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County4th of 34 in Oregon by approvalsFIPS 41047
SBA loans in Marion County, Oregon
7(a) and 504 approvals to businesses located in the county, set against the number of businesses there and against the state.
SBA approvals by fiscal year. The federal fiscal year runs 1 October to 30 September, so FY2025 is 1 October 2024 to 30 September 2025. *FY2026 is open: approvals to 30 Jun 2026 only.
SBA approved 414 loans to businesses in Marion County, Oregon, in FY2021 to FY2025, worth $185M: 380 under 7(a) and 34 under 504.
That is 45.1 approvals per 1,000 business establishments (9,176 establishments in 2023), close to the Oregon figure of 40.8 and close to the national 41.0.
It ranks 4th of 34 Oregon counties with approvals. In FY2025 there were 99, about level with FY2024.
55 lenders had approvals here; the most active were Columbia Bank (148), U.S. Bank, National Association (48) and KeyBank National Association (18). The most common industry was restaurants and other eating places.
Loan status is as recorded by SBA at the data date; charge-off rates are computed on loans approved at least five fiscal years ago. Jobs supported are self-reported estimates from the SBA loan application, which SBA does not review, audit or validate. Data through 30 Jun 2026.
Lenders most active in Marion County
By number of approvals to businesses in the county, FY2021–FY2025; 55 lenders had at least one.
| # | Lender | Approvals | Dollars | Share | |
|---|---|---|---|---|---|
| 1 | Columbia BankLake Oswego, OR | 148 | $19.5M | 35.7% | |
| 2 | U.S. Bank, National AssociationCincinnati, OH | 48 | $6.6M | 11.6% | |
| 3 | KeyBank National AssociationCleveland, OH | 18 | $8.6M | 4.3% | |
| 4 | Cascade Capital FundingSalem, OR · CDC | 16 | $7.8M | 3.9% | |
| 5 | The Huntington National BankColumbus, OH | 16 | $6.0M | 3.9% | |
| 6 | Northeast BankLewiston, ME | 15 | $1.8M | 3.6% | |
| 7 | Banc of CaliforniaLos Angeles, CA | 14 | $31.5M | 3.4% | |
| 8 | Wells Fargo Bank National AssociationSioux Falls, SD | 13 | $3.6M | 3.1% | |
| 9 | JPMorgan Chase Bank, National AssociationColumbus, OH | 12 | $5.3M | 2.9% | |
| 10 | BayFirst National BankSaint Petersburg, FL | 9 | $1.2M | 2.2% | |
| 11 | Mortgage Capital Development CorporationOakland, CA · CDC | 8 | $23.5M | 1.9% | |
| 12 | Readycap Lending, LLCBerkeley Heights, NJ | 8 | $8.7M | 1.9% | |
| 13 | Live Oak Banking CompanyWilmington, NC | 8 | $3.8M | 1.9% | |
| 14 | Newtek Bank, National AssociationMiami, FL | 8 | $2.1M | 1.9% | |
| 15 | Evergreen Business CapitalSeattle, WA · CDC | 6 | $3.6M | 1.4% |
Industries
| # | Industry group (NAICS 4-digit) | Approvals | Share | |
|---|---|---|---|---|
| 1 | Restaurants and Other Eating PlacesNAICS 7225 | 23 | 5.6% | |
| 2 | Services to Buildings and DwellingsNAICS 5617 | 20 | 4.8% | |
| 3 | Building Equipment ContractorsNAICS 2382 | 19 | 4.6% | |
| 4 | Automotive Repair and MaintenanceNAICS 8111 | 19 | 4.6% | |
| 5 | Residential Building ConstructionNAICS 2361 | 18 | 4.3% | |
| 6 | Other Amusement and Recreation IndustriesNAICS 7139 | 14 | 3.4% | |
| 7 | Offices of Other Health PractitionersNAICS 6213 | 12 | 2.9% | |
| 8 | Building Finishing ContractorsNAICS 2383 | 12 | 2.9% | |
| 9 | Foundation, Structure, and Building Exterior ContractorsNAICS 2381 | 11 | 2.7% | |
| 10 | Agencies, Brokerages, and Other Insurance Related ActivitiesNAICS 5242 | 10 | 2.4% |
Sectors
| # | NAICS sector | Approvals | Share | |
|---|---|---|---|---|
| 1 | Construction | 75 | 18.1% | |
| 2 | Retail Trade | 51 | 12.3% | |
| 3 | Manufacturing | 38 | 9.2% | |
| 4 | Professional, Scientific, and Technical Services | 38 | 9.2% | |
| 5 | Other Services (except Public Administration) | 33 | 8.0% | |
| 6 | Accommodation and Food Services | 30 | 7.2% | |
