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County7th of 14 in Massachusetts by approvalsFIPS 25005
SBA loans in Bristol County, Massachusetts
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 633 loans to businesses in Bristol County, Massachusetts, in FY2021 to FY2025, worth $243M: 544 under 7(a) and 89 under 504.
That is 47.9 approvals per 1,000 business establishments (13,221 establishments in 2023), close to the Massachusetts figure of 48.8 and above the national 41.0.
It ranks 7th of 14 Massachusetts counties with approvals. In FY2025 there were 174, up 23% on FY2024.
69 lenders had approvals here; the most active were Bristol County Savings Bank (99), Eastern Bank (58) and Webster Bank National Association (55). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Bristol County
By number of approvals to businesses in the county, FY2021–FY2025; 69 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Bristol County Savings BankTaunton, MA | 99 | $9.8M | 15.6% | |
| 2 | Eastern BankBoston, MA | 58 | $13.8M | 9.2% | |
| 3 | Webster Bank National AssociationWaterbury, CT | 55 | $38.6M | 8.7% | |
| 4 | Baycoast BankSwansea, MA | 36 | $3.8M | 5.7% | |
| 5 | Fall River Five Cents Savings Bank d/b/a BankFiveFall River, MA | 33 | $4.0M | 5.2% | |
| 6 | TD Bank, National AssociationWilmington, DE | 32 | $3.4M | 5.1% | |
| 7 | Bay Colony Development CorporationWaltham, MA · CDC | 24 | $21.3M | 3.8% | |
| 8 | Granite State Economic Development CorporationPortsmouth, NH · CDC | 22 | $13.2M | 3.5% | |
| 9 | Rockland Trust CompanyRockland, MA | 21 | $5.0M | 3.3% | |
| 10 | New England Certified Development CorporationWakefield, MA · CDC | 20 | $11.1M | 3.2% | |
| 11 | Northeast BankLewiston, ME | 17 | $1.7M | 2.7% | |
| 12 | South Eastern Economic Development CorporationTaunton, MA · CDC | 16 | $12.0M | 2.5% | |
| 13 | The Huntington National BankColumbus, OH | 16 | $6.2M | 2.5% | |
| 14 | Mechanics Cooperative BankTaunton, MA | 16 | $2.8M | 2.5% | |
| 15 | Newtek Bank, National AssociationMiami, FL | 14 | $11.8M | 2.2% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 59 | 9.3% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 44 | 7.0% | |
| 3 | Services to Buildings and DwellingsNAICS 5617 | 41 | 6.5% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 23 | 3.6% | |
| 5 | Other Specialty Trade ContractorsNAICS 2389 | 22 | 3.5% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 20 | 3.2% | |
| 7 | Residential Building ConstructionNAICS 2361 | 18 | 2.8% | |
| 8 | Building Finishing ContractorsNAICS 2383 | 16 | 2.5% | |
| 9 | Personal Care ServicesNAICS 8121 | 16 | 2.5% | |
| 10 | General Freight TruckingNAICS 4841 | 15 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 121 | 19.1% | |
| 2 | Retail Trade | 78 | 12.3% | |
| 3 | Accommodation and Food Services | 67 | 10.6% | |
| 4 | Other Services (except Public Administration) | 67 | 10.6% | |
| 5 | Professional, Scientific, and Technical Services | 59 | 9.3% | |
| 6 | Administrative and Support and Waste Management and Remediation Services | 54 | 8.5% | |
| 7 | Manufacturing | 42 | 6.6% | |
| 8 | Transportation and Warehousing | 34 | 5.4% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 71 | $25.6M | $150K | 9 | $7.0M | 80 | 869 |
| FY2025 | 161 | $43.7M | $92K | 13 | $13.7M | 174 | 1,451 |
| FY2024 | 127 | $36.5M | $100K | 14 | $15.1M | 141 | 1,344 |
| FY2023 | 99 | $30.6M | $100K | 13 | $9.4M | 112 | 1,242 |
| FY2022 | 82 | $24.9M | $100K | 21 | $15.1M | 103 | 804 |
| FY2021 | 75 | $35.5M | $167K | 28 | $18.4M | 103 | 1,336 |
| FY2020 | 76 | $22.3M | $100K | 17 | $14.8M | 93 | 867 |
| FY2019 | 105 | $27.4M | $100K | 17 | $9.8M | 122 | 932 |
| FY2018 | 134 | $30.1M | $91K | 16 | $6.1M | 150 | 920 |
| FY2017 | 154 | $18.9M | $70K | 18 | $12.5M | 172 | 1,271 |
| FY2016 | 141 | $17.9M | $50K | 23 | $18.7M | 164 | 1,264 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 701 approvals.
Against Massachusetts and the country
| FY2021–FY2025 | Bristol County | Massachusetts | United States |
|---|---|---|---|
| Approvals | 633 | 8,965 | 342,825 |
| Approvals per 1,000 establishments | 47.9 | 48.8 | 41.0 |
| Median 7(a) approval | $100K | $100K | $190K |
| Median 504 approval | $481K | $455K | $657K |
| Average approval | $384K | $374K | $573K |
| 504 share of approvals | 14.1% | 15.0% | 11.0% |
| Jobs supported per approval, as reported | 9.8 | 9.1 | 10.5 |
| Share of state approvals | 7.1% | 100.0% | — |
Approval sizes
- $50,000 or less25.0%158
- $50,001 to $150,00029.9%189
- $150,001 to $350,00020.7%131
- $350,001 to $1 million15.8%100
- $1 million to $2 million5.1%32
- Over $2 million3.6%23
Age of the businesses
- Existing, more than 2 years old63.8%404
- New business, 2 years or less19.1%121
- Startup, loan funds will open the business12.6%80
- Change of ownership4.4%28
Questions and answers
Which lenders make the most SBA loans in Bristol County?
By approvals in FY2021 to FY2025: Bristol County Savings Bank (99), Eastern Bank (58), Webster Bank National Association (55), Baycoast Bank (36), Fall River Five Cents Savings Bank d/b/a BankFive (33). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Bristol County?
The median 7(a) approval was $100K and the median 504 approval $481K; the Massachusetts 7(a) median was $100K.
Which industries get the most SBA loans in Bristol County?
Restaurants and Other Eating Places (59); Building Equipment Contractors (44); Services to Buildings and Dwellings (41); Automotive Repair and Maintenance (23); Other Specialty Trade Contractors (22).
Is SBA lending in Bristol County rising?
Approvals in the three latest complete fiscal years total 427, against 299 in the three before: rising (+43%).
How does Bristol County compare with the rest of Massachusetts?
47.9 approvals per 1,000 establishments against 48.8 statewide, and 633 of the state's 8,965 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error