants and Other Eating PlacesNAICS 7225 | 101 | 6.8% | |
| 3 | Services to Buildings and DwellingsNAICS 5617 | 63 | 4.2% | |
| 4 | Personal Care ServicesNAICS 8121 | 47 | 3.2% | |
| 5 | Offices of Other Health PractitionersNAICS 6213 | 46 | 3.1% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 42 | 2.8% | |
| 7 | Building Equipment ContractorsNAICS 2382 | 36 | 2.4% | |
| 8 | Other Specialty Trade ContractorsNAICS 2389 | 35 | 2.4% | |
| 9 | Automotive Repair and MaintenanceNAICS 8111 | 33 | 2.2% | |
| 10 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 27 | 1.8% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Transportation and Warehousing | 178 | 12.0% | |
| 2 | Manufacturing | 154 | 10.4% | |
| 3 | Construction | 153 | 10.3% | |
| 4 | Health Care and Social Assistance | 140 | 9.4% | |
| 5 | Other Services (except Public Administration) | 139 | 9.4% | |
| 6 | Professional, Scientific, and Technical Services | 132 | 8.9% | |
| 7 | Accommodation and Food Services | 127 | 8.5% | |
| 8 | Retail Trade | 127 | 8.5% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 178 | $117M | $290K | 22 | $21.6M | 200 | 2,445 |
| FY2025 | 360 | $170M | $200K | 42 | $56.2M | 402 | 4,245 |
| FY2024 | 303 | $141M | $150K | 33 | $33.9M | 336 | 3,200 |
| FY2023 | 219 | $126M | $200K | 42 | $45.9M | 261 | 3,051 |
| FY2022 | 163 | $102M | $310K | 64 | $64.8M | 227 | 3,784 |
| FY2021 | 203 | $160M | $350K | 57 | $41.3M | 260 | 4,105 |
| FY2020 | 153 | $106M | $250K | 65 | $42.5M | 218 | 2,033 |
| FY2019 | 206 | $106M | $200K | 40 | $33.6M | 246 | 3,863 |
| FY2018 | 235 | $127M | $170K | 36 | $24.6M | 271 | 4,049 |
| FY2017 | 219 | $102M | $157K | 52 | $47.1M | 271 | 3,478 |
| FY2016 | 214 | $74.4M | $150K | 49 | $38.4M | 263 | 2,428 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 1,269 approvals.
Against Illinois and the country
| FY2021–FY2025 | DuPage County | Illinois | United States |
|---|---|---|---|
| Approvals | 1,486 | 12,417 | 342,825 |
| Approvals per 1,000 establishments | 43.6 | 38.5 | 41.0 |
| Median 7(a) approval | $225K | $200K | $190K |
| Median 504 approval | $702K | $578K | $657K |
| Average approval | $633K | $581K | $573K |
| 504 share of approvals | 16.0% | 14.2% | 11.0% |
| Jobs supported per approval, as reported | 12.4 | 11.4 | 10.5 |
| Share of state approvals | 12.0% | 100.0% | — |
Approval sizes
- $50,000 or less16.3%242
- $50,001 to $150,00021.3%316
- $150,001 to $350,00020.9%310
- $350,001 to $1 million23.4%348
- $1 million to $2 million10.4%154
- Over $2 million7.8%116
Age of the businesses
- Existing, more than 2 years old64.1%953
- New business, 2 years or less11.2%167
- Startup, loan funds will open the business14.1%209
- Change of ownership10.6%157
Questions and answers
Which lenders make the most SBA loans in DuPage County?
By approvals in FY2021 to FY2025: The Huntington National Bank (343), Small Business Growth Corporation (149), SomerCor 504, Inc. (79), U.S. Bank, National Association (76), JPMorgan Chase Bank, National Association (71). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in DuPage County?
The median 7(a) approval was $225K and the median 504 approval $702K; the Illinois 7(a) median was $200K.
Which industries get the most SBA loans in DuPage County?
General Freight Trucking (128); Restaurants and Other Eating Places (101); Services to Buildings and Dwellings (63); Personal Care Services (47); Offices of Other Health Practitioners (46).
Is SBA lending in DuPage County rising?
Approvals in the three latest complete fiscal years total 999, against 705 in the three before: rising (+42%).
How does DuPage County compare with the rest of Illinois?
43.6 approvals per 1,000 establishments against 38.5 statewide, and 1,486 of the state's 12,417 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error