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County3rd of 106 in Missouri by approvalsFIPS 29077
SBA loans in Greene County, Missouri
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Greene County, Missouri, received 546 SBA loan approvals worth $326M in FY2021 to FY2025 (500 7(a), 46 504).
That is 62.9 approvals per 1,000 business establishments (8,676 establishments in 2023), above the Missouri figure of 37.6 and above the national 41.0.
It ranks 3rd of 106 Missouri counties with approvals. In FY2025 there were 109, about level with FY2024.
51 lenders had approvals here; the most active were OakStar Bank (133), Regent Bank (75) and Rural Missouri, Inc. (46). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Greene County
By number of approvals to businesses in the county, FY2021–FY2025; 51 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | OakStar BankSpringfield, MO | 133 | $116M | 24.4% | |
| 2 | Regent BankTulsa, OK | 75 | $36.2M | 13.7% | |
| 3 | Rural Missouri, Inc.Jefferson City, MO · CDC | 46 | $44.2M | 8.4% | |
| 4 | Legacy Bank & Trust CompanyMt. Grove, MO | 36 | $18.0M | 6.6% | |
| 5 | Guaranty BankSpringfield, MO | 35 | $12.0M | 6.4% | |
| 6 | The Bank of MissouriPerryville, MO | 31 | $10.9M | 5.7% | |
| 7 | OMB BankSpringfield, MO | 28 | $12.1M | 5.1% | |
| 8 | U.S. Bank, National AssociationCincinnati, OH | 27 | $5.1M | 4.9% | |
| 9 | Commerce BankKansas City, MO | 12 | $7.2M | 2.2% | |
| 10 | Southern BankPoplar Bluff, MO | 10 | $1.6M | 1.8% | |
| 11 | Arvest BankFayetteville, AR | 9 | $6.2M | 1.6% | |
| 12 | The Huntington National BankColumbus, OH | 8 | $6.3M | 1.5% | |
| 13 | BayFirst National BankSaint Petersburg, FL | 8 | $1.1M | 1.5% | |
| 14 | Northeast BankLewiston, ME | 8 | $748K | 1.5% | |
| 15 | Mid-Missouri BankSpringfield, MO | 7 | $1.0M | 1.3% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 42 | 7.7% | |
| 2 | Building Equipment ContractorsNAICS 2382 | 29 | 5.3% | |
| 3 | Offices of Other Health PractitionersNAICS 6213 | 19 | 3.5% | |
| 4 | General Freight TruckingNAICS 4841 | 19 | 3.5% | |
| 5 | Automotive Repair and MaintenanceNAICS 8111 | 19 | 3.5% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 17 | 3.1% | |
| 7 | Other Specialty Trade ContractorsNAICS 2389 | 14 | 2.6% | |
| 8 | Services to Buildings and DwellingsNAICS 5617 | 14 | 2.6% | |
| 9 | Personal Care ServicesNAICS 8121 | 14 | 2.6% | |
| 10 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 11 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 84 | 15.4% | |
| 2 | Retail Trade | 77 | 14.1% | |
| 3 | Accommodation and Food Services | 53 | 9.7% | |
| 4 | Other Services (except Public Administration) | 50 | 9.2% | |
| 5 | Professional, Scientific, and Technical Services | 48 | 8.8% | |
| 6 | Manufacturing | 46 | 8.4% | |
| 7 | Health Care and Social Assistance | 41 | 7.5% | |
| 8 | Transportation and Warehousing | 32 | 5.9% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 53 | $39.0M | $250K | 3 | $5.3M | 56 | 618 |
| FY2025 | 104 | $71.9M | $237K | 5 | $7.9M | 109 | 1,061 |
| FY2024 | 105 | $48.6M | $256K | 6 | $7.2M | 111 | 1,470 |
| FY2023 | 93 | $64.6M | $232K | 7 | $7.9M | 100 | 1,466 |
| FY2022 | 91 | $35.9M | $180K | 12 | $7.5M | 103 | 1,289 |
| FY2021 | 107 | $61.2M | $298K | 16 | $13.8M | 123 | 1,633 |
| FY2020 | 69 | $32.0M | $205K | 12 | $9.6M | 81 | 1,229 |
| FY2019 | 97 | $32.0M | $150K | 4 | $2.1M | 101 | 620 |
| FY2018 | 113 | $43.2M | $173K | 7 | $2.8M | 120 | 1,615 |
| FY2017 | 110 | $39.4M | $145K | 16 | $11.8M | 126 | 1,231 |
| FY2016 | 121 | $58.5M | $150K | 6 | $2.7M | 127 | 2,090 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 555 approvals.
Against Missouri and the country
| FY2021–FY2025 | Greene County | Missouri | United States |
|---|---|---|---|
| Approvals | 546 | 5,688 | 342,825 |
| Approvals per 1,000 establishments | 62.9 | 37.6 | 41.0 |
| Median 7(a) approval | $237K | $225K | $190K |
| Median 504 approval | $703K | $553K | $657K |
| Average approval | $598K | $569K | $573K |
| 504 share of approvals | 8.4% | 9.9% | 11.0% |
| Jobs supported per approval, as reported | 12.7 | 11.0 | 10.5 |
| Share of state approvals | 9.6% | 100.0% | — |
Approval sizes
- $50,000 or less14.1%77
- $50,001 to $150,00022.3%122
- $150,001 to $350,00020.7%113
- $350,001 to $1 million27.3%149
- $1 million to $2 million9.9%54
- Over $2 million5.7%31
Age of the businesses
- Existing, more than 2 years old54.9%300
- New business, 2 years or less13.7%75
- Startup, loan funds will open the business16.1%88
- Change of ownership15.0%82
- Not answered0.2%1
Questions and answers
Which lenders make the most SBA loans in Greene County?
By approvals in FY2021 to FY2025: OakStar Bank (133), Regent Bank (75), Rural Missouri, Inc. (46), Legacy Bank & Trust Company (36), Guaranty Bank (35). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Greene County?
The median 7(a) approval was $237K and the median 504 approval $703K; the Missouri 7(a) median was $225K.
Which industries get the most SBA loans in Greene County?
Restaurants and Other Eating Places (42); Building Equipment Contractors (29); Offices of Other Health Practitioners (19); General Freight Trucking (19); Automotive Repair and Maintenance (19).
Is SBA lending in Greene County rising?
Approvals in the three latest complete fiscal years total 320, against 307 in the three before: broadly level (+4%).
How does Greene County compare with the rest of Missouri?
62.9 approvals per 1,000 establishments against 37.6 statewide, and 546 of the state's 5,688 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error