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County8th of 106 in Missouri by approvalsFIPS 29097
SBA loans in Jasper County, Missouri
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 185 loans to businesses in Jasper County, Missouri, in FY2021 to FY2025, worth $92.1M: 180 under 7(a) and 5 under 504.
That is 65.4 approvals per 1,000 business establishments (2,828 establishments in 2023), above the Missouri figure of 37.6 and above the national 41.0.
It ranks 8th of 106 Missouri counties with approvals. In FY2025 there were 37, about level with FY2024.
28 lenders had approvals here; the most active were OakStar Bank (70), Arvest Bank (17) and Guaranty Bank (16). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Jasper County
By number of approvals to businesses in the county, FY2021–FY2025; 28 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | OakStar BankSpringfield, MO | 70 | $36.1M | 37.8% | |
| 2 | Arvest BankFayetteville, AR | 17 | $3.0M | 9.2% | |
| 3 | Guaranty BankSpringfield, MO | 16 | $4.5M | 8.6% | |
| 4 | U.S. Bank, National AssociationCincinnati, OH | 13 | $1.3M | 7.0% | |
| 5 | OMB BankSpringfield, MO | 11 | $8.0M | 5.9% | |
| 6 | The Huntington National BankColumbus, OH | 6 | $5.0M | 3.2% | |
| 7 | Four States Bank, Inc.Carthage, MO | 6 | $2.6M | 3.2% | |
| 8 | Southwest Missouri BankCarthage, MO | 6 | $2.1M | 3.2% | |
| 9 | Community National Bank & TrustChanute, KS | 5 | $4.5M | 2.7% | |
| 10 | Regent BankTulsa, OK | 4 | $4.0M | 2.2% | |
| 11 | Rural Missouri, Inc.Jefferson City, MO · CDC | 3 | $2.6M | 1.6% | |
| 12 | Emprise BankWichita, KS | 3 | $623K | 1.6% | |
| 13 | Commerce BankKansas City, MO | 3 | $544K | 1.6% | |
| 14 | BayFirst National BankSaint Petersburg, FL | 3 | $429K | 1.6% | |
| 15 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 1.1% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 19 | 10.3% | |
| 2 | Other Amusement and Recreation IndustriesNAICS 7139 | 10 | 5.4% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 10 | 5.4% | |
| 4 | Specialized Freight TruckingNAICS 4842 | 8 | 4.3% | |
| 5 | Accounting, Tax Preparation, Bookkeeping, and Payroll ServicesNAICS 5412 | 5 | 2.7% | |
| 6 | Child Day Care ServicesNAICS 6244 | 5 | 2.7% | |
| 7 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 5 | 2.7% | |
| 8 | Agencies, Brokerages, and Other Insurance Related ActivitiesNAICS 5242 | 5 | 2.7% | |
| 9 | Services to Buildings and DwellingsNAICS 5617 | 5 | 2.7% | |
| 10 | Beer, Wine, and Liquor StoresNAICS 4453 | 4 | 2.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Retail Trade | 29 | 15.7% | |
| 2 | Accommodation and Food Services | 23 | 12.4% | |
| 3 | Professional, Scientific, and Technical Services | 22 | 11.9% | |
| 4 | Other Services (except Public Administration) | 17 | 9.2% | |
| 5 | Manufacturing | 16 | 8.6% | |
| 6 | Transportation and Warehousing | 14 | 7.6% | |
| 7 | Arts, Entertainment, and Recreation | 13 | 7.0% | |
| 8 | Construction | 12 | 6.5% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 33 | $18.8M | $200K | 0 | — | 33 | 248 |
| FY2025 | 37 | $12.7M | $174K | 0 | — | 37 | 255 |
| FY2024 | 39 | $18.8M | $287K | 0 | — | 39 | 311 |
| FY2023 | 33 | $26.4M | $150K | 1 | — | 34 | 315 |
| FY2022 | 30 | $9.8M | $176K | 2 | — | 32 | 290 |
| FY2021 | 41 | $19.8M | $360K | 2 | — | 43 | 600 |
| FY2020 | 27 | $6.5M | $150K | 1 | — | 28 | 188 |
| FY2019 | 19 | $5.1M | $150K | 2 | — | 21 | 309 |
| FY2018 | 37 | $10.3M | $180K | 0 | — | 37 | 256 |
| FY2017 | 23 | $7.3M | $150K | 2 | — | 25 | 216 |
| FY2016 | 28 | $11.7M | $150K | 1 | — | 29 | 321 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 140 approvals.
Against Missouri and the country
| FY2021–FY2025 | Jasper County | Missouri | United States |
|---|---|---|---|
| Approvals | 185 | 5,688 | 342,825 |
| Approvals per 1,000 establishments | 65.4 | 37.6 | 41.0 |
| Median 7(a) approval | $200K | $225K | $190K |
| Median 504 approval | $621K | $553K | $657K |
| Average approval | $498K | $569K | $573K |
| 504 share of approvals | 2.7% | 9.9% | 11.0% |
| Jobs supported per approval, as reported | 9.6 | 11.0 | 10.5 |
| Share of state approvals | 3.3% | 100.0% | — |
Approval sizes
- $50,000 or less11.9%22
- $50,001 to $150,00029.7%55
- $150,001 to $350,00019.5%36
- $350,001 to $1 million25.9%48
- $1 million to $2 million9.2%17
- Over $2 million3.8%7
Age of the businesses
- Existing, more than 2 years old45.9%85
- New business, 2 years or less18.9%35
- Startup, loan funds will open the business23.2%43
- Change of ownership11.9%22
Questions and answers
Which lenders make the most SBA loans in Jasper County?
By approvals in FY2021 to FY2025: OakStar Bank (70), Arvest Bank (17), Guaranty Bank (16), U.S. Bank, National Association (13), OMB Bank (11). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Jasper County?
The median 7(a) approval was $200K and the median 504 approval $621K; the Missouri 7(a) median was $225K.
Which industries get the most SBA loans in Jasper County?
Restaurants and Other Eating Places (19); Other Amusement and Recreation Industries (10); Automotive Repair and Maintenance (10); Specialized Freight Trucking (8); Accounting, Tax Preparation, Bookkeeping, and Payroll Services (5).
Is SBA lending in Jasper County rising?
Approvals in the three latest complete fiscal years total 110, against 103 in the three before: broadly level (+7%).
How does Jasper County compare with the rest of Missouri?
65.4 approvals per 1,000 establishments against 37.6 statewide, and 185 of the state's 5,688 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error