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County9th of 21 in New Jersey by approvalsFIPS 34007
SBA loans in Camden County, New Jersey
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
Businesses in Camden County, New Jersey, received 617 SBA loan approvals worth $351M in FY2021 to FY2025 (592 7(a), 25 504).
That is 53.5 approvals per 1,000 business establishments (11,541 establishments in 2023), close to the New Jersey figure of 46.8 and above the national 41.0.
It ranks 9th of 21 New Jersey counties with approvals. In FY2025 there were 160, up 24% on FY2024.
76 lenders had approvals here; the most active were TD Bank, National Association (185), Fulton Bank, National Association (33) and Mid Penn Bank (30). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Camden County
By number of approvals to businesses in the county, FY2021–FY2025; 76 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | TD Bank, National AssociationWilmington, DE | 185 | $29.9M | 30.0% | |
| 2 | Fulton Bank, National AssociationLancaster, PA | 33 | $30.7M | 5.3% | |
| 3 | Mid Penn BankMillersburg, PA | 30 | $13.1M | 4.9% | |
| 4 | Wilmington Savings Fund Society FSBWilmington, DE | 28 | $29.7M | 4.5% | |
| 5 | Manufacturers and Traders Trust CompanyBuffalo, NY | 23 | $2.4M | 3.7% | |
| 6 | Meridian BankMalvern, PA | 20 | $24.1M | 3.2% | |
| 7 | PNC Bank, National AssociationWilmington, DE | 20 | $1.7M | 3.2% | |
| 8 | Readycap Lending, LLCBerkeley Heights, NJ | 18 | $9.8M | 2.9% | |
| 9 | The Huntington National BankColumbus, OH | 16 | $4.2M | 2.6% | |
| 10 | Trenton Business Assistance CorporationPrinceton, NJ · CDC | 14 | $13.5M | 2.3% | |
| 11 | Wells Fargo Bank National AssociationSioux Falls, SD | 14 | $4.8M | 2.3% | |
| 12 | Northeast BankLewiston, ME | 14 | $1.5M | 2.3% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 12 | $22.2M | 1.9% | |
| 14 | Empire State Certified Development CorporationLatham, NY · CDC | 10 | $8.7M | 1.6% | |
| 15 | Beacon Bank and TrustBrookline, MA | 9 | $6.8M | 1.5% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 85 | 13.8% | |
| 2 | Residential Building ConstructionNAICS 2361 | 29 | 4.7% | |
| 3 | Services to Buildings and DwellingsNAICS 5617 | 23 | 3.7% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 21 | 3.4% | |
| 5 | Personal Care ServicesNAICS 8121 | 21 | 3.4% | |
| 6 | Beer, Wine, and Liquor StoresNAICS 4453 | 20 | 3.2% | |
| 7 | Building Finishing ContractorsNAICS 2383 | 19 | 3.1% | |
| 8 | General Freight TruckingNAICS 4841 | 19 | 3.1% | |
| 9 | Building Equipment ContractorsNAICS 2382 | 18 | 2.9% | |
| 10 | Other Amusement and Recreation IndustriesNAICS 7139 | 16 | 2.6% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Accommodation and Food Services | 100 | 16.2% | |
| 2 | Construction | 86 | 13.9% | |
| 3 | Retail Trade | 79 | 12.8% | |
| 4 | Other Services (except Public Administration) | 66 | 10.7% | |
| 5 | Professional, Scientific, and Technical Services | 52 | 8.4% | |
| 6 | Health Care and Social Assistance | 43 | 7.0% | |
| 7 | Transportation and Warehousing | 37 | 6.0% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 35 | 5.7% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 77 | $38.8M | $200K | 1 | — | 78 | 577 |
| FY2025 | 155 | $90.7M | $250K | 5 | $6.6M | 160 | 1,678 |
| FY2024 | 124 | $45.0M | $150K | 5 | $2.5M | 129 | 679 |
| FY2023 | 111 | $55.0M | $130K | 3 | $2.8M | 114 | 992 |
| FY2022 | 90 | $44.0M | $148K | 8 | $6.0M | 98 | 1,315 |
| FY2021 | 112 | $93.9M | $395K | 4 | $4.8M | 116 | 1,552 |
| FY2020 | 75 | $60.4M | $350K | 5 | $2.9M | 80 | 717 |
| FY2019 | 116 | $50.9M | $100K | 6 | $5.7M | 122 | 1,496 |
| FY2018 | 143 | $58.7M | $100K | 4 | $4.0M | 147 | 1,365 |
| FY2017 | 119 | $36.3M | $100K | 4 | $3.9M | 123 | 1,403 |
| FY2016 | 90 | $40.5M | $150K | 4 | $2.0M | 94 | 1,042 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 566 approvals.
Against New Jersey and the country
| FY2021–FY2025 | Camden County | New Jersey | United States |
|---|---|---|---|
| Approvals | 617 | 11,132 | 342,825 |
| Approvals per 1,000 establishments | 53.5 | 46.8 | 41.0 |
| Median 7(a) approval | $200K | $150K | $190K |
| Median 504 approval | $647K | $952K | $657K |
| Average approval | $570K | $508K | $573K |
| 504 share of approvals | 4.1% | 4.9% | 11.0% |
| Jobs supported per approval, as reported | 10.1 | 9.2 | 10.5 |
| Share of state approvals | 5.5% | 100.0% | — |
Approval sizes
- $50,000 or less27.6%170
- $50,001 to $150,00018.8%116
- $150,001 to $350,00017.3%107
- $350,001 to $1 million19.8%122
- $1 million to $2 million9.2%57
- Over $2 million7.3%45
Age of the businesses
- Existing, more than 2 years old56.1%346
- New business, 2 years or less22.9%141
- Startup, loan funds will open the business13.6%84
- Change of ownership7.5%46
Questions and answers
Which lenders make the most SBA loans in Camden County?
By approvals in FY2021 to FY2025: TD Bank, National Association (185), Fulton Bank, National Association (33), Mid Penn Bank (30), Wilmington Savings Fund Society FSB (28), Manufacturers and Traders Trust Company (23). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Camden County?
The median 7(a) approval was $200K and the median 504 approval $647K; the New Jersey 7(a) median was $150K.
Which industries get the most SBA loans in Camden County?
Restaurants and Other Eating Places (85); Residential Building Construction (29); Services to Buildings and Dwellings (23); Automotive Repair and Maintenance (21); Personal Care Services (21).
Is SBA lending in Camden County rising?
Approvals in the three latest complete fiscal years total 403, against 294 in the three before: rising (+37%).
How does Camden County compare with the rest of New Jersey?
53.5 approvals per 1,000 establishments against 46.8 statewide, and 617 of the state's 11,132 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error