| 7 | Health Care and Social Assistance | 25 | 6.0% | |
| 8 | Administrative and Support and Waste Management and Remediation Services | 23 | 5.6% |
Approvals by fiscal year
| Fiscal year | 7(a) approvals | 7(a) dollars | Median 7(a) | 504 approvals | 504 dollars | All approvals | Jobs supported, as reported |
|---|---|---|---|---|---|---|---|
| FY2026* | 52 | $31.1M | $147K | 3 | $3.2M | 55 | 389 |
| FY2025 | 90 | $35.1M | $69K | 9 | $15.7M | 99 | 765 |
| FY2024 | 93 | $18.3M | $50K | 5 | $1.9M | 98 | 639 |
| FY2023 | 57 | $21.5M | $49K | 6 | $13.7M | 63 | 478 |
| FY2022 | 71 | $41.4M | $30K | 8 | $6.3M | 79 | 569 |
| FY2021 | 69 | $28.5M | $25K | 6 | $2.4M | 75 | 509 |
| FY2020 | 81 | $20.3M | $25K | 3 | $3.2M | 84 | 454 |
| FY2019 | 85 | $25.4M | $49K | 5 | $3.1M | 90 | 532 |
| FY2018 | 73 | $31.6M | $60K | 5 | $2.7M | 78 | 751 |
| FY2017 | 52 | $25.5M | $175K | 4 | $3.3M | 56 | 513 |
| FY2016 | 44 | $17.3M | $135K | 3 | $3.8M | 47 | 297 |
In FY2016–FY2020, the five fiscal years before the current window, the county had 355 approvals.
Against Oregon and the country
| FY2021–FY2025 | Marion County | Oregon | United States |
|---|---|---|---|
| Approvals | 414 | 5,000 | 342,825 |
| Approvals per 1,000 establishments | 45.1 | 40.8 | 41.0 |
| Median 7(a) approval | $50K | $118K | $190K |
| Median 504 approval | $544K | $667K | $657K |
| Average approval | $446K | $529K | $573K |
| 504 share of approvals | 8.2% | 8.2% | 11.0% |
| Jobs supported per approval, as reported | 7.2 | 8.4 | 10.5 |
| Share of state approvals | 8.3% | 100.0% | — |
Approval sizes
- $50,000 or less51.9%215
- $50,001 to $150,00010.9%45
- $150,001 to $350,0009.2%38
- $350,001 to $1 million16.7%69
- $1 million to $2 million5.6%23
- Over $2 million5.8%24
Age of the businesses
- Existing, more than 2 years old77.8%322
- New business, 2 years or less11.4%47
- Startup, loan funds will open the business5.6%23
- Change of ownership5.1%21
- Not answered0.2%1
Questions and answers
Which lenders make the most SBA loans in Marion County?
By approvals in FY2021 to FY2025: Columbia Bank (148), U.S. Bank, National Association (48), KeyBank National Association (18), Cascade Capital Funding (16), The Huntington National Bank (16). Volume says how active a lender is, nothing about terms or service.
How large are typical SBA loans in Marion County?
The median 7(a) approval was $50K and the median 504 approval $544K; the Oregon 7(a) median was $118K.
Which industries get the most SBA loans in Marion County?
Restaurants and Other Eating Places (23); Services to Buildings and Dwellings (20); Building Equipment Contractors (19); Automotive Repair and Maintenance (19); Residential Building Construction (18).
Is SBA lending in Marion County rising?
Approvals in the three latest complete fiscal years total 260, against 238 in the three before: broadly level (+9%).
How does Marion County compare with the rest of Oregon?
45.1 approvals per 1,000 establishments against 40.8 statewide, and 414 of the state's 5,000 approvals.
About these figures
Figures are totals of the Small Business Administration's 7(a) and 504 FOIA loan files, data through 30 Jun 2026. SBA updates the files quarterly. Counts are loan approvals, including approvals later cancelled; the five-year window is FY2021–FY2025, the five latest complete fiscal years. Charge-off rates use only loans approved in FY2010–FY2021, at least five fiscal years ago, and count disbursed loans SBA records as charged off. Loans are listed under the lender they are assigned to today. Establishment counts are from the Census Bureau's County Business Patterns 2023, which leaves out most farms, government and businesses without employees. Dollar figures behind fewer than three approvals are not shown, and no borrower is named anywhere on this site.Methodology · Report an error