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County11th of 21 in New Jersey by approvalsFIPS 34005
SBA loans in Burlington County, New Jersey
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Burlington County, New Jersey, received 542 SBA loan approvals worth $297M in FY2021 to FY2025 (521 7(a), 21 504).
That is 50.6 approvals per 1,000 business establishments (10,703 establishments in 2023), close to the New Jersey figure of 46.8 and above the national 41.0.
It ranks 11th of 21 New Jersey counties with approvals. In FY2025 there were 104, down 24% on FY2024.
72 lenders had approvals here; the most active were TD Bank, National Association (162), Wilmington Savings Fund Society FSB (39) and Manufacturers and Traders Trust Company (25). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Burlington County
By number of approvals to businesses in the county, FY2021–FY2025; 72 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 162 | $21.5M | 29.9% | |
| 2 | Wilmington Savings Fund Society FSBWilmington, DE | 39 | $41.8M | 7.2% | |
| 3 | Manufacturers and Traders Trust CompanyBuffalo, NY | 25 | $3.5M | 4.6% | |
| 4 | The Huntington National BankColumbus, OH | 22 | $12.2M | 4.1% | |
| 5 | Fulton Bank, National AssociationLancaster, PA | 19 | $16.9M | 3.5% | |
| 6 | Meridian BankMalvern, PA | 19 | $15.1M | 3.5% | |
| 7 | Northeast BankLewiston, ME | 18 | $1.7M | 3.3% | |
| 8 | PNC Bank, National AssociationWilmington, DE | 17 | $2.4M | 3.1% | |
| 9 | Newtek Small Business Finance, Inc.Lake Success, NY | 15 | $11.1M | 2.8% | |
| 10 | BayFirst National BankSaint Petersburg, FL | 15 | $1.9M | 2.8% | |
| 11 | Readycap Lending, LLCBerkeley Heights, NJ | 14 | $3.9M | 2.6% | |
| 12 | Newtek Bank, National AssociationMiami, FL | 13 | $5.1M | 2.4% | |
| 13 | Trenton Business Assistance CorporationPrinceton, NJ · CDC | 12 | $15.1M | 2.2% | |
| 14 | Wells Fargo Bank National AssociationSioux Falls, SD | 10 | $3.5M | 1.8% | |
| 15 | Firstrust Savings BankConshohocken, PA | 9 | $11.4M | 1.7% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 42 | 7.7% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 31 | 5.7% | |
| 3 | Automotive Repair and MaintenanceNAICS 8111 | 25 | 4.6% | |
| 4 | General Freight TruckingNAICS 4841 | 23 | 4.2% | |
| 5 | Personal Care ServicesNAICS 8121 | 23 | 4.2% | |
| 6 | Child Day Care ServicesNAICS 6244 | 18 | 3.3% | |
| 7 | Residential Building ConstructionNAICS 2361 | 14 | 2.6% | |
| 8 | Beer, Wine, and Liquor StoresNAICS 4453 | 13 | 2.4% | |
| 9 | Management, Scientific, and Technical Consulting ServicesNAICS 5416 | 12 | 2.2% | |
| 10 | Building Finishing ContractorsNAICS 2383 | 11 | 2.0% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Services (except Public Administration) | 68 | 12.5% | |
| 2 | Retail Trade | 63 | 11.6% | |
| 3 | Construction | 61 | 11.3% | |
| 4 | Accommodation and Food Services | 56 | 10.3% | |
| 5 | Professional, Scientific, and Technical Services | 52 | 9.6% | |
| 6 | Health Care and Social Assistance | 47 | 8.7% | |
| 7 | Administrative and Support and Waste Management and Remediation Services | 40 | 7.4% | |
| 8 | Transportation and Warehousing | 36 | 6.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 60 | $37.5M | $150K | 4 | $9.3M | 64 | 922 |
| FY2025 | 102 | $41.6M | $103K | 2 | — | 104 | 1,007 |
| FY2024 | 131 | $52.0M | $109K | 6 | $7.1M | 137 | 1,048 |
| FY2023 | 125 | $59.0M | $150K | 5 | $6.5M | 130 | 1,282 |
| FY2022 | 84 | $44.1M | $156K | 4 | $5.3M | 88 | 847 |
| FY2021 | 79 | $77.7M | $395K | 4 | $3.0M | 83 | 1,245 |
| FY2020 | 61 | $37.6M | $150K | 7 | $19.6M | 68 | 1,028 |
| FY2019 | 87 | $61.4M | $150K | 2 | — | 89 | 814 |
| FY2018 | 115 | $38.8M | $74K | 5 | $6.8M | 120 | 762 |
| FY2017 | 131 | $51.3M | $125K | 2 | — | 133 | 1,040 |
| FY2016 | 89 | $43.7M | $135K | 6 | $3.7M | 95 | 654 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 505 approvals.
Against New Jersey and the country
| FY2021–FY2025 | Burlington County | New Jersey | United States |
|---|---|---|---|
| Approvals | 542 | 11,132 | 342,825 |
| Approvals per 1,000 establishments | 50.6 | 46.8 | 41.0 |
| Median 7(a) approval | $150K | $150K | $190K |
| Median 504 approval | $730K | $952K | $657K |
| Average approval | $549K | $508K | $573K |
| 504 share of approvals | 3.9% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 10.0 | 9.2 | 10.5 |
| Share of state approvals | 4.9% | 100.0% | — |
Approval sizes
- $50,000 or less28.4%154
- $50,001 to $150,00022.5%122
- $150,001 to $350,00016.1%87
- $350,001 to $1 million16.4%89
- $1 million to $2 million9.8%53
- Over $2 million6.8%37
Age of the businesses
- Existing, more than 2 years old54.1%293
- New business, 2 years or less24.5%133
- Startup, loan funds will open the business13.5%73
- Change of ownership7.9%43
Questions and answers
Which lenders make the most SBA loans in Burlington County?
By approvals in FY2021 to FY2025: TD Bank, National Association (162), Wilmington Savings Fund Society FSB (39), Manufacturers and Traders Trust Company (25), The Huntington National Bank (22), Fulton Bank, National Association (19). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Burlington County?
The median 7(a) approval was $150K and the median 504 approval $730K; the New Jersey 7(a) median was $150K.
Which industries get the most SBA loans in Burlington County?
Restaurants and Other Eating Places (42); Services to Buildings and Dwellings (31); Automotive Repair and Maintenance (25); General Freight Trucking (23); Personal Care Services (23).
Is SBA lending in Burlington County rising?
Approvals in the three latest complete fiscal years total 371, against 239 in the three before: rising (+55%).
How does Burlington County compare with the rest of New Jersey?
50.6 approvals per 1,000 establishments against 46.8 statewide, and 542 of the state's 11,132 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error