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County28th of 88 in Ohio by approvalsFIPS 39157
SBA loans in Tuscarawas County, Ohio
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 155 loans to businesses in Tuscarawas County, Ohio, in FY2021 to FY2025, worth $51.7M: 154 under 7(a) and 1 under 504.
That is 73.9 approvals per 1,000 business establishments (2,098 establishments in 2023), close to the Ohio figure of 72.3 and above the national 41.0.
It ranks 28th of 88 Ohio counties with approvals. In FY2025 there were 31, about level with FY2024.
24 lenders had approvals here; the most active were The Huntington National Bank (113), First Federal Community Bank National Association (11) and First Commonwealth Bank (3). The most common industry was other specialty trade contractors.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Tuscarawas County
By number of approvals to businesses in the county, FY2021–FY2025; 24 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | The Huntington National BankColumbus, OH | 113 | $16.6M | 72.9% | |
| 2 | First Federal Community Bank National AssociationDover, OH | 11 | $3.2M | 7.1% | |
| 3 | First Commonwealth BankIndiana, PA | 3 | $844K | 1.9% | |
| 4 | Consumers National BankMinerva, OH | 3 | $605K | 1.9% | |
| 5 | Northeast BankLewiston, ME | 3 | $166K | 1.9% | |
| 6 | Commonwealth Business BankLos Angeles, CA | 2 | — | 1.3% | |
| 7 | Newtek Bank, National AssociationMiami, FL | 2 | — | 1.3% | |
| 8 | Readycap Lending, LLCBerkeley Heights, NJ | 2 | — | 1.3% | |
| 9 | First Financial BankCincinnati, OH | 1 | — | 0.6% | |
| 10 | Fifth Third BankCincinnati, OH | 1 | — | 0.6% | |
| 11 | First Western SBLC, LLCDallas, TX | 1 | — | 0.6% | |
| 12 | Shoreham BankWarwick, RI | 1 | — | 0.6% | |
| 13 | Hanmi BankLos Angeles, CA | 1 | — | 0.6% | |
| 14 | Peoples BankMarietta, OH | 1 | — | 0.6% | |
| 15 | Cascade Capital CorporationAkron, OH · CDC | 1 | — | 0.6% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Other Specialty Trade ContractorsNAICS 2389 | 14 | 9.0% | |
| 2 | General Freight TruckingNAICS 4841 | 12 | 7.7% | |
| 3 | Restaurants and Other Eating PlacesNAICS 7225 | 10 | 6.5% | |
| 4 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 9 | 5.8% | |
| 5 | Residential Building ConstructionNAICS 2361 | 9 | 5.8% | |
| 6 | Traveler AccommodationNAICS 7211 | 6 | 3.9% | |
| 7 | Personal Care ServicesNAICS 8121 | 5 | 3.2% | |
| 8 | Offices of Other Health PractitionersNAICS 6213 | 5 | 3.2% | |
| 9 | Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and MaintenanceNAICS 8113 | 5 | 3.2% | |
| 10 | Automotive Repair and MaintenanceNAICS 8111 | 5 | 3.2% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 41 | 26.5% | |
| 2 | Other Services (except Public Administration) | 19 | 12.3% | |
| 3 | Manufacturing | 17 | 11.0% | |
| 4 | Accommodation and Food Services | 16 | 10.3% | |
| 5 | Transportation and Warehousing | 16 | 10.3% | |
| 6 | Health Care and Social Assistance | 12 | 7.7% | |
| 7 | Retail Trade | 9 | 5.8% | |
| 8 | Professional, Scientific, and Technical Services | 5 | 3.2% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 7 | $3.9M | $200K | 0 | — | 7 | 48 |
| FY2025 | 31 | $10.0M | $60K | 0 | — | 31 | 176 |
| FY2024 | 33 | $11.1M | $100K | 0 | — | 33 | 181 |
| FY2023 | 33 | $5.4M | $45K | 0 | — | 33 | 97 |
| FY2022 | 37 | $6.7M | $40K | 1 | — | 38 | 123 |
| FY2021 | 20 | $16.7M | $292K | 0 | — | 20 | 497 |
| FY2020 | 22 | $2.8M | $50K | 0 | — | 22 | 98 |
| FY2019 | 16 | $1.4M | $38K | 1 | — | 17 | 49 |
| FY2018 | 29 | $7.5M | $80K | 0 | — | 29 | 221 |
| FY2017 | 23 | $4.3M | $50K | 0 | — | 23 | 165 |
| FY2016 | 23 | $2.1M | $30K | 0 | — | 23 | 159 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 114 approvals.
Against Ohio and the country
| FY2021–FY2025 | Tuscarawas County | Ohio | United States |
|---|---|---|---|
| Approvals | 155 | 18,439 | 342,825 |
| Approvals per 1,000 establishments | 73.9 | 72.3 | 41.0 |
| Median 7(a) approval | $56K | $99K | $190K |
| Median 504 approval | — | $496K | $657K |
| Average approval | $333K | $336K | $573K |
| 504 share of approvals | 0.6% | 4.3% | 11.0% |
| Jobs supported per approval, as reported | 6.9 | 8.1 | 10.5 |
| Share of state approvals | 0.8% | 100.0% | — |
Approval sizes
- $50,000 or less46.5%72
- $50,001 to $150,00030.3%47
- $150,001 to $350,0005.2%8
- $350,001 to $1 million9.7%15
- $1 million to $2 million3.2%5
- Over $2 million5.2%8
Age of the businesses
- Existing, more than 2 years old72.3%112
- New business, 2 years or less12.3%19
- Startup, loan funds will open the business8.4%13
- Change of ownership7.1%11
Questions and answers
Which lenders make the most SBA loans in Tuscarawas County?
By approvals in FY2021 to FY2025: The Huntington National Bank (113), First Federal Community Bank National Association (11), First Commonwealth Bank (3), Consumers National Bank (3), Northeast Bank (3). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Tuscarawas County?
The median 7(a) approval was $56K; the Ohio 7(a) median was $99K.
Which industries get the most SBA loans in Tuscarawas County?
Other Specialty Trade Contractors (14); General Freight Trucking (12); Restaurants and Other Eating Places (10); Foundation, Structure, and Building Exterior Contractors (9); Residential Building Construction (9).
Is SBA lending in Tuscarawas County rising?
Approvals in the three latest complete fiscal years total 97, against 80 in the three before: rising (+21%).
How does Tuscarawas County compare with the rest of Ohio?
73.9 approvals per 1,000 establishments against 72.3 statewide, and 155 of the state's 18,439 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